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Silver Creek, New York Demographics & Population 2026

Very AffordableHome value to income ratio of 2.0x is exceptionally low

During the 2020–2024 ACS period, Silver Creek, New York had a total population of 2,604, the 542nd largest village in New York, with a median household income of $63,854, which is 26% lower than the state average. The poverty rate is 21.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Silver Creek Quick Facts

Population 2,604
Median Household Income $63,854
Median Home Value $125,400
Poverty Rate 21.5%
Unemployment Rate 6.8%
Median Age 36.8 years
Homeownership Rate 68.2%
Affordability Ratio 2.0x
Bachelor's Degree or Higher 28.9%
High School Graduation Rate 89.9%
Diversity Index 25/100
Population 2,604 542nd of 1,289
Median Income $63,854 bottom 30%
Poverty Rate 21.5% 73% higher than national
Median Home Value $125,400 bottom 20%

How Silver Creek Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,6192,604-0.6%
Median household income$66,250$63,854-3.6%
Median home value$119,500$125,400+4.9%

How Silver Creek Compares

Economy & Housing

Household Income Distribution

Under $25K 21.6%
$25K-$50K 21.0%
$50K-$100K 21.3%
$100K+ 36.1%
Detailed income brackets
Under $10K
6.6%
$10K-$15K
4.1%
$15K-$20K
6.0%
$20K-$25K
4.9%
$25K-$30K
2.8%
$30K-$35K
3.7%
$35K-$40K
1.0%
$40K-$45K
8.7%
$45K-$50K
4.8%
$50K-$60K
6.8%
$60K-$75K
3.8%
$75K-$100K
10.8%
$100K-$125K
9.0%
$125K-$150K
13.9%
$150K-$200K
11.1%
$200K+
2.1%

Employment

6.8% Unemployment Rate State: 6.4%|National: 5.2%
64.0% Labor Force Participation

Housing Overview

Owner 68.2%
Renter 31.8%
Affordability Index Very Affordable
2.0x home value to income ratio
Median gross rent $967/mo 18.2% of median household income annually

People & Demographics

Diversity Index

25out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Silver Creek Rankings in New York

#542 Population of 1,289
#894 Median Income of 1,219
#777 Education of 1,288
#1038 Home Value of 1,232

Other Cities in Chautauqua County

CityPopulationMedian IncomePovertyHome Value
Jamestown 28,188 $43,523 25.3% $87,700
Dunkirk 12,549 $53,299 24.3% $94,700
Fredonia 9,467 $50,433 25.2% $192,500
Westfield 3,185 $46,774 15.3% $102,600
Lakewood 2,957 $67,557 11.6% $158,500
Jamestown West 2,424 $54,250 9.5% $146,000
Falconer 2,149 $60,056 10.9% $98,400
Frewsburg 1,792 $75,536 8.4% $142,800
Brocton 1,404 $58,500 24.6% $110,100
Celoron 1,397 $51,964 16.6% $92,700

Cities Similar to Silver Creek

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Marist College2,564N/AN/A0.0%N/A
Keeseville2,570$62,063$120,90020.0%17.9%
Siena College2,500N/AN/A67.7%16.0%
Dannemora2,684$62,411$134,4008.0%13.8%
Brewster2,512$62,886$398,20019.1%14.4%

Population Overview

Silver Creek is a small community located in New York, within Chautauqua County. The total population is 2,604. It ranks as the 542nd most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Silver Creek is 36.8 years. This is 8% lower than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Silver Creek is $63,854. This is 26% lower than the state median of $85,974. It is also 21% lower than the national median of $80,734. The poverty rate stands at 21.5%. This is 53% higher than the state poverty rate of 14.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.8%. This is 6% higher than the state rate of 6.4%. The median home value is $125,400. Housing costs are 70% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.0x, Silver Creek is one of the most affordable housing markets in the area. 68.2% of occupied housing units are owner-occupied. This homeownership rate is 25% higher than the state average of 54.4%.

Race & Ethnicity

Silver Creek has a predominantly White (non-Hispanic) population, comprising 86.0% of all residents. Hispanic or Latino residents account for 7.4%. The White (non-Hispanic) population is significantly higher than the state average (86.0% vs 52.8%). The Black or African American population (2.3%) is well below the state average of 13.4%. The Hispanic or Latino population (7.4%) is well below the state average of 19.8%.

Education

28.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 28% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.9%.

Data Sources & Methodology

All demographic data for Silver Creek, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Silver Creek, New York?

Silver Creek, New York has a population of 2,604 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Silver Creek, NY?

The median household income in Silver Creek is $63,854, which is 21% lower than the national median of $80,734.

What is the poverty rate in Silver Creek, NY?

The poverty rate in Silver Creek is 21.5%. This means approximately 557 residents live below the federal poverty line.

What is the racial makeup of Silver Creek, New York?

Silver Creek's population is 86.0% White, 2.3% Black, 7.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Silver Creek, NY?

The median home value in Silver Creek is $125,400. The home-value-to-income ratio is 2.0x.

How educated is Silver Creek, New York?

28.9% of adults (25+) in Silver Creek hold a bachelor's degree or higher, and 8.6% hold a graduate or professional degree.