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Watertown, New York Demographics & Population 2026

During the 2020–2024 ACS period, Watertown, New York had a total population of 24,375, the 67th largest city in New York, with a median household income of $51,753, which is 40% lower than the state average. The poverty rate is 20.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Watertown Quick Facts

Population 24,375
Median Household Income $51,753
Median Home Value $158,600
Poverty Rate 20.1%
Unemployment Rate 5.3%
Median Age 35.7 years
Homeownership Rate 40.9%
Affordability Ratio 3.1x
Bachelor's Degree or Higher 26.6%
High School Graduation Rate 91.3%
Diversity Index 37/100
Population 24,375 67th of 1,289
Median Income $51,753 bottom 20%
Poverty Rate 20.1% 61% higher than national
Median Home Value $158,600 bottom 30%

How Watertown Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population24,57424,375-0.8%
Median household income$49,692$51,753+4.1%
Median home value$149,800$158,600+5.9%

How Watertown Compares

Economy & Housing

Household Income Distribution

Under $25K 22.5%
$25K-$50K 25.9%
$50K-$100K 29.1%
$100K+ 22.5%
Detailed income brackets
Under $10K
6.0%
$10K-$15K
6.7%
$15K-$20K
3.1%
$20K-$25K
6.8%
$25K-$30K
6.1%
$30K-$35K
4.7%
$35K-$40K
7.1%
$40K-$45K
2.5%
$45K-$50K
5.6%
$50K-$60K
7.9%
$60K-$75K
10.2%
$75K-$100K
10.9%
$100K-$125K
8.5%
$125K-$150K
6.1%
$150K-$200K
3.2%
$200K+
4.7%

Employment

5.3% Unemployment Rate State: 6.4%|National: 5.2%
64.2% Labor Force Participation

Housing Overview

Owner 40.9%
Renter 59.1%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $967/mo 22.4% of median household income annually

People & Demographics

Diversity Index

37out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Watertown Rankings in New York

#67 Population of 1,289
#1085 Median Income of 1,219
#838 Education of 1,288
#900 Home Value of 1,232

Other Cities in Jefferson County

CityPopulationMedian IncomePovertyHome Value
Fort Drum 16,065 $62,291 11.7% N/A
Carthage 3,510 $58,125 25.8% $131,200
Calcium 2,935 $57,668 17.3% $203,400
West Carthage 1,864 $49,885 10.4% $192,100
Clayton 1,661 $60,573 19.5% $231,800
Black River 1,651 $86,645 11.8% $228,200
Adams 1,531 $64,432 8.9% $192,400
Sackets Harbor 1,490 $77,043 14.0% $234,900
Alexandria Bay 1,212 $55,048 10.8% $154,100
Adams Center 1,075 $87,727 10.1% $178,100

Cities Similar to Watertown

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Auburn26,285$51,052$152,80021.0%19.5%
Kingston23,911$68,186$315,50032.6%17.6%
Elmira26,257$43,120$93,00018.1%30.2%
Monsey28,160$47,629$921,00015.2%49.1%
Newburgh28,519$56,960$247,90019.8%24.3%

Population Overview

Watertown is a small city located in New York, within Jefferson County. The total population is 24,375. It ranks as the 67th most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Watertown is 35.7 years. This is 10% lower than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Watertown is $51,753. This is 40% lower than the state median of $85,974. It is also 36% lower than the national median of $80,734. The poverty rate stands at 20.1%. This is 43% higher than the state poverty rate of 14.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 5.3%. This is 16% lower than the state rate of 6.4%. The median home value is $158,600. Housing costs are 63% lower than the state median of $423,800. The home-value-to-income ratio is 3.1x. 40.9% of occupied housing units are owner-occupied. This homeownership rate is 25% lower than the state average of 54.4%.

Race & Ethnicity

The largest racial or ethnic group in Watertown is White (non-Hispanic), making up 78.3% of the population. Hispanic or Latino residents account for 7.1%. The Black or African American population (4.5%) is well below the state average of 13.4%. The Hispanic or Latino population (7.1%) is well below the state average of 19.8%. The Asian population (2.1%) is well below the state average of 9.0%.

Education

26.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 34% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.3%.

Data Sources & Methodology

All demographic data for Watertown, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Watertown, New York?

Watertown, New York has a population of 24,375 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Watertown, NY?

The median household income in Watertown is $51,753, which is 36% lower than the national median of $80,734.

What is the poverty rate in Watertown, NY?

The poverty rate in Watertown is 20.1%. This means approximately 4,753 residents live below the federal poverty line.

What is the racial makeup of Watertown, New York?

Watertown's population is 78.3% White, 4.5% Black, 7.1% Hispanic/Latino, and 2.1% Asian.

What is the median home value in Watertown, NY?

The median home value in Watertown is $158,600. The home-value-to-income ratio is 3.1x.

How educated is Watertown, New York?

26.6% of adults (25+) in Watertown hold a bachelor's degree or higher, and 11.2% hold a graduate or professional degree.