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Charlotte, North Carolina Demographics & Population 2026

Largest CityThe most populous city in North Carolina
Highly DiverseNo single racial/ethnic group makes up a majority of the population

During the 2020–2024 ACS period, Charlotte, North Carolina had a total population of 903,844, the 1st largest city in North Carolina, with a median household income of $82,068, which is 13% higher than the state average. The poverty rate is 11.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Charlotte Quick Facts

Population 903,844
Median Household Income $82,068
Median Home Value $385,700
Poverty Rate 11.7%
Unemployment Rate 4.6%
Median Age 34.5 years
Homeownership Rate 51.0%
Affordability Ratio 4.7x
Bachelor's Degree or Higher 48.0%
High School Graduation Rate 89.5%
Diversity Index 71/100
Population 903,844 1st of 772
Median Income $82,068 top 30%
Poverty Rate 11.7% 6% lower than national
Median Home Value $385,700 top 20%

How Charlotte Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population886,283903,844+2.0%
Median household income$78,438$82,068+4.6%
Median home value$351,500$385,700+9.7%

How Charlotte Compares

Economy & Housing

Household Income Distribution

Under $25K 12.4%
$25K-$50K 16.6%
$50K-$100K 29.8%
$100K+ 41.2%
Detailed income brackets
Under $10K
4.6%
$10K-$15K
2.5%
$15K-$20K
2.6%
$20K-$25K
2.7%
$25K-$30K
2.6%
$30K-$35K
3.1%
$35K-$40K
3.7%
$40K-$45K
3.6%
$45K-$50K
3.6%
$50K-$60K
7.3%
$60K-$75K
9.6%
$75K-$100K
12.9%
$100K-$125K
9.8%
$125K-$150K
7.1%
$150K-$200K
9.4%
$200K+
14.8%

Employment

4.6% Unemployment Rate State: 4.7%|National: 5.2%
72.6% Labor Force Participation

Housing Overview

Owner 51.0%
Renter 49.0%
Affordability Index Moderate
4.7x home value to income ratio
Median gross rent $1,612/mo 23.6% of median household income annually

People & Demographics

Diversity Index

71out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 58 | National average: 61

Education

Charlotte Rankings in North Carolina

#1 Population of 772
#177 Median Income of 716
#99 Education of 772
#121 Home Value of 725

Other Cities in Mecklenburg County

CityPopulationMedian IncomePovertyHome Value
Huntersville 63,969 $120,516 3.1% $472,900
Cornelius 32,783 $113,767 5.4% $559,400
Matthews 30,577 $108,611 3.7% $445,100
Mint Hill 27,556 $100,860 8.4% $428,900
Stallings 16,886 $115,974 4.8% $428,000
Davidson 15,660 $166,556 7.0% $687,700
Weddington 13,805 $190,766 4.0% $824,100
Pineville 11,055 $69,354 13.8% $395,100
Midland 4,860 $101,477 4.1% $369,100

Cities Similar to Charlotte

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Raleigh481,031$85,395$415,80054.0%11.9%
Durham291,467$81,619$392,80057.3%11.7%
Greensboro301,198$61,515$244,80041.0%17.0%
Winston-Salem252,037$59,268$233,80039.5%17.7%
Fayetteville210,815$58,407$188,00029.0%17.7%

Population Overview

Charlotte is a major urban center located in North Carolina, within Mecklenburg County. The total population is 903,844. It ranks as the 1st most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in Charlotte is 34.5 years. This is 12% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Charlotte is $82,068. This is 13% higher than the state median of $72,388. It is also 2% higher than the national median of $80,734. The poverty rate stands at 11.7%. This is 10% lower than the state poverty rate of 13.0%. The unemployment rate is 4.6%. This is 2% lower than the state rate of 4.7%. The median home value is $385,700. Housing costs are 34% higher than the state median of $288,900. The home-value-to-income ratio is 4.7x. 51.0% of occupied housing units are owner-occupied. This homeownership rate is 23% lower than the state average of 66.6%.

Race & Ethnicity

Charlotte is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. Black or African American residents account for 33.3%. The Black or African American population is significantly higher than the state average (33.3% vs 20.0%). The Hispanic or Latino population is significantly higher than the state average (17.5% vs 11.3%). The Asian population is significantly higher than the state average (6.5% vs 3.3%).

Education

48.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% higher than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.5%. Notably, 17.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Charlotte, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Charlotte, North Carolina?

Charlotte, North Carolina has a population of 903,844 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Charlotte, NC?

The median household income in Charlotte is $82,068, which is 2% higher than the national median of $80,734.

What is the poverty rate in Charlotte, NC?

The poverty rate in Charlotte is 11.7%. This means approximately 103,649 residents live below the federal poverty line.

What is the racial makeup of Charlotte, North Carolina?

Charlotte's population is 38.1% White, 33.3% Black, 17.5% Hispanic/Latino, and 6.5% Asian.

What is the median home value in Charlotte, NC?

The median home value in Charlotte is $385,700. The home-value-to-income ratio is 4.7x.

How educated is Charlotte, North Carolina?

48.0% of adults (25+) in Charlotte hold a bachelor's degree or higher, and 17.3% hold a graduate or professional degree.