Montgomery County, North Carolina Demographics 2026

Population Overview

Montgomery County is located in North Carolina with a total population of 25,874. It is the 74th most populous county out of 100 in North Carolina. The county encompasses 4 Census-designated places.

Age Demographics

The median age in Montgomery County is 43.6 years. This is 12% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Montgomery County is $55,849. This is 20% lower than the state median of $69,904. Compared to the national median of $78,538, household income here is 29% lower. The poverty rate stands at 16.1%. This is 22% higher than the state poverty rate of 13.2%. The unemployment rate is 2.9%. This is 40% lower than the state rate of 4.8%. The median home value is $150,300. Housing costs are 42% lower than the state median of $259,400. With a home-value-to-income ratio of just 2.7x, Montgomery County is one of the most affordable housing markets in the area. 73.1% of occupied housing units are owner-occupied. This homeownership rate is 10% higher than the state average of 66.4%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery County is White (non-Hispanic), making up 62.8% of the population. Black or African American residents account for 16.4%.

Education

19.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% lower than the state rate of 34.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.0%.