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Ruth, North Carolina Demographics & Population 2026

During the 2020–2024 ACS period, Ruth, North Carolina had a total population of 510, the 585th largest town in North Carolina, with a median household income of $51,250, which is 29% lower than the state average. The poverty rate is 35.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Ruth Quick Facts

Population 510
Median Household Income $51,250
Median Home Value $138,300
Poverty Rate 35.7%
Unemployment Rate 1.0%
Median Age 35.0 years
Homeownership Rate 75.3%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 14.3%
High School Graduation Rate 82.6%
Diversity Index 27/100
Population 510 585th of 772
Median Income $51,250 below average
Poverty Rate 35.7% 187% higher than national
Median Home Value $138,300 bottom 30%

How Ruth Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population526510-3.0%
Median household income$48,125$51,250+6.5%
Median home value$122,000$138,300+13.4%

How Ruth Compares

Economy & Housing

Household Income Distribution

Under $25K 35.4%
$25K-$50K 14.1%
$50K-$100K 30.3%
$100K+ 20.2%
Detailed income brackets
Under $10K
10.1%
$10K-$15K
18.7%
$15K-$20K
2.0%
$20K-$25K
4.5%
$25K-$30K
2.0%
$30K-$35K
1.5%
$35K-$40K
1.5%
$40K-$45K
2.5%
$45K-$50K
6.6%
$50K-$60K
9.1%
$60K-$75K
6.6%
$75K-$100K
14.6%
$100K-$125K
9.1%
$125K-$150K
7.6%
$150K-$200K
3.5%
$200K+
0.0%

Employment

1.0% Unemployment Rate State: 4.7%|National: 5.2%
51.1% Labor Force Participation

Housing Overview

Owner 75.3%
Renter 24.8%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $675/mo 15.8% of median household income annually

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 58 | National average: 61

Education

Ruth Rankings in North Carolina

#585 Population of 772
#483 Median Income of 716
#561 Education of 772
#558 Home Value of 725

Other Cities in Rutherford County

CityPopulationMedian IncomePovertyHome Value
Forest City 7,363 $35,524 32.1% $160,800
Spindale 4,131 $41,262 21.8% $167,400
Rutherfordton 3,680 $59,375 12.7% $288,400
Lake Lure 1,543 $80,357 11.5% $627,000
Ellenboro 901 $49,769 18.3% $164,400
Cliffside 438 $51,438 7.1% N/A
Bostic 433 $57,813 17.8% $171,900
Henrietta 197 N/A 20.8% $162,500
Chimney Rock Village 122 $64,375 8.2% $477,300
Caroleen 116 N/A 29.3% $137,500

Cities Similar to Ruth

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Atlantic522$51,071$154,30011.5%18.2%
Bolton504$48,450$146,7007.0%24.6%
Whitakers494$48,869$148,30019.5%10.5%
High Shoals534$53,333$230,40010.4%23.2%
Pink Hill527$46,635$99,30023.9%24.9%

A note before these figures: with a population of 510, Ruth's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Ruth is a small community located in North Carolina, within Rutherford County. The total population is 510. It ranks as the 585th most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in Ruth is 35.0 years. This is 10% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Ruth is $51,250. This is 29% lower than the state median of $72,388. It is also 37% lower than the national median of $80,734. The poverty rate stands at 35.7%. This is 174% higher than the state poverty rate of 13.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 1.0%. This is 79% lower than the state rate of 4.7%. The median home value is $138,300. Housing costs are 52% lower than the state median of $288,900. With a home-value-to-income ratio of just 2.7x, Ruth is one of the most affordable housing markets in the area. 75.3% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 66.6%.

Race & Ethnicity

The largest racial or ethnic group in Ruth is White (non-Hispanic), making up 84.9% of the population. Hispanic or Latino residents account for 8.6%. The Black or African American population (1.0%) is well below the state average of 20.0%. The Asian population (0.2%) is well below the state average of 3.3%.

Education

14.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 60% lower than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.6%.

Data Sources & Methodology

All demographic data for Ruth, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Ruth, North Carolina?

Ruth, North Carolina has a population of 510 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Ruth, NC?

The median household income in Ruth is $51,250, which is 37% lower than the national median of $80,734.

What is the poverty rate in Ruth, NC?

The poverty rate in Ruth is 35.7%. This means approximately 181 residents live below the federal poverty line.

What is the racial makeup of Ruth, North Carolina?

Ruth's population is 84.9% White, 1.0% Black, 8.6% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Ruth, NC?

The median home value in Ruth is $138,300. The home-value-to-income ratio is 2.7x.

How educated is Ruth, North Carolina?

14.3% of adults (25+) in Ruth hold a bachelor's degree or higher, and 4.0% hold a graduate or professional degree.