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Spindale, North Carolina Demographics & Population 2026

During the 2020–2024 ACS period, Spindale, North Carolina had a total population of 4,131, the 204th largest town in North Carolina, with a median household income of $41,262, which is 43% lower than the state average. The poverty rate is 21.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Spindale Quick Facts

Population 4,131
Median Household Income $41,262
Median Home Value $167,400
Poverty Rate 21.8%
Unemployment Rate 12.6%
Median Age 44.9 years
Homeownership Rate 43.6%
Affordability Ratio 4.1x
Bachelor's Degree or Higher 15.5%
High School Graduation Rate 81.6%
Diversity Index 45/100
Population 4,131 204th of 772
Median Income $41,262 bottom 20%
Poverty Rate 21.8% 75% higher than national
Median Home Value $167,400 below average

How Spindale Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,2444,131-2.7%
Median household income$38,509$41,262+7.1%
Median home value$130,800$167,400+28.0%

How Spindale Compares

Economy & Housing

Household Income Distribution

Under $25K 21.6%
$25K-$50K 38.2%
$50K-$100K 28.1%
$100K+ 12.1%
Detailed income brackets
Under $10K
2.7%
$10K-$15K
4.1%
$15K-$20K
6.2%
$20K-$25K
8.6%
$25K-$30K
6.2%
$30K-$35K
8.5%
$35K-$40K
10.8%
$40K-$45K
6.8%
$45K-$50K
5.9%
$50K-$60K
5.9%
$60K-$75K
15.0%
$75K-$100K
7.2%
$100K-$125K
5.7%
$125K-$150K
0.0%
$150K-$200K
2.9%
$200K+
3.5%

Employment

12.6% Unemployment Rate State: 4.7%|National: 5.2%
51.2% Labor Force Participation

Housing Overview

Owner 43.6%
Renter 56.4%
Affordability Index Moderate
4.1x home value to income ratio
Median gross rent $755/mo 22.0% of median household income annually

People & Demographics

Diversity Index

45out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 58 | National average: 61

Education

Spindale Rankings in North Carolina

#204 Population of 772
#605 Median Income of 716
#530 Education of 772
#470 Home Value of 725

Other Cities in Rutherford County

CityPopulationMedian IncomePovertyHome Value
Forest City 7,363 $35,524 32.1% $160,800
Rutherfordton 3,680 $59,375 12.7% $288,400
Lake Lure 1,543 $80,357 11.5% $627,000
Ellenboro 901 $49,769 18.3% $164,400
Ruth 510 $51,250 35.7% $138,300
Cliffside 438 $51,438 7.1% N/A
Bostic 433 $57,813 17.8% $171,900
Henrietta 197 N/A 20.8% $162,500
Chimney Rock Village 122 $64,375 8.2% $477,300
Caroleen 116 N/A 29.3% $137,500

Cities Similar to Spindale

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
North Wilkesboro4,421$38,474$212,70024.7%23.8%
Franklin4,268$47,888$195,00025.6%12.8%
Edenton4,494$38,417$274,10023.1%29.9%
Tabor City3,777$38,714$115,90011.9%32.9%
Wilkesboro3,646$40,907$223,70024.5%22.6%

Population Overview

Spindale is a small community located in North Carolina, within Rutherford County. The total population is 4,131. It ranks as the 204th most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in Spindale is 44.9 years. This is 15% higher than the state median of 39.1 years. Only 13.6% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Spindale is $41,262. This is 43% lower than the state median of $72,388. It is also 49% lower than the national median of $80,734. The poverty rate stands at 21.8%. This is 68% higher than the state poverty rate of 13.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 12.6%. This is 166% higher than the state rate of 4.7%. The median home value is $167,400. Housing costs are 42% lower than the state median of $288,900. The home-value-to-income ratio is 4.1x. 43.6% of occupied housing units are owner-occupied. This homeownership rate is 34% lower than the state average of 66.6%.

Race & Ethnicity

The largest racial or ethnic group in Spindale is White (non-Hispanic), making up 72.4% of the population. Black or African American residents account for 14.4%. The Asian population (1.0%) is well below the state average of 3.3%.

Education

15.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% lower than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 81.6%.

Data Sources & Methodology

All demographic data for Spindale, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Spindale, North Carolina?

Spindale, North Carolina has a population of 4,131 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Spindale, NC?

The median household income in Spindale is $41,262, which is 49% lower than the national median of $80,734.

What is the poverty rate in Spindale, NC?

The poverty rate in Spindale is 21.8%. This means approximately 820 residents live below the federal poverty line.

What is the racial makeup of Spindale, North Carolina?

Spindale's population is 72.4% White, 14.4% Black, 6.1% Hispanic/Latino, and 1.0% Asian.

What is the median home value in Spindale, NC?

The median home value in Spindale is $167,400. The home-value-to-income ratio is 4.1x.

How educated is Spindale, North Carolina?

15.5% of adults (25+) in Spindale hold a bachelor's degree or higher, and 4.5% hold a graduate or professional degree.