Finley city, North Dakota Demographics & Population 2026

Population Overview

Finley city is a small community located in North Dakota, within Steele County. The total population is 322. It ranks as the 132nd most populous out of 401 cities and towns in North Dakota.

Age Demographics

The median age in Finley city is 50.4 years. This is 41% higher than the state median of 35.7 years. 27.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Finley city is $74,583. This is 2% lower than the state median of $75,949. Compared to the national median of $78,538, household income here is 5% lower. The poverty rate stands at 11.5%. This is 9% higher than the state poverty rate of 10.6%. The unemployment rate is 3.9%. This is 37% higher than the state rate of 2.8%. The median home value is $73,100. Housing costs are 70% lower than the state median of $241,100. With a home-value-to-income ratio of just 1.0x, Finley city is one of the most affordable housing markets in the area. 77.7% of occupied housing units are owner-occupied. This homeownership rate is 23% higher than the state average of 63.4%.

Race & Ethnicity

Finley city has a predominantly White (non-Hispanic) population, comprising 93.2% of all residents. Black or African American residents account for 1.6%. The Black or African American population (1.6%) is well below the state average of 3.2%. The Hispanic or Latino population (0.3%) is well below the state average of 4.5%.

Education

35.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 8% higher than the state rate of 32.3%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.7%.

Data Sources & Methodology

All demographic data for Finley city, North Dakota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Dakota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 401 Census-designated places in North Dakota. For official data, visit data.census.gov.