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Underwood city, North Dakota Demographics & Population 2026

As of 2026, Underwood city, North Dakota has a total population of 701, the 81st largest city in North Dakota, with a median household income of $71,625, which is 6% lower than the state average. The poverty rate is 10.2%.

Underwood city Quick Facts

Population 701
Median Household Income $71,625
Median Home Value $196,300
Poverty Rate 10.2%
Unemployment Rate 7.6%
Median Age 45.3 years
Homeownership Rate 79.9%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 18.9%
High School Graduation Rate 92.2%
Diversity Index 21/100
Population 701 81st of 401
Median Income $71,625 average
Poverty Rate 10.2% 18% lower national
Median Home Value $196,300 top 20%

How Underwood city Compares

Economy & Housing

Employment

7.6% Unemployment Rate State: 2.8% | National: 5.2%
66.4% Labor Force Participation

Housing Overview

Owner 79.9%
Renter 20.1%
Affordability Index Very Affordable
2.7x home value to income ratio

People & Demographics

Diversity Index

21out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 60

Education

Underwood city Rankings in North Dakota

#81 Population of 401
#141 Median Income of 401
#217 Education of 401
#63 Home Value of 401

Other Cities in McLean County

CityPopulationMedian IncomePovertyHome Value
Garrison city 1,456 $68,646 11.9% $181,800
Washburn city 1,434 $75,729 9.4% $226,200
Wilton city 582 $83,750 9.3% $206,100
Turtle Lake city 502 $57,250 14.2% $123,900
Max city 284 $73,750 3.2% $140,600
Benedict city 227 $59,155 0.9% $250,700
Riverdale city 187 $96,667 3.2% $220,500
Mercer city 97 N/A 9.3% N/A
Coleharbor city 76 $81,250 17.1% N/A
Ruso city 3 N/A 0.0% N/A

Cities Similar to Underwood city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
LaMoure city703$65,625$150,80026.3%8.0%
New England city658$74,375$143,3007.4%15.5%
Richardton city761$69,844$188,90022.2%9.6%
Ray city762$69,792$211,50014.2%9.7%
Hatton city639$72,885$133,70018.0%4.6%

Population Overview

Underwood city is a small community located in North Dakota, within McLean County. The total population is 701. It ranks as the 81st most populous out of 401 cities and towns in North Dakota.

Age Demographics

The median age in Underwood city is 45.3 years. This is 27% higher than the state median of 35.7 years.

Economy, Income & Housing

The median household income in Underwood city is $71,625. This is 6% lower than the state median of $75,949. Compared to the national median of $78,538, household income here is 9% lower. The poverty rate stands at 10.2%. This is 4% lower than the state poverty rate of 10.6%. The unemployment rate is 7.6%. This is 167% higher than the state rate of 2.8%. The median home value is $196,300. Housing costs are 19% lower than the state median of $241,100. With a home-value-to-income ratio of just 2.7x, Underwood city is one of the most affordable housing markets in the area. 79.9% of occupied housing units are owner-occupied. This homeownership rate is 26% higher than the state average of 63.4%.

Race & Ethnicity

Underwood city has a predominantly White (non-Hispanic) population, comprising 88.2% of all residents. Hispanic or Latino residents account for 1.1%. The Black or African American population (1.0%) is well below the state average of 3.2%. The Hispanic or Latino population (1.1%) is well below the state average of 4.5%. The Asian population (0.6%) is well below the state average of 1.5%.

Education

18.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 42% lower than the state rate of 32.3%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.2%.

Data Sources & Methodology

All demographic data for Underwood city, North Dakota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against North Dakota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 401 Census-designated places in North Dakota. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Underwood city, North Dakota?

Underwood city, North Dakota has a population of 701 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Underwood city, ND?

The median household income in Underwood city is $71,625, which is 9% lower the national median of $78,538.

What is the poverty rate in Underwood city, ND?

The poverty rate in Underwood city is 10.2%. This means approximately 70 residents live below the federal poverty line.

What is the racial makeup of Underwood city, North Dakota?

Underwood city's population is 88.2% White, 1.0% Black, 1.1% Hispanic/Latino, and 0.6% Asian.

What is the median home value in Underwood city, ND?

The median home value in Underwood city is $196,300. The home-value-to-income ratio is 2.7x.

How educated is Underwood city, North Dakota?

18.9% of adults (25+) in Underwood city hold a bachelor's degree or higher, and 3.8% hold a graduate or professional degree.