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Montgomery, Ohio Demographics & Population 2026

During the 2020–2024 ACS period, Montgomery, Ohio had a total population of 10,855, the 172nd largest city in Ohio, with a median household income of $150,995, which is 112% higher than the state average. The poverty rate is 3.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Montgomery Quick Facts

Population 10,855
Median Household Income $150,995
Median Home Value $545,100
Poverty Rate 3.3%
Unemployment Rate 2.7%
Median Age 43.3 years
Homeownership Rate 90.1%
Affordability Ratio 3.6x
Bachelor's Degree or Higher 73.5%
High School Graduation Rate 98.9%
Diversity Index 30/100
Population 10,855 172nd of 1,264
Median Income $150,995 top 10%
Poverty Rate 3.3% 74% lower than national
Median Home Value $545,100 top 10%

How Montgomery Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population10,81610,855+0.4%
Median household income$148,438$150,995+1.7%
Median home value$505,800$545,100+7.8%

How Montgomery Compares

Economy & Housing

Household Income Distribution

Under $25K 2.5%
$25K-$50K 11.9%
$50K-$100K 16.1%
$100K+ 69.4%
Detailed income brackets
Under $10K
0.8%
$10K-$15K
0.2%
$15K-$20K
1.2%
$20K-$25K
0.3%
$25K-$30K
0.9%
$30K-$35K
1.6%
$35K-$40K
2.1%
$40K-$45K
5.5%
$45K-$50K
1.9%
$50K-$60K
2.2%
$60K-$75K
5.3%
$75K-$100K
8.7%
$100K-$125K
7.9%
$125K-$150K
10.9%
$150K-$200K
11.8%
$200K+
38.8%

Employment

2.7% Unemployment Rate State: 4.8%|National: 5.2%
62.6% Labor Force Participation

Housing Overview

Owner 90.1%
Renter 9.9%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $1,605/mo 12.8% of median household income annually

People & Demographics

Diversity Index

30out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Montgomery Rankings in Ohio

#172 Population of 1,264
#43 Median Income of 1,191
#32 Education of 1,264
#23 Home Value of 1,206

Other Cities in Hamilton County

CityPopulationMedian IncomePovertyHome Value
Cincinnati 311,224 $52,909 25.5% $230,900
Fairfield 44,828 $77,937 8.4% $234,500
Forest Park 20,025 $75,956 10.6% $190,400
White Oak 19,216 $70,341 8.2% $203,700
Norwood 19,114 $71,611 17.5% $258,700
Sharonville 14,030 $74,649 9.1% $223,800
Bridgetown 13,464 $80,564 5.7% $183,600
Blue Ash 13,455 $115,313 4.0% $403,200
Loveland 13,197 $94,323 7.8% $321,300
Harrison 13,084 $100,000 6.9% $229,400

Cities Similar to Montgomery

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Canal Winchester10,170$131,209$336,10045.6%4.5%
Oakwood9,458$156,667$370,10074.5%2.7%
Mack11,516$121,609$314,40039.8%5.2%
Madeira9,484$167,653$484,20074.7%2.5%
Bexley13,114$157,841$527,80076.9%3.5%

Population Overview

Montgomery is a small city located in Ohio, within Hamilton County. The total population is 10,855. It ranks as the 172nd most populous out of 1,264 Census-designated places in Ohio.

Age Demographics

The median age in Montgomery is 43.3 years. This is 9% higher than the state median of 39.7 years. With 29.4% of the population under 18, Montgomery has a notably young demographic profile, suggesting a family-oriented community. 10.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Montgomery is $150,995. This is 112% higher than the state median of $71,389. It is also 87% higher than the national median of $80,734. The poverty rate stands at 3.3%. This is 75% lower than the state poverty rate of 13.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.7%. This is 43% lower than the state rate of 4.8%. The median home value is $545,100. Housing costs are 154% higher than the state median of $214,800. The home-value-to-income ratio is 3.6x. 90.1% of occupied housing units are owner-occupied. This homeownership rate is 34% higher than the state average of 67.2%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery is White (non-Hispanic), making up 83.0% of the population. Hispanic or Latino residents account for 5.6%. The Black or African American population (2.4%) is well below the state average of 12.0%.

Education

73.5% of residents aged 25 and older hold a bachelor's degree or higher. This places Montgomery in the top 10% of all cities in the state for educational attainment. This is 133% higher than the state rate of 31.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.9%. Notably, 35.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Montgomery, Ohio is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Ohio state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,264 Census-designated places in Ohio. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Montgomery, Ohio?

Montgomery, Ohio has a population of 10,855 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Montgomery, OH?

The median household income in Montgomery is $150,995, which is 87% higher than the national median of $80,734.

What is the poverty rate in Montgomery, OH?

The poverty rate in Montgomery is 3.3%. This means approximately 345 residents live below the federal poverty line.

What is the racial makeup of Montgomery, Ohio?

Montgomery's population is 83.0% White, 2.4% Black, 5.6% Hispanic/Latino, and 3.6% Asian.

What is the median home value in Montgomery, OH?

The median home value in Montgomery is $545,100. The home-value-to-income ratio is 3.6x.

How educated is Montgomery, Ohio?

73.5% of adults (25+) in Montgomery hold a bachelor's degree or higher, and 35.7% hold a graduate or professional degree.