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Terrace Park, Ohio Demographics & Population 2026

Highly Educated2nd highest bachelor's degree rate in Ohio

During the 2020–2024 ACS period, Terrace Park, Ohio had a total population of 2,295, the 461st largest village in Ohio, with a median household income of $197,750, which is 177% higher than the state average. The poverty rate is 2.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Terrace Park Quick Facts

Population 2,295
Median Household Income $197,750
Median Home Value $606,600
Poverty Rate 2.1%
Unemployment Rate 3.9%
Median Age 38.2 years
Homeownership Rate 97.0%
Affordability Ratio 3.1x
Bachelor's Degree or Higher 85.6%
High School Graduation Rate 98.7%
Diversity Index 20/100
Population 2,295 461st of 1,264
Median Income $197,750 top 10%
Poverty Rate 2.1% 83% lower than national
Median Home Value $606,600 top 10%

How Terrace Park Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,2822,295+0.6%
Median household income$206,705$197,750-4.3%
Median home value$581,000$606,600+4.4%

How Terrace Park Compares

Economy & Housing

Household Income Distribution

Under $25K 3.5%
$25K-$50K 5.8%
$50K-$100K 7.2%
$100K+ 83.5%
Detailed income brackets
Under $10K
0.7%
$10K-$15K
0.5%
$15K-$20K
1.1%
$20K-$25K
1.2%
$25K-$30K
2.0%
$30K-$35K
0.8%
$35K-$40K
0.7%
$40K-$45K
0.5%
$45K-$50K
1.8%
$50K-$60K
2.2%
$60K-$75K
2.6%
$75K-$100K
2.4%
$100K-$125K
6.1%
$125K-$150K
8.8%
$150K-$200K
19.8%
$200K+
48.8%

Employment

3.9% Unemployment Rate State: 4.8%|National: 5.2%
68.9% Labor Force Participation

Housing Overview

Owner 97.0%
Renter 3.0%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $3,200/mo 19.4% of median household income annually

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Terrace Park Rankings in Ohio

#461 Population of 1,264
#11 Median Income of 1,191
#5 Education of 1,264
#14 Home Value of 1,206

Other Cities in Hamilton County

CityPopulationMedian IncomePovertyHome Value
Cincinnati 311,224 $52,909 25.5% $230,900
Fairfield 44,828 $77,937 8.4% $234,500
Forest Park 20,025 $75,956 10.6% $190,400
White Oak 19,216 $70,341 8.2% $203,700
Norwood 19,114 $71,611 17.5% $258,700
Sharonville 14,030 $74,649 9.1% $223,800
Bridgetown 13,464 $80,564 5.7% $183,600
Blue Ash 13,455 $115,313 4.0% $403,200
Loveland 13,197 $94,323 7.8% $321,300
Harrison 13,084 $100,000 6.9% $229,400

Cities Similar to Terrace Park

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Gates Mills2,207$231,250$743,40076.8%6.1%
Silver Lake2,515$139,934$319,40058.5%2.9%
Minerva Park2,446$130,878$311,90048.4%4.6%
Five Points2,031$144,293$515,30054.8%1.9%
Evendale2,651$148,500$407,30066.2%1.5%

Population Overview

Terrace Park is a small community located in Ohio, within Hamilton County. The total population is 2,295. It ranks as the 461st most populous out of 1,264 Census-designated places in Ohio.

Age Demographics

The median age in Terrace Park is 38.2 years. This is 4% lower than the state median of 39.7 years. With 37.2% of the population under 18, Terrace Park has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Terrace Park is $197,750. This is 177% higher than the state median of $71,389. It is also 145% higher than the national median of $80,734. The poverty rate stands at 2.1%. This is 84% lower than the state poverty rate of 13.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.9%. This is 18% lower than the state rate of 4.8%. The median home value is $606,600. Housing costs are 182% higher than the state median of $214,800. The home-value-to-income ratio is 3.1x. 97.0% of occupied housing units are owner-occupied. This homeownership rate is 44% higher than the state average of 67.2%.

Race & Ethnicity

Terrace Park has a predominantly White (non-Hispanic) population, comprising 88.9% of all residents. Hispanic or Latino residents account for 5.5%. The Asian population (0.4%) is well below the state average of 2.5%.

Education

85.6% of residents aged 25 and older hold a bachelor's degree or higher. This places Terrace Park in the top 10% of all cities in the state for educational attainment. This is 172% higher than the state rate of 31.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.7%. Notably, 33.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Terrace Park, Ohio is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Ohio state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,264 Census-designated places in Ohio. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Terrace Park, Ohio?

Terrace Park, Ohio has a population of 2,295 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Terrace Park, OH?

The median household income in Terrace Park is $197,750, which is 145% higher than the national median of $80,734.

What is the poverty rate in Terrace Park, OH?

The poverty rate in Terrace Park is 2.1%. This means approximately 49 residents live below the federal poverty line.

What is the racial makeup of Terrace Park, Ohio?

Terrace Park's population is 88.9% White, 0.0% Black, 5.5% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Terrace Park, OH?

The median home value in Terrace Park is $606,600. The home-value-to-income ratio is 3.1x.

How educated is Terrace Park, Ohio?

85.6% of adults (25+) in Terrace Park hold a bachelor's degree or higher, and 33.8% hold a graduate or professional degree.