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Flat Top Mountain, Tennessee Demographics & Population 2026

Youngest CityAmong the youngest communities in Tennessee with a median age of 25.0 years

During the 2020–2024 ACS period, Flat Top Mountain, Tennessee had a total population of 1,004, the 305th largest community in Tennessee, with a median household income of $121,131, which is 74% higher than the state average. The poverty rate is 15.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Flat Top Mountain Quick Facts

Population 1,004
Median Household Income $121,131
Median Home Value $593,100
Poverty Rate 15.1%
Unemployment Rate 0.0%
Median Age 25.0 years
Homeownership Rate 97.4%
Affordability Ratio 4.9x
Bachelor's Degree or Higher 20.1%
High School Graduation Rate 100.0%
Diversity Index 3/100
Population 1,004 305th of 502
Median Income $121,131 top 10%
Poverty Rate 15.1% 22% higher than national
Median Home Value $593,100 top 10%

How Flat Top Mountain Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,0521,004-4.6%
Median household income$118,766$121,131+2.0%
Median home value$538,300$593,100+10.2%

How Flat Top Mountain Compares

Economy & Housing

Household Income Distribution

Under $25K 5.2%
$25K-$50K 3.0%
$50K-$100K 20.5%
$100K+ 71.3%
Detailed income brackets
Under $10K
3.0%
$10K-$15K
2.2%
$15K-$20K
0.0%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
0.0%
$35K-$40K
0.0%
$40K-$45K
3.0%
$45K-$50K
0.0%
$50K-$60K
12.3%
$60K-$75K
4.5%
$75K-$100K
3.7%
$100K-$125K
48.9%
$125K-$150K
0.0%
$150K-$200K
4.9%
$200K+
17.5%

Employment

0.0% Unemployment Rate State: 4.7%|National: 5.2%
44.1% Labor Force Participation

Housing Overview

Owner 97.4%
Renter 2.6%
Affordability Index Moderate
4.9x home value to income ratio

People & Demographics

Diversity Index

3out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 46 | National average: 61

Education

Flat Top Mountain Rankings in Tennessee

#305 Population of 502
#23 Median Income of 453
#199 Education of 502
#14 Home Value of 464

Other Cities in Hamilton County

CityPopulationMedian IncomePovertyHome Value
Chattanooga 185,783 $64,523 19.1% $283,200
East Ridge 22,070 $62,247 13.1% $211,100
Soddy-Daisy 13,231 $75,113 7.3% $256,600
Middle Valley 12,187 $95,000 5.1% $319,400
Red Bank 12,010 $63,983 12.0% $269,400
Collegedale 11,330 $70,246 7.3% $365,100
Signal Mountain 8,860 $141,008 3.3% $544,300
Harrison 8,011 $89,395 3.9% $307,400
Apison 4,271 $129,307 12.4% $459,000
Sale Creek 2,955 $53,932 5.0% $299,700

Cities Similar to Flat Top Mountain

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Embreeville1,062N/A$165,80027.6%2.7%
Kahite892$119,286$667,90048.9%4.7%
Rossville1,142$120,357$481,80032.1%7.3%
Eagleville999$88,317$416,70034.3%9.3%
Delano838$121,250$163,5006.4%8.5%

Population Overview

Flat Top Mountain is a small community located in Tennessee, within Hamilton County. The total population is 1,004. It ranks as the 305th most populous out of 502 Census-designated places in Tennessee.

Age Demographics

The median age in Flat Top Mountain is 25.0 years. This is 36% lower than the state median of 38.9 years. With 47.1% of the population under 18, Flat Top Mountain has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Flat Top Mountain is $121,131. This is 74% higher than the state median of $69,595. It is also 50% higher than the national median of $80,734. The poverty rate stands at 15.1%. This is 10% higher than the state poverty rate of 13.8%. The survey records no unemployed residents in Flat Top Mountain, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $593,100. Housing costs are 107% higher than the state median of $286,700. The home-value-to-income ratio is 4.9x. 97.4% of occupied housing units are owner-occupied. This homeownership rate is 45% higher than the state average of 66.9%.

Race & Ethnicity

Flat Top Mountain has a predominantly White (non-Hispanic) population, comprising 98.7% of all residents. Hispanic or Latino residents account for 0.3%. The Hispanic or Latino population (0.3%) is well below the state average of 7.4%.

Education

20.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% lower than the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. No surveyed resident aged 25 or older reported leaving school before earning a high school diploma, though a rate of exactly 100% reflects the limits of a small sample.

Data Sources & Methodology

All demographic data for Flat Top Mountain, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 502 Census-designated places in Tennessee. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Flat Top Mountain, Tennessee?

Flat Top Mountain, Tennessee has a population of 1,004 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Flat Top Mountain, TN?

The median household income in Flat Top Mountain is $121,131, which is 50% higher than the national median of $80,734.

What is the poverty rate in Flat Top Mountain, TN?

The poverty rate in Flat Top Mountain is 15.1%. This means approximately 126 residents live below the federal poverty line.

What is the racial makeup of Flat Top Mountain, Tennessee?

Flat Top Mountain's population is 98.7% White, 0.0% Black, 0.3% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Flat Top Mountain, TN?

The median home value in Flat Top Mountain is $593,100. The home-value-to-income ratio is 4.9x.

How educated is Flat Top Mountain, Tennessee?

20.1% of adults (25+) in Flat Top Mountain hold a bachelor's degree or higher, and 2.8% hold a graduate or professional degree.