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Caldwell County, Texas Demographics 2026

Demographic data: ACS 2020–2024 five-year estimates. Sources and methodology

Caldwell County, Texas has a population of 48,669, the 73rd most populous county in Texas. The median household income is $69,758 and the median home value is $240,500. The poverty rate is 13.2%.

Caldwell County Quick Facts

Population 48,669
Median Household Income $69,75890% MOE ±$5,400
Median Home Value $240,50090% MOE ±$10,665
Poverty Rate 13.2%90% MOE ±2.5 pts
Unemployment Rate 3.4%90% MOE ±1.1 pts
Median Age 38.4 years90% MOE ±0.5 years
Homeownership Rate 75.3%90% MOE ±2.9 pts
Affordability Ratio 3.4x
Bachelor's Degree+ 19.3%90% MOE ±2.1 pts
Adults 25+ with high school education or higher 82.0%
Cities/Places 2
Population 48,669 73rd of 254
Median Income $69,758 11% lower than state
Poverty Rate 13.2%
Unemployment 3.4%

How Caldwell County Changed

Change from the non-overlapping 2015–2019 ACS period to 2020–2024. Earlier dollar figures are adjusted to 2024 dollars; changes marked “no clear change” are within the combined 90% margins of error.

Metric2015–20192020–2024Change
Population42,14448,669+15.5%
Median household income$66,645$69,758No clear change (+4.7%)
Median home value¹$178,206$240,500+35.0%
Median gross rent$1,132$1,173No clear change (+3.6%)
¹ The Census Bureau changed its home-value inflation adjustment beginning with the 2022 ACS; interpret that comparison with additional caution.

Median Household Income

Caldwell
$69,758
TX
$78,476
National
$80,734

Median Home Value

Caldwell
$240,500
TX
$283,800
National
$332,700

Economy & Housing

Household Income Distribution

Under $25K 11.3%
$25K-$50K 22.5%
$50K-$100K 36.5%
$100K+ 29.7%
Detailed income brackets
Under $10K
3.9%
$10K-$15K
2.8%
$15K-$20K
1.5%
$20K-$25K
3.1%
$25K-$30K
5.8%
$30K-$35K
4.9%
$35K-$40K
4.0%
$40K-$45K
4.2%
$45K-$50K
3.7%
$50K-$60K
8.1%
$60K-$75K
11.9%
$75K-$100K
16.5%
$100K-$125K
9.6%
$125K-$150K
7.0%
$150K-$200K
6.3%
$200K+
6.9%

Employment

3.4% Unemployment Rate State: 5.3%|National: 5.2%
58.8% Labor Force Participation

Housing Overview

Owner 75.3%
Renter 24.7%
Affordability Index Affordable
3.4x home value to income ratio
Median gross rent $1,173/mo 20.2% of median household income annually

People & Demographics

Age Distribution

Under 18
23.2%
18-34
23.5%
35-54
26.0%
55-74
21.5%
75+
5.9%

Race & Ethnicity

  • White: 34.4%
  • Black: 4.5%
  • Hispanic: 57.0%
  • Asian: 0.8%
  • Other: 0.4%

Diversity Index

55out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 67 | National average: 61

Education

Educational Attainment (Adults 25+)

  • < HS: 18.0%
  • HS Diploma: 37.2%
  • Some College: 21.0%
  • Associate's: 4.5%
  • Bachelor's: 13.8%
  • Graduate+: 5.5%

Cities & Places in Caldwell County

CityPopulationMedian IncomePovertyHome Value
Lockhart15,326$68,40013.0%$251,600
Martindale1,072$77,50013.4%$326,300

Population Overview

Caldwell County is located in Texas with a total population of 48,669. It is the 73rd most populous county out of 254 in Texas. The county encompasses 2 Census-designated places.

Age Demographics

The median age in Caldwell County is 38.4 years. This is 8% higher than the state median of 35.6 years.

Economy, Income & Housing

The median household income in Caldwell County is $69,758. This is 11% lower than the state median of $78,476. It is also 14% lower than the national median of $80,734. The poverty rate stands at 13.2%. This is 4% lower than the state poverty rate of 13.8%. The unemployment rate is 3.4%. This is 35% lower than the state rate of 5.3%. The median home value is $240,500. Housing costs are 15% lower than the state median of $283,800. The home-value-to-income ratio is 3.4x. 75.3% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 62.6%.

Race & Ethnicity

The largest racial or ethnic group in Caldwell County is Hispanic or Latino, making up 57.0% of the population. White (non-Hispanic) residents account for 34.4%. The Black or African American population (4.5%) is well below the state average of 11.9%. The Asian population (0.8%) is well below the state average of 5.5%.

Education

19.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% lower than the state rate of 33.8%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.0%.

Data Sources & Methodology

All figures for Caldwell County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Texas and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Caldwell County, Texas?

Caldwell County has a population of 48,669, making it the 73rd most populous county in Texas.

What is the median income in Caldwell County?

The median household income in Caldwell County is $69,758 with a poverty rate of 13.2%.

How many cities are in Caldwell County, Texas?

Caldwell County contains 2 Census-designated places.