Oak Island, Texas Demographics & Population 2026
During the 2020–2024 ACS period, Oak Island, Texas had a total population of 354, the 1391st largest community in Texas, with a median household income of $55,054, which is 30% lower than the state average. The poverty rate is 41.0%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- More than 1 in 4 residents live below the poverty line (41.0%), well above the national average of 12.4%.
- Housing is very affordable with a home-value-to-income ratio of just 1.8x.
Oak Island Quick Facts
How Oak Island Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 281 | 354 | +26.0% |
How Oak Island Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 67 | National average: 61
Education
Educational Attainment (Adults 25+)
Oak Island Rankings in Texas
Explore Texas Rankings
Other Cities in Chambers County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Beach City | 3,309 | $148,574 | 1.5% | $496,900 |
| Winnie | 3,290 | $80,913 | 4.4% | $166,500 |
| Anahuac | 2,892 | $77,500 | 17.6% | $226,900 |
| Stowell | 1,823 | N/A | 49.0% | $121,600 |
| Cove | 378 | $57,292 | 13.2% | $280,800 |
Cities Similar to Oak Island
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| J.F. Villareal | 353 | N/A | N/A | 0.0% | 0.0% |
| Yantis | 353 | $54,531 | $131,300 | 19.9% | 11.1% |
| Deweyville | 357 | N/A | $137,300 | 10.5% | 0.0% |
| Laguna Heights | 357 | N/A | $77,200 | 37.6% | 35.5% |
| Lake View | 349 | N/A | $171,900 | 60.7% | 50.4% |
A note before these figures: with a population of 354, Oak Island's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Oak Island is a small community located in Texas, within Chambers County. The total population is 354. It ranks as the 1391st most populous out of 1,795 Census-designated places in Texas.
Age Demographics
The median age in Oak Island is 67.1 years. This is 88% higher than the state median of 35.6 years.
Economy, Income & Housing
The median household income in Oak Island is $55,054. This is 30% lower than the state median of $78,476. It is also 32% lower than the national median of $80,734. The poverty rate stands at 41.0%. This is 197% higher than the state poverty rate of 13.8%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The survey records no unemployed residents in Oak Island, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $96,700. Housing costs are 66% lower than the state median of $283,800. With a home-value-to-income ratio of just 1.8x, Oak Island is one of the most affordable housing markets in the area. 85.8% of occupied housing units are owner-occupied. This homeownership rate is 37% higher than the state average of 62.6%.
Race & Ethnicity
Oak Island is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. Hispanic or Latino residents account for 27.7%. The Asian population is significantly higher than the state average (24.9% vs 5.5%).
Education
10.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 68% lower than the state rate of 33.8%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 74.4%.
Data Sources & Methodology
All demographic data for Oak Island, Texas is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Texas state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,795 Census-designated places in Texas. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Oak Island, Texas?
Oak Island, Texas has a population of 354 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Oak Island, TX?
The median household income in Oak Island is $55,054, which is 32% lower than the national median of $80,734.
What is the poverty rate in Oak Island, TX?
The poverty rate in Oak Island is 41.0%. This means approximately 145 residents live below the federal poverty line.
What is the racial makeup of Oak Island, Texas?
Oak Island's population is 44.6% White, 0.0% Black, 27.7% Hispanic/Latino, and 24.9% Asian.
What is the median home value in Oak Island, TX?
The median home value in Oak Island is $96,700. The home-value-to-income ratio is 1.8x.
How educated is Oak Island, Texas?
10.9% of adults (25+) in Oak Island hold a bachelor's degree or higher, and 0.0% hold a graduate or professional degree.