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Cape Charles, Virginia Demographics & Population 2026

Expensive MarketHome value to income ratio of 8.7x indicates a costly housing market

During the 2020–2024 ACS period, Cape Charles, Virginia had a total population of 1,201, the 359th largest town in Virginia, with a median household income of $73,750, which is 21% lower than the state average. The poverty rate is 13.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cape Charles Quick Facts

Population 1,201
Median Household Income $73,750
Median Home Value $640,600
Poverty Rate 13.2%
Unemployment Rate 2.9%
Median Age 60.5 years
Homeownership Rate 66.4%
Affordability Ratio 8.7x
Bachelor's Degree or Higher 59.6%
High School Graduation Rate 92.5%
Diversity Index 32/100
Population 1,201 359th of 681
Median Income $73,750 average
Poverty Rate 13.2% 6% higher than national
Median Home Value $640,600 top 20%

How Cape Charles Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,2781,201-6.0%
Median household income$51,250$73,750+43.9%
Median home value$589,000$640,600+8.8%

How Cape Charles Compares

Economy & Housing

Household Income Distribution

Under $25K 25.3%
$25K-$50K 13.0%
$50K-$100K 19.3%
$100K+ 42.4%
Detailed income brackets
Under $10K
9.1%
$10K-$15K
7.9%
$15K-$20K
6.9%
$20K-$25K
1.5%
$25K-$30K
3.1%
$30K-$35K
2.5%
$35K-$40K
1.6%
$40K-$45K
3.8%
$45K-$50K
2.1%
$50K-$60K
9.8%
$60K-$75K
2.2%
$75K-$100K
7.3%
$100K-$125K
8.0%
$125K-$150K
4.2%
$150K-$200K
8.2%
$200K+
21.9%

Employment

2.9% Unemployment Rate State: 4.3%|National: 5.2%
51.9% Labor Force Participation

Housing Overview

Owner 66.4%
Renter 33.6%
Affordability Index Very Expensive
8.7x home value to income ratio
Median gross rent $800/mo 13.0% of median household income annually

People & Demographics

Diversity Index

32out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 61 | National average: 61

Education

Cape Charles Rankings in Virginia

#359 Population of 681
#292 Median Income of 585
#113 Education of 680
#80 Home Value of 580

Other Cities in Northampton County

CityPopulationMedian IncomePovertyHome Value
Exmore 1,571 $29,028 28.9% $152,400
Nassawadox 590 $51,932 23.5% $152,500
Cheriton 555 $49,191 29.0% $205,500
Willis Wharf 278 $92,543 2.9% N/A
Eastville 254 $77,917 15.8% $260,900
Franktown 12 N/A 0.0% N/A

Cities Similar to Cape Charles

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Goochland1,182N/A$485,70051.4%3.4%
Boswell's Corner1,239N/AN/A17.8%3.9%
Wakefield1,201$62,386$187,80028.5%7.8%
Bracey1,242$64,605$238,30032.3%3.1%
Crimora1,252$83,158$204,8004.1%9.0%

Population Overview

Cape Charles is a small community located in Virginia, within Northampton County. The total population is 1,201. It ranks as the 359th most populous out of 681 Census-designated places in Virginia.

Age Demographics

The median age in Cape Charles is 60.5 years. This is 55% higher than the state median of 39.0 years. Only 8.2% of residents are under 18, indicating fewer families with children. 12.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cape Charles is $73,750. This is 21% lower than the state median of $93,170. It is also 9% lower than the national median of $80,734. The poverty rate stands at 13.2%. This is 33% higher than the state poverty rate of 9.9%. The unemployment rate is 2.9%. This is 33% lower than the state rate of 4.3%. The median home value is $640,600. Housing costs are 67% higher than the state median of $383,700. The home-value-to-income ratio of 8.7x suggests that housing affordability is a significant concern for many residents. 66.4% of occupied housing units are owner-occupied. This homeownership rate is 1% lower than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Cape Charles is White (non-Hispanic), making up 81.9% of the population. Hispanic or Latino residents account for 8.3%. The Black or African American population (7.9%) is well below the state average of 18.3%. The Asian population (0.4%) is well below the state average of 6.9%.

Education

59.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 41% higher than the state rate of 42.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%. Notably, 31.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cape Charles, Virginia is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Virginia state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 681 Census-designated places in Virginia. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Virginia city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cape Charles, Virginia?

Cape Charles, Virginia has a population of 1,201 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cape Charles, VA?

The median household income in Cape Charles is $73,750, which is 9% lower than the national median of $80,734.

What is the poverty rate in Cape Charles, VA?

The poverty rate in Cape Charles is 13.2%. This means approximately 158 residents live below the federal poverty line.

What is the racial makeup of Cape Charles, Virginia?

Cape Charles's population is 81.9% White, 7.9% Black, 8.3% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Cape Charles, VA?

The median home value in Cape Charles is $640,600. The home-value-to-income ratio is 8.7x.

How educated is Cape Charles, Virginia?

59.6% of adults (25+) in Cape Charles hold a bachelor's degree or higher, and 31.1% hold a graduate or professional degree.