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Bellingham, Washington Demographics & Population 2026

Expensive MarketHome value to income ratio of 9.4x indicates a costly housing market

During the 2020–2024 ACS period, Bellingham, Washington had a total population of 93,438, the 12th largest city in Washington, with a median household income of $66,755, which is 32% lower than the state average. The poverty rate is 18.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Bellingham Quick Facts

Population 93,438
Median Household Income $66,755
Median Home Value $627,500
Poverty Rate 18.6%
Unemployment Rate 5.6%
Median Age 34.1 years
Homeownership Rate 44.6%
Affordability Ratio 9.4x
Bachelor's Degree or Higher 48.5%
High School Graduation Rate 95.2%
Diversity Index 40/100
Population 93,438 12th of 628
Median Income $66,755 bottom 30%
Poverty Rate 18.6% 49% higher than national
Median Home Value $627,500 top 30%

How Bellingham Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population92,36793,438+1.2%
Median household income$65,821$66,755+1.4%
Median home value$577,400$627,500+8.7%

How Bellingham Compares

Economy & Housing

Household Income Distribution

Under $25K 18.6%
$25K-$50K 18.4%
$50K-$100K 28.5%
$100K+ 34.5%
Detailed income brackets
Under $10K
6.3%
$10K-$15K
4.5%
$15K-$20K
3.8%
$20K-$25K
4.0%
$25K-$30K
3.3%
$30K-$35K
3.6%
$35K-$40K
3.4%
$40K-$45K
4.3%
$45K-$50K
3.8%
$50K-$60K
8.3%
$60K-$75K
9.9%
$75K-$100K
10.3%
$100K-$125K
9.3%
$125K-$150K
7.5%
$150K-$200K
7.6%
$200K+
10.1%

Employment

5.6% Unemployment Rate State: 5.1%|National: 5.2%
66.2% Labor Force Participation

Housing Overview

Owner 44.6%
Renter 55.4%
Affordability Index Very Expensive
9.4x home value to income ratio
Median gross rent $1,577/mo 28.3% of median household income annually

People & Demographics

Diversity Index

40out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 56 | National average: 61

Education

Bellingham Rankings in Washington

#12 Population of 628
#428 Median Income of 570
#95 Education of 628
#146 Home Value of 584

Other Cities in Whatcom County

CityPopulationMedian IncomePovertyHome Value
Lynden 16,234 $103,233 7.2% $596,600
Ferndale 15,999 $87,579 12.8% $549,300
Birch Bay 10,837 $86,854 9.4% $477,200
Blaine 6,100 $84,030 13.1% $549,600
Sudden Valley 6,084 $100,930 7.6% $489,200
Marietta-Alderwood 3,754 $76,019 7.9% $547,100
Everson 3,040 $80,250 5.5% $450,300
Peaceful Valley 2,858 $59,625 17.1% $317,800
Geneva 2,073 $142,188 1.8% $801,100
Nooksack 1,794 $97,159 14.7% $524,300

Cities Similar to Bellingham

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Yakima96,961$62,815$297,60020.8%16.6%
Kennewick85,295$73,576$370,70026.2%14.3%
Spokane Valley106,365$74,042$382,30026.5%12.9%
Federal Way99,493$86,909$552,80030.8%13.0%
Auburn85,676$97,884$547,90025.6%8.9%

Population Overview

Bellingham is a mid-sized community located in Washington, within Whatcom County. The total population is 93,438. It ranks as the 12th most populous out of 628 Census-designated places in Washington.

Age Demographics

The median age in Bellingham is 34.1 years. This is 11% lower than the state median of 38.3 years. Only 13.8% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Bellingham is $66,755. This is 32% lower than the state median of $98,141. It is also 17% lower than the national median of $80,734. The poverty rate stands at 18.6%. This is 88% higher than the state poverty rate of 9.9%. The unemployment rate is 5.6%. This is 10% higher than the state rate of 5.1%. The median home value is $627,500. Housing costs are 11% higher than the state median of $564,600. The home-value-to-income ratio of 9.4x suggests that housing affordability is a significant concern for many residents. 44.6% of occupied housing units are owner-occupied. This homeownership rate is 30% lower than the state average of 63.8%.

Race & Ethnicity

The largest racial or ethnic group in Bellingham is White (non-Hispanic), making up 76.2% of the population. Hispanic or Latino residents account for 10.2%. The Black or African American population (1.3%) is well below the state average of 3.9%.

Education

48.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 22% higher than the state rate of 39.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.2%. Notably, 19.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Bellingham, Washington is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Washington state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 628 Census-designated places in Washington. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Bellingham, Washington?

Bellingham, Washington has a population of 93,438 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Bellingham, WA?

The median household income in Bellingham is $66,755, which is 17% lower than the national median of $80,734.

What is the poverty rate in Bellingham, WA?

The poverty rate in Bellingham is 18.6%. This means approximately 16,606 residents live below the federal poverty line.

What is the racial makeup of Bellingham, Washington?

Bellingham's population is 76.2% White, 1.3% Black, 10.2% Hispanic/Latino, and 5.2% Asian.

What is the median home value in Bellingham, WA?

The median home value in Bellingham is $627,500. The home-value-to-income ratio is 9.4x.

How educated is Bellingham, Washington?

48.5% of adults (25+) in Bellingham hold a bachelor's degree or higher, and 19.8% hold a graduate or professional degree.