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Cayucos, California Demographics & Population 2026

Expensive MarketHome value to income ratio of 11.6x indicates a costly housing market

During the 2020–2024 ACS period, Cayucos, California had a total population of 2,427, the 856th largest community in California, with a median household income of $87,235, which is 12% lower than the state average. The poverty rate is 9.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cayucos Quick Facts

Population 2,427
Median Household Income $87,235
Median Home Value $1,011,900
Poverty Rate 9.3%
Unemployment Rate 1.4%
Median Age 59.4 years
Homeownership Rate 60.4%
Affordability Ratio 11.6x
Bachelor's Degree or Higher 44.7%
High School Graduation Rate 96.7%
Diversity Index 30/100
Population 2,427 856th of 1,570
Median Income $87,235 average
Poverty Rate 9.3% 26% lower than national
Median Home Value $1,011,900 top 20%

How Cayucos Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,5172,427-3.6%
Median household income$82,778$87,235+5.4%
Median home value$947,000$1,011,900+6.9%

How Cayucos Compares

Economy & Housing

Household Income Distribution

Under $25K 14.1%
$25K-$50K 6.6%
$50K-$100K 34.7%
$100K+ 44.6%
Detailed income brackets
Under $10K
2.4%
$10K-$15K
3.4%
$15K-$20K
1.2%
$20K-$25K
7.0%
$25K-$30K
0.0%
$30K-$35K
1.6%
$35K-$40K
2.3%
$40K-$45K
0.9%
$45K-$50K
1.8%
$50K-$60K
11.3%
$60K-$75K
10.4%
$75K-$100K
13.0%
$100K-$125K
17.1%
$125K-$150K
5.8%
$150K-$200K
6.4%
$200K+
15.3%

Employment

1.4% Unemployment Rate State: 6.6%|National: 5.2%
55.0% Labor Force Participation

Housing Overview

Owner 60.4%
Renter 39.6%
Affordability Index Very Expensive
11.6x home value to income ratio
Median gross rent $1,571/mo 21.6% of median household income annually

People & Demographics

Diversity Index

30out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 70 | National average: 61

Education

Cayucos Rankings in California

#856 Population of 1,570
#720 Median Income of 1,375
#390 Education of 1,570
#258 Home Value of 1,376

Other Cities in San Luis Obispo County

CityPopulationMedian IncomePovertyHome Value
San Luis Obispo 48,491 $73,685 30.4% $935,100
El Paso de Robles (Paso Robles) 31,446 $92,228 13.1% $687,200
Atascadero 29,712 $91,429 11.4% $716,500
Arroyo Grande 18,372 $102,553 4.8% $814,200
Nipomo 17,516 $110,022 5.7% $723,700
Los Osos 14,166 $108,932 8.1% $805,800
Grover Beach 12,604 $86,458 11.8% $727,500
Morro Bay 10,692 $95,843 8.5% $918,200
Templeton 9,580 $117,063 4.2% $810,400
Pismo Beach 8,014 $118,072 6.9% $1,021,300

Cities Similar to Cayucos

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Twain Harte2,372$88,739$462,70048.9%9.7%
Georgetown2,403$91,765$374,60022.7%7.2%
Mountain View2,418$94,046$590,10031.7%11.0%
Arnold2,482$92,467$485,70043.8%4.2%
Edwards AFB2,500$91,250N/A53.4%9.5%

Population Overview

Cayucos is a small community located in California, within San Luis Obispo County. The total population is 2,427. It ranks as the 856th most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in Cayucos is 59.4 years. This is 57% higher than the state median of 37.9 years. Only 8.5% of residents are under 18, indicating fewer families with children. 11.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cayucos is $87,235. This is 12% lower than the state median of $99,122. It is also 8% higher than the national median of $80,734. The poverty rate stands at 9.3%. This is 23% lower than the state poverty rate of 12.0%. The unemployment rate is 1.4%. This is 79% lower than the state rate of 6.6%. The median home value is $1,011,900. Housing costs are 38% higher than the state median of $734,700. The home-value-to-income ratio of 11.6x suggests that housing affordability is a significant concern for many residents. 60.4% of occupied housing units are owner-occupied. This homeownership rate is 8% higher than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in Cayucos is White (non-Hispanic), making up 82.6% of the population. Hispanic or Latino residents account for 10.1%. The White (non-Hispanic) population is significantly higher than the state average (82.6% vs 33.8%). The Hispanic or Latino population (10.1%) is well below the state average of 40.2%. The Asian population (1.6%) is well below the state average of 15.3%.

Education

44.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 21% higher than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.7%.

Data Sources & Methodology

All demographic data for Cayucos, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cayucos, California?

Cayucos, California has a population of 2,427 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cayucos, CA?

The median household income in Cayucos is $87,235, which is 8% higher than the national median of $80,734.

What is the poverty rate in Cayucos, CA?

The poverty rate in Cayucos is 9.3%. This means approximately 225 residents live below the federal poverty line.

What is the racial makeup of Cayucos, California?

Cayucos's population is 82.6% White, 0.0% Black, 10.1% Hispanic/Latino, and 1.6% Asian.

What is the median home value in Cayucos, CA?

The median home value in Cayucos is $1,011,900. The home-value-to-income ratio is 11.6x.

How educated is Cayucos, California?

44.7% of adults (25+) in Cayucos hold a bachelor's degree or higher, and 14.2% hold a graduate or professional degree.