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El Cajon, California Demographics & Population 2026

Expensive MarketHome value to income ratio of 10.1x indicates a costly housing market

During the 2020–2024 ACS period, El Cajon, California had a total population of 104,449, the 70th largest city in California, with a median household income of $67,511, which is 32% lower than the state average. The poverty rate is 20.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

El Cajon Quick Facts

Population 104,449
Median Household Income $67,511
Median Home Value $681,700
Poverty Rate 20.5%
Unemployment Rate 9.6%
Median Age 36.1 years
Homeownership Rate 41.5%
Affordability Ratio 10.1x
Bachelor's Degree or Higher 23.0%
High School Graduation Rate 84.4%
Diversity Index 64/100
Population 104,449 70th of 1,570
Median Income $67,511 bottom 30%
Poverty Rate 20.5% 65% higher than national
Median Home Value $681,700 above average

How El Cajon Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population104,909104,449-0.4%
Median household income$66,478$67,511+1.6%
Median home value$632,800$681,700+7.7%

How El Cajon Compares

Economy & Housing

Household Income Distribution

Under $25K 19.2%
$25K-$50K 19.1%
$50K-$100K 27.9%
$100K+ 33.8%
Detailed income brackets
Under $10K
5.2%
$10K-$15K
4.8%
$15K-$20K
4.2%
$20K-$25K
5.0%
$25K-$30K
3.4%
$30K-$35K
3.3%
$35K-$40K
2.9%
$40K-$45K
4.1%
$45K-$50K
5.5%
$50K-$60K
7.6%
$60K-$75K
8.3%
$75K-$100K
11.9%
$100K-$125K
10.3%
$125K-$150K
5.8%
$150K-$200K
9.1%
$200K+
8.6%

Employment

9.6% Unemployment Rate State: 6.6%|National: 5.2%
61.2% Labor Force Participation

Housing Overview

Owner 41.5%
Renter 58.5%
Affordability Index Very Expensive
10.1x home value to income ratio
Median gross rent $1,856/mo 33.0% of median household income annually

People & Demographics

Diversity Index

64out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 70 | National average: 61

Education

El Cajon Rankings in California

#70 Population of 1,570
#1008 Median Income of 1,375
#862 Education of 1,570
#526 Home Value of 1,376

Other Cities in San Diego County

CityPopulationMedian IncomePovertyHome Value
San Diego 1,389,526 $108,077 11.0% $906,700
Chula Vista 276,375 $108,032 8.8% $758,700
Oceanside 172,242 $97,737 8.3% $770,300
Escondido 149,668 $91,967 12.2% $714,500
Carlsbad 114,373 $142,748 6.9% $1,257,000
Vista 99,114 $94,975 10.5% $762,400
San Marcos 94,882 $109,377 9.2% $868,000
Encinitas 61,480 $162,229 7.4% $1,646,800
La Mesa 60,797 $95,028 11.5% $812,000
Santee 59,332 $113,394 7.9% $727,200

Cities Similar to El Cajon

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
El Monte106,109$68,030$644,00015.2%17.4%
Chico102,188$66,977$468,10042.2%22.7%
Inglewood104,569$72,750$792,80025.2%14.6%
Hesperia100,775$72,160$409,00011.9%17.0%
East Los Angeles111,647$68,741$643,10011.4%17.3%

Population Overview

El Cajon is a major urban center located in California, within San Diego County. The total population is 104,449. It ranks as the 70th most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in El Cajon is 36.1 years. This is 5% lower than the state median of 37.9 years.

Economy, Income & Housing

The median household income in El Cajon is $67,511. This is 32% lower than the state median of $99,122. It is also 16% lower than the national median of $80,734. The poverty rate stands at 20.5%. This is 71% higher than the state poverty rate of 12.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 9.6%. This is 45% higher than the state rate of 6.6%. The median home value is $681,700. Housing costs are 7% lower than the state median of $734,700. The home-value-to-income ratio of 10.1x suggests that housing affordability is a significant concern for many residents. 41.5% of occupied housing units are owner-occupied. This homeownership rate is 26% lower than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in El Cajon is White (non-Hispanic), making up 51.9% of the population. Hispanic or Latino residents account for 29.0%. The White (non-Hispanic) population is significantly higher than the state average (51.9% vs 33.8%). The Asian population (5.3%) is well below the state average of 15.3%.

Education

23.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 38% lower than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.4%.

Data Sources & Methodology

All demographic data for El Cajon, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of El Cajon, California?

El Cajon, California has a population of 104,449 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in El Cajon, CA?

The median household income in El Cajon is $67,511, which is 16% lower than the national median of $80,734.

What is the poverty rate in El Cajon, CA?

The poverty rate in El Cajon is 20.5%. This means approximately 21,064 residents live below the federal poverty line.

What is the racial makeup of El Cajon, California?

El Cajon's population is 51.9% White, 5.8% Black, 29.0% Hispanic/Latino, and 5.3% Asian.

What is the median home value in El Cajon, CA?

The median home value in El Cajon is $681,700. The home-value-to-income ratio is 10.1x.

How educated is El Cajon, California?

23.0% of adults (25+) in El Cajon hold a bachelor's degree or higher, and 7.4% hold a graduate or professional degree.