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McSwain, California Demographics & Population 2026

During the 2020–2024 ACS period, McSwain, California had a total population of 5,783, the 627th largest community in California, with a median household income of $139,131, which is 40% higher than the state average. The poverty rate is 17.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

McSwain Quick Facts

Population 5,783
Median Household Income $139,131
Median Home Value $690,100
Poverty Rate 17.1%
Unemployment Rate 3.2%
Median Age 33.8 years
Homeownership Rate 73.8%
Affordability Ratio 5.0x
Bachelor's Degree or Higher 33.6%
High School Graduation Rate 85.0%
Diversity Index 63/100
Population 5,783 627th of 1,570
Median Income $139,131 top 20%
Poverty Rate 17.1% 38% higher than national
Median Home Value $690,100 above average

How McSwain Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population5,5565,783+4.1%
Median household income$140,173$139,131-0.7%
Median home value$639,800$690,100+7.9%

How McSwain Compares

Economy & Housing

Household Income Distribution

Under $25K 17.9%
$25K-$50K 5.9%
$50K-$100K 14.6%
$100K+ 61.6%
Detailed income brackets
Under $10K
4.1%
$10K-$15K
8.8%
$15K-$20K
2.7%
$20K-$25K
2.4%
$25K-$30K
0.6%
$30K-$35K
0.0%
$35K-$40K
2.8%
$40K-$45K
1.3%
$45K-$50K
1.2%
$50K-$60K
5.5%
$60K-$75K
4.3%
$75K-$100K
4.7%
$100K-$125K
4.5%
$125K-$150K
12.2%
$150K-$200K
7.6%
$200K+
37.2%

Employment

3.2% Unemployment Rate State: 6.6%|National: 5.2%
66.2% Labor Force Participation

Housing Overview

Owner 73.8%
Renter 26.2%
Affordability Index Expensive
5.0x home value to income ratio
Median gross rent $1,516/mo 13.1% of median household income annually

People & Demographics

Diversity Index

63out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 70 | National average: 61

Education

McSwain Rankings in California

#627 Population of 1,570
#240 Median Income of 1,375
#598 Education of 1,570
#514 Home Value of 1,376

Other Cities in Merced County

CityPopulationMedian IncomePovertyHome Value
Merced 91,953 $63,122 23.9% $372,600
Los Banos 47,593 $68,171 17.3% $440,900
Atwater 32,162 $64,472 20.9% $363,400
Livingston 14,606 $74,494 17.1% $372,700
Winton 11,797 $57,015 14.0% $339,400
Delhi 11,009 $67,500 15.5% $349,700
Franklin (Merced County) 7,392 $58,295 22.9% $308,200
Gustine 6,133 $59,532 4.0% $441,700
Hilmar-Irwin 6,132 $79,948 12.8% $449,600
Dos Palos 5,765 $42,367 17.6% $299,500

Cities Similar to McSwain

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Rancho Murieta5,875$140,061$715,70047.6%4.1%
Eucalyptus Hills5,840$144,140$857,20031.2%3.3%
Strawberry (Marin County)5,830$157,661$2,000,000+72.1%7.0%
Bonadelle Ranchos5,465$132,723$486,80037.1%4.1%
Saranap5,662$157,347$1,453,30070.6%4.1%

Population Overview

McSwain is a small city located in California, within Merced County. The total population is 5,783. It ranks as the 627th most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in McSwain is 33.8 years. This is 11% lower than the state median of 37.9 years. With 30.8% of the population under 18, McSwain has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in McSwain is $139,131. This is 40% higher than the state median of $99,122. It is also 72% higher than the national median of $80,734. The poverty rate stands at 17.1%. This is 43% higher than the state poverty rate of 12.0%. The unemployment rate is 3.2%. This is 52% lower than the state rate of 6.6%. The median home value is $690,100. Housing costs are 6% lower than the state median of $734,700. The home-value-to-income ratio is 5.0x. 73.8% of occupied housing units are owner-occupied. This homeownership rate is 32% higher than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in McSwain is White (non-Hispanic), making up 49.8% of the population. Hispanic or Latino residents account for 31.4%.

Education

33.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 9% lower than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.0%.

Data Sources & Methodology

All demographic data for McSwain, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of McSwain, California?

McSwain, California has a population of 5,783 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in McSwain, CA?

The median household income in McSwain is $139,131, which is 72% higher than the national median of $80,734.

What is the poverty rate in McSwain, CA?

The poverty rate in McSwain is 17.1%. This means approximately 990 residents live below the federal poverty line.

What is the racial makeup of McSwain, California?

McSwain's population is 49.8% White, 0.0% Black, 31.4% Hispanic/Latino, and 15.2% Asian.

What is the median home value in McSwain, CA?

The median home value in McSwain is $690,100. The home-value-to-income ratio is 5.0x.

How educated is McSwain, California?

33.6% of adults (25+) in McSwain hold a bachelor's degree or higher, and 14.7% hold a graduate or professional degree.