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Merced, California Demographics & Population 2026

During the 2020–2024 ACS period, Merced, California had a total population of 91,953, the 87th largest city in California, with a median household income of $63,122, which is 36% lower than the state average. The poverty rate is 23.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Merced Quick Facts

Population 91,953
Median Household Income $63,122
Median Home Value $372,600
Poverty Rate 23.9%
Unemployment Rate 11.3%
Median Age 30.0 years
Homeownership Rate 45.9%
Affordability Ratio 5.9x
Bachelor's Degree or Higher 20.2%
High School Graduation Rate 76.9%
Diversity Index 58/100
Population 91,953 87th of 1,570
Median Income $63,122 bottom 30%
Poverty Rate 23.9% 92% higher than national
Median Home Value $372,600 bottom 30%

How Merced Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population89,76691,953+2.4%
Median household income$59,938$63,122+5.3%
Median home value$347,700$372,600+7.2%

How Merced Compares

Economy & Housing

Household Income Distribution

Under $25K 19.9%
$25K-$50K 20.6%
$50K-$100K 30.4%
$100K+ 29.1%
Detailed income brackets
Under $10K
6.8%
$10K-$15K
5.1%
$15K-$20K
3.8%
$20K-$25K
4.2%
$25K-$30K
4.4%
$30K-$35K
3.6%
$35K-$40K
4.7%
$40K-$45K
3.5%
$45K-$50K
4.5%
$50K-$60K
6.2%
$60K-$75K
10.0%
$75K-$100K
14.2%
$100K-$125K
8.2%
$125K-$150K
6.0%
$150K-$200K
7.2%
$200K+
7.7%

Employment

11.3% Unemployment Rate State: 6.6%|National: 5.2%
61.3% Labor Force Participation

Housing Overview

Owner 45.9%
Renter 54.1%
Affordability Index Expensive
5.9x home value to income ratio
Median gross rent $1,393/mo 26.5% of median household income annually

People & Demographics

Diversity Index

58out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 70 | National average: 61

Education

Merced Rankings in California

#87 Population of 1,570
#1063 Median Income of 1,375
#959 Education of 1,570
#985 Home Value of 1,376

Other Cities in Merced County

CityPopulationMedian IncomePovertyHome Value
Los Banos 47,593 $68,171 17.3% $440,900
Atwater 32,162 $64,472 20.9% $363,400
Livingston 14,606 $74,494 17.1% $372,700
Winton 11,797 $57,015 14.0% $339,400
Delhi 11,009 $67,500 15.5% $349,700
Franklin (Merced County) 7,392 $58,295 22.9% $308,200
Gustine 6,133 $59,532 4.0% $441,700
Hilmar-Irwin 6,132 $79,948 12.8% $449,600
McSwain 5,783 $139,131 17.1% $690,100
Dos Palos 5,765 $42,367 17.6% $299,500

Cities Similar to Merced

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Hemet91,326$57,719$352,20015.5%14.9%
Redding93,409$70,466$382,30027.0%14.1%
South Gate91,483$74,571$636,30011.3%12.7%
Indio91,950$77,167$458,40020.5%11.5%
Compton92,698$78,465$580,20010.6%17.9%

Population Overview

Merced is a mid-sized community located in California, within Merced County. The total population is 91,953. It ranks as the 87th most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in Merced is 30.0 years. This is 21% lower than the state median of 37.9 years. With 29.9% of the population under 18, Merced has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Merced is $63,122. This is 36% lower than the state median of $99,122. It is also 22% lower than the national median of $80,734. The poverty rate stands at 23.9%. This is 99% higher than the state poverty rate of 12.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 11.3%. This is 72% higher than the state rate of 6.6%. The median home value is $372,600. Housing costs are 49% lower than the state median of $734,700. The home-value-to-income ratio is 5.9x. 45.9% of occupied housing units are owner-occupied. This homeownership rate is 18% lower than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in Merced is Hispanic or Latino, making up 60.1% of the population. White (non-Hispanic) residents account for 21.1%.

Education

20.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 46% lower than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 76.9%.

Data Sources & Methodology

All demographic data for Merced, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Merced, California?

Merced, California has a population of 91,953 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Merced, CA?

The median household income in Merced is $63,122, which is 22% lower than the national median of $80,734.

What is the poverty rate in Merced, CA?

The poverty rate in Merced is 23.9%. This means approximately 21,742 residents live below the federal poverty line.

What is the racial makeup of Merced, California?

Merced's population is 21.1% White, 4.6% Black, 60.1% Hispanic/Latino, and 9.4% Asian.

What is the median home value in Merced, CA?

The median home value in Merced is $372,600. The home-value-to-income ratio is 5.9x.

How educated is Merced, California?

20.2% of adults (25+) in Merced hold a bachelor's degree or higher, and 6.9% hold a graduate or professional degree.