Chipley, Florida Demographics & Population 2026
During the 2020–2024 ACS period, Chipley, Florida had a total population of 3,683, the 551st largest city in Florida, with a median household income of $46,193, which is 38% lower than the state average. The poverty rate is 12.7%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 38% below the state average, indicating significant economic challenges.
Chipley Quick Facts
How Chipley Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 3,678 | 3,683 | +0.1% |
| Median household income | $34,311 | $46,193 | +34.6% |
| Median home value | $132,800 | $143,700 | +8.2% |
How Chipley Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Chipley Rankings in Florida
Explore Florida Rankings
Other Cities in Washington County
Cities Similar to Chipley
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Pine Manor | 3,660 | $45,697 | $273,800 | 9.5% | 19.2% |
| Wahneta | 3,876 | $46,598 | $97,500 | 1.3% | 24.2% |
| Rainbow Lakes Estates | 3,762 | $50,429 | $160,400 | 13.9% | 11.9% |
| High Point | 3,548 | $49,368 | $181,300 | 19.7% | 7.9% |
| Ridgecrest | 3,571 | $50,428 | $303,400 | 11.6% | 21.1% |
Population Overview
Chipley is a small community located in Florida, within Washington County. The total population is 3,683. It ranks as the 551st most populous out of 955 Census-designated places in Florida.
Age Demographics
The median age in Chipley is 37.9 years. This is 11% lower than the state median of 42.6 years.
Economy, Income & Housing
The median household income in Chipley is $46,193. This is 38% lower than the state median of $74,568. It is also 43% lower than the national median of $80,734. The poverty rate stands at 12.7%. This is about the same as the state poverty rate of 12.6%. The unemployment rate is 4.0%. This is 18% lower than the state rate of 4.8%. The median home value is $143,700. Housing costs are 60% lower than the state median of $359,000. The home-value-to-income ratio is 3.1x. 65.7% of occupied housing units are owner-occupied. This homeownership rate is 3% lower than the state average of 67.6%.
Race & Ethnicity
The largest racial or ethnic group in Chipley is White (non-Hispanic), making up 56.6% of the population. Black or African American residents account for 35.1%. The Black or African American population is significantly higher than the state average (35.1% vs 14.6%). The Hispanic or Latino population (3.8%) is well below the state average of 27.4%.
Education
17.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 50% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.0%.
Data Sources & Methodology
All demographic data for Chipley, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Chipley, Florida?
Chipley, Florida has a population of 3,683 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Chipley, FL?
The median household income in Chipley is $46,193, which is 43% lower than the national median of $80,734.
What is the poverty rate in Chipley, FL?
The poverty rate in Chipley is 12.7%. This means approximately 435 residents live below the federal poverty line.
What is the racial makeup of Chipley, Florida?
Chipley's population is 56.6% White, 35.1% Black, 3.8% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Chipley, FL?
The median home value in Chipley is $143,700. The home-value-to-income ratio is 3.1x.
How educated is Chipley, Florida?
17.1% of adults (25+) in Chipley hold a bachelor's degree or higher, and 7.1% hold a graduate or professional degree.