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Clay County, Florida Demographics 2026

Clay County, Florida has a population of 227,584, the 25th most populous county in Florida. The median household income is $87,820 and the median home value is $312,500. The poverty rate is 9.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Clay County Quick Facts

Population 227,584
Median Household Income $87,820
Median Home Value $312,500
Poverty Rate 9.2%
Unemployment Rate 3.8%
Median Age 40.4 years
Homeownership Rate 75.9%
Affordability Ratio 3.6x
Bachelor's Degree+ 28.3%
High School Graduation 92.5%
Cities/Places 10
Population 227,584 25th of 67
Median Income $87,820 18% higher than state
Poverty Rate 9.2%
Unemployment 3.8%

How Clay County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population223,436227,584+1.9%
Median household income$86,094$87,820+2.0%
Median home value$281,500$312,500+11.0%

Economy & Housing

Household Income Distribution

Under $25K 9.5%
$25K-$50K 16.8%
$50K-$100K 30.6%
$100K+ 43.2%
Detailed income brackets
Under $10K
3.4%
$10K-$15K
2.0%
$15K-$20K
1.9%
$20K-$25K
2.1%
$25K-$30K
2.9%
$30K-$35K
3.3%
$35K-$40K
3.4%
$40K-$45K
3.5%
$45K-$50K
3.7%
$50K-$60K
6.8%
$60K-$75K
9.4%
$75K-$100K
14.3%
$100K-$125K
12.9%
$125K-$150K
10.4%
$150K-$200K
10.0%
$200K+
9.9%

Employment

3.8% Unemployment Rate State: 4.8%|National: 5.2%
63.0% Labor Force Participation

Housing Overview

Owner 75.9%
Renter 24.1%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $1,551/mo 21.2% of median household income annually

People & Demographics

Diversity Index

51out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Cities & Places in Clay County

CityPopulationMedian IncomePovertyHome Value
Lakeside32,105$81,6848.9%$273,900
Oakleaf Plantation32,070$108,5438.8%$351,200
Fleming Island29,766$116,6115.7%$422,400
Bellair-Meadowbrook Terrace14,755$59,38815.5%$224,900
Asbury Lake14,458$100,9492.2%$329,600
Middleburg11,644$74,6348.0%$254,600
Green Cove Springs10,044$75,14212.7%$371,000
Orange Park9,055$77,10613.8%$313,100
Keystone Heights1,576$80,21718.1%$227,900
Penney Farms642$52,5009.6%$230,800

Population Overview

Clay County is located in Florida with a total population of 227,584. It is the 25th most populous county out of 67 in Florida. The county encompasses 10 Census-designated places.

Age Demographics

The median age in Clay County is 40.4 years. This is 5% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Clay County is $87,820. This is 18% higher than the state median of $74,568. It is also 9% higher than the national median of $80,734. The poverty rate stands at 9.2%. This is 27% lower than the state poverty rate of 12.6%. The unemployment rate is 3.8%. This is 22% lower than the state rate of 4.8%. The median home value is $312,500. Housing costs are 13% lower than the state median of $359,000. The home-value-to-income ratio is 3.6x. 75.9% of occupied housing units are owner-occupied. This homeownership rate is 12% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Clay County is White (non-Hispanic), making up 67.8% of the population. Black or African American residents account for 11.6%. The Hispanic or Latino population (11.4%) is well below the state average of 27.4%.

Education

28.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 17% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.

Data Sources & Methodology

All figures for Clay County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Florida and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Clay County, Florida?

Clay County has a population of 227,584, making it the 25th most populous county in Florida.

What is the median income in Clay County?

The median household income in Clay County is $87,820 with a poverty rate of 9.2%.

How many cities are in Clay County, Florida?

Clay County contains 10 Census-designated places.