Clay County, Florida Demographics 2026

Demographic data: ACS 2020–2024 five-year estimates. Sources and methodology

Clay County, Florida has a population of 227,584, the 25th most populous county in Florida. The median household income is $87,820 and the median home value is $312,500. The poverty rate is 9.2%.

Clay County Quick Facts

Population 227,584

Median Household Income $87,82090% MOE ±$2,783

Median Home Value $312,50090% MOE ±$7,375

Poverty Rate 9.2%90% MOE ±1.2 pts

Unemployment Rate 3.8%90% MOE ±0.6 pts

Median Age 40.4 years90% MOE ±0.3 years

Homeownership Rate 75.9%90% MOE ±1.2 pts

Affordability Ratio 3.6x

Bachelor's Degree+ 28.3%90% MOE ±1.3 pts

Adults 25+ with high school education or higher 92.5%

Cities/Places 10

Population 227,584 25th of 67

Median Income $87,820 18% higher than state

Poverty Rate 9.2%

Unemployment 3.8%

How Clay County Changed

Change from the non-overlapping 2015–2019 ACS period to 2020–2024. Earlier dollar figures are adjusted to 2024 dollars; changes marked “no clear change” are within the combined 90% margins of error.

Metric	2015–2019	2020–2024	Change
Population	211,405	227,584	+7.7%
Median household income	$80,907	$87,820	+8.5%
Median home value¹	$228,173	$312,500	+37.0%
Median gross rent	$1,413	$1,551	+9.8%

¹ The Census Bureau changed its home-value inflation adjustment beginning with the 2022 ACS; interpret that comparison with additional caution.

Median Household Income

Clay

$87,820

$74,568

National

$80,734

Median Home Value

Clay

$312,500

$359,000

National

$332,700

Economy & Housing

Household Income Distribution

Under $25K 9.5%

$25K-$50K 16.8%

$50K-$100K 30.6%

$100K+ 43.2%

Detailed income brackets

Under $10K

3.4%

$10K-$15K

2.0%

$15K-$20K

1.9%

$20K-$25K

2.1%

$25K-$30K

2.9%

$30K-$35K

3.3%

$35K-$40K

3.4%

$40K-$45K

3.5%

$45K-$50K

3.7%

$50K-$60K

6.8%

$60K-$75K

9.4%

$75K-$100K

14.3%

$100K-$125K

12.9%

$125K-$150K

10.4%

$150K-$200K

10.0%

$200K+

9.9%

Employment

3.8% Unemployment Rate State: 4.8%|National: 5.2%

63.0% Labor Force Participation

Housing Overview

Owner 75.9%

Renter 24.1%

Affordability Index Affordable

3.6x home value to income ratio

Median gross rent $1,551/mo 21.2% of median household income annually

People & Demographics

Age Distribution

Under 18

22.9%

18-34

19.7%

35-54

26.6%

55-74

24.3%

75+

6.5%

Race & Ethnicity

Diversity Index

Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Educational Attainment (Adults 25+)

Cities & Places in Clay County

City	Population	Median Income	Poverty	Home Value
Lakeside	32,105	$81,684	8.9%	$273,900
Oakleaf Plantation	32,070	$108,543	8.8%	$351,200
Fleming Island	29,766	$116,611	5.7%	$422,400
Bellair-Meadowbrook Terrace	14,755	$59,388	15.5%	$224,900
Asbury Lake	14,458	$100,949	2.2%	$329,600
Middleburg	11,644	$74,634	8.0%	$254,600
Green Cove Springs	10,044	$75,142	12.7%	$371,000
Orange Park	9,055	$77,106	13.8%	$313,100
Keystone Heights	1,576	$80,217	18.1%	$227,900
Penney Farms	642	$52,500	9.6%	$230,800

Explore Florida Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Population Overview

Clay County is located in Florida with a total population of 227,584. It is the 25th most populous county out of 67 in Florida. The county encompasses 10 Census-designated places.

Age Demographics

The median age in Clay County is 40.4 years. This is 5% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Clay County is $87,820. This is 18% higher than the state median of $74,568. It is also 9% higher than the national median of $80,734. The poverty rate stands at 9.2%. This is 27% lower than the state poverty rate of 12.6%. The unemployment rate is 3.8%. This is 22% lower than the state rate of 4.8%. The median home value is $312,500. Housing costs are 13% lower than the state median of $359,000. The home-value-to-income ratio is 3.6x. 75.9% of occupied housing units are owner-occupied. This homeownership rate is 12% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Clay County is White (non-Hispanic), making up 67.8% of the population. Black or African American residents account for 11.6%. The Hispanic or Latino population (11.4%) is well below the state average of 27.4%.

Education

28.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 17% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.

Data Sources & Methodology

All figures for Clay County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Florida and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Clay County, Florida?

Clay County has a population of 227,584, making it the 25th most populous county in Florida.

What is the median income in Clay County?

The median household income in Clay County is $87,820 with a poverty rate of 9.2%.

How many cities are in Clay County, Florida?

Clay County contains 10 Census-designated places.