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Clearwater, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Clearwater, Florida had a total population of 117,247, the 22nd largest city in Florida, with a median household income of $66,381, which is 11% lower than the state average. The poverty rate is 14.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Clearwater Quick Facts

Population 117,247
Median Household Income $66,381
Median Home Value $361,300
Poverty Rate 14.8%
Unemployment Rate 4.2%
Median Age 46.6 years
Homeownership Rate 58.6%
Affordability Ratio 5.4x
Bachelor's Degree or Higher 32.6%
High School Graduation Rate 90.9%
Diversity Index 53/100
Population 117,247 22nd of 955
Median Income $66,381 average
Poverty Rate 14.8% 19% higher than national
Median Home Value $361,300 average

How Clearwater Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population117,075117,247+0.1%
Median household income$64,440$66,381+3.0%
Median home value$326,100$361,300+10.8%

How Clearwater Compares

Economy & Housing

Household Income Distribution

Under $25K 17.3%
$25K-$50K 20.7%
$50K-$100K 28.4%
$100K+ 33.6%
Detailed income brackets
Under $10K
6.3%
$10K-$15K
3.3%
$15K-$20K
3.3%
$20K-$25K
4.5%
$25K-$30K
4.5%
$30K-$35K
4.2%
$35K-$40K
4.3%
$40K-$45K
3.8%
$45K-$50K
3.8%
$50K-$60K
7.0%
$60K-$75K
10.2%
$75K-$100K
11.2%
$100K-$125K
9.8%
$125K-$150K
5.8%
$150K-$200K
7.8%
$200K+
10.1%

Employment

4.2% Unemployment Rate State: 4.8%|National: 5.2%
59.4% Labor Force Participation

Housing Overview

Owner 58.6%
Renter 41.4%
Affordability Index Expensive
5.4x home value to income ratio
Median gross rent $1,658/mo 30.0% of median household income annually

People & Demographics

Diversity Index

53out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Clearwater Rankings in Florida

#22 Population of 955
#538 Median Income of 911
#410 Education of 955
#387 Home Value of 901

Other Cities in Pinellas County

CityPopulationMedian IncomePovertyHome Value
St. Petersburg 262,732 $75,192 12.4% $371,100
Largo 82,617 $62,096 13.1% $229,100
Palm Harbor 61,512 $78,935 10.3% $405,300
Pinellas Park 53,560 $63,432 12.9% $278,900
Dunedin 36,062 $74,477 8.2% $396,000
East Lake 33,283 $99,333 6.2% $488,000
Tarpon Springs 25,791 $79,529 10.0% $340,700
Lealman 20,567 $45,308 15.6% $196,400
Seminole 19,396 $75,774 9.4% $348,500
Safety Harbor 17,033 $106,830 6.1% $454,000

Cities Similar to Clearwater

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Pompano Beach114,147$67,195$349,30030.8%15.2%
Spring Hill119,983$68,432$288,50019.9%11.8%
Lakeland119,961$64,185$249,40029.4%13.2%
Miami Gardens113,177$63,627$378,50018.1%13.6%
West Palm Beach122,290$73,446$414,20039.2%14.1%

Population Overview

Clearwater is a major urban center located in Florida, within Pinellas County. The total population is 117,247. It ranks as the 22nd most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Clearwater is 46.6 years. This is 9% higher than the state median of 42.6 years. 10.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Clearwater is $66,381. This is 11% lower than the state median of $74,568. It is also 18% lower than the national median of $80,734. The poverty rate stands at 14.8%. This is 18% higher than the state poverty rate of 12.6%. The unemployment rate is 4.2%. This is 12% lower than the state rate of 4.8%. The median home value is $361,300. Housing costs are about the same as the state median of $359,000. The home-value-to-income ratio is 5.4x. 58.6% of occupied housing units are owner-occupied. This homeownership rate is 13% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Clearwater is White (non-Hispanic), making up 65.1% of the population. Hispanic or Latino residents account for 17.1%.

Education

32.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 5% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.9%.

Data Sources & Methodology

All demographic data for Clearwater, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Clearwater, Florida?

Clearwater, Florida has a population of 117,247 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Clearwater, FL?

The median household income in Clearwater is $66,381, which is 18% lower than the national median of $80,734.

What is the poverty rate in Clearwater, FL?

The poverty rate in Clearwater is 14.8%. This means approximately 17,055 residents live below the federal poverty line.

What is the racial makeup of Clearwater, Florida?

Clearwater's population is 65.1% White, 10.5% Black, 17.1% Hispanic/Latino, and 2.8% Asian.

What is the median home value in Clearwater, FL?

The median home value in Clearwater is $361,300. The home-value-to-income ratio is 5.4x.

How educated is Clearwater, Florida?

32.6% of adults (25+) in Clearwater hold a bachelor's degree or higher, and 12.3% hold a graduate or professional degree.