Palm Harbor, Florida Demographics & Population 2026
During the 2020–2024 ACS period, Palm Harbor, Florida had a total population of 61,512, the 63rd largest community in Florida, with a median household income of $78,935, which is 6% higher than the state average. The poverty rate is 10.3%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Palm Harbor Quick Facts
How Palm Harbor Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 61,454 | 61,512 | +0.1% |
| Median household income | $75,354 | $78,935 | +4.8% |
| Median home value | $359,600 | $405,300 | +12.7% |
How Palm Harbor Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Palm Harbor Rankings in Florida
Explore Florida Rankings
Other Cities in Pinellas County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| St. Petersburg | 262,732 | $75,192 | 12.4% | $371,100 |
| Clearwater | 117,247 | $66,381 | 14.8% | $361,300 |
| Largo | 82,617 | $62,096 | 13.1% | $229,100 |
| Pinellas Park | 53,560 | $63,432 | 12.9% | $278,900 |
| Dunedin | 36,062 | $74,477 | 8.2% | $396,000 |
| East Lake | 33,283 | $99,333 | 6.2% | $488,000 |
| Tarpon Springs | 25,791 | $79,529 | 10.0% | $340,700 |
| Lealman | 20,567 | $45,308 | 15.6% | $196,400 |
| Seminole | 19,396 | $75,774 | 9.4% | $348,500 |
| Safety Harbor | 17,033 | $106,830 | 6.1% | $454,000 |
Cities Similar to Palm Harbor
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Coconut Creek | 58,330 | $75,014 | $309,600 | 38.9% | 11.0% |
| Port Orange | 64,767 | $74,426 | $317,200 | 31.4% | 11.0% |
| St. Cloud | 65,130 | $83,174 | $356,200 | 31.6% | 10.1% |
| The Hammocks | 58,838 | $85,628 | $468,100 | 37.9% | 12.1% |
| Four Corners | 65,048 | $72,879 | $351,800 | 35.0% | 10.5% |
Population Overview
Palm Harbor is a mid-sized community located in Florida, within Pinellas County. The total population is 61,512. It ranks as the 63rd most populous out of 955 Census-designated places in Florida.
Age Demographics
The median age in Palm Harbor is 50.9 years. This is 19% higher than the state median of 42.6 years. 13.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Palm Harbor is $78,935. This is 6% higher than the state median of $74,568. It is also 2% lower than the national median of $80,734. The poverty rate stands at 10.3%. This is 18% lower than the state poverty rate of 12.6%. The unemployment rate is 3.3%. This is 33% lower than the state rate of 4.8%. The median home value is $405,300. Housing costs are 13% higher than the state median of $359,000. The home-value-to-income ratio is 5.1x. 77.9% of occupied housing units are owner-occupied. This homeownership rate is 15% higher than the state average of 67.6%.
Race & Ethnicity
The largest racial or ethnic group in Palm Harbor is White (non-Hispanic), making up 82.7% of the population. Hispanic or Latino residents account for 9.6%. The White (non-Hispanic) population is significantly higher than the state average (82.7% vs 50.4%). The Black or African American population (1.8%) is well below the state average of 14.6%. The Hispanic or Latino population (9.6%) is well below the state average of 27.4%.
Education
40.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 19% higher than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%.
Data Sources & Methodology
All demographic data for Palm Harbor, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Palm Harbor, Florida?
Palm Harbor, Florida has a population of 61,512 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Palm Harbor, FL?
The median household income in Palm Harbor is $78,935, which is 2% lower than the national median of $80,734.
What is the poverty rate in Palm Harbor, FL?
The poverty rate in Palm Harbor is 10.3%. This means approximately 6,221 residents live below the federal poverty line.
What is the racial makeup of Palm Harbor, Florida?
Palm Harbor's population is 82.7% White, 1.8% Black, 9.6% Hispanic/Latino, and 2.1% Asian.
What is the median home value in Palm Harbor, FL?
The median home value in Palm Harbor is $405,300. The home-value-to-income ratio is 5.1x.
How educated is Palm Harbor, Florida?
40.6% of adults (25+) in Palm Harbor hold a bachelor's degree or higher, and 13.8% hold a graduate or professional degree.