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Lochmoor Waterway Estates, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Lochmoor Waterway Estates, Florida had a total population of 6,511, the 428th largest community in Florida, with a median household income of $97,667, which is 31% higher than the state average. The poverty rate is 9.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Lochmoor Waterway Estates Quick Facts

Population 6,511
Median Household Income $97,667
Median Home Value $386,200
Poverty Rate 9.6%
Unemployment Rate 4.1%
Median Age 53.0 years
Homeownership Rate 86.0%
Affordability Ratio 4.0x
Bachelor's Degree or Higher 39.8%
High School Graduation Rate 94.4%
Diversity Index 36/100
Population 6,511 428th of 955
Median Income $97,667 top 30%
Poverty Rate 9.6% 23% lower than national
Median Home Value $386,200 above average

How Lochmoor Waterway Estates Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population5,7916,511+12.4%
Median household income$87,606$97,667+11.5%
Median home value$335,600$386,200+15.1%

How Lochmoor Waterway Estates Compares

Economy & Housing

Household Income Distribution

Under $25K 12.4%
$25K-$50K 19.0%
$50K-$100K 19.2%
$100K+ 49.5%
Detailed income brackets
Under $10K
5.0%
$10K-$15K
2.1%
$15K-$20K
0.5%
$20K-$25K
4.8%
$25K-$30K
5.4%
$30K-$35K
1.8%
$35K-$40K
2.6%
$40K-$45K
6.7%
$45K-$50K
2.5%
$50K-$60K
2.2%
$60K-$75K
9.1%
$75K-$100K
7.9%
$100K-$125K
12.2%
$125K-$150K
9.4%
$150K-$200K
12.4%
$200K+
15.4%

Employment

4.1% Unemployment Rate State: 4.8%|National: 5.2%
58.8% Labor Force Participation

Housing Overview

Owner 86.0%
Renter 14.0%
Affordability Index Moderate
4.0x home value to income ratio
Median gross rent $2,014/mo 24.7% of median household income annually

People & Demographics

Diversity Index

36out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Lochmoor Waterway Estates Rankings in Florida

#428 Population of 955
#200 Median Income of 911
#277 Education of 955
#325 Home Value of 901

Other Cities in Lee County

CityPopulationMedian IncomePovertyHome Value
Cape Coral 215,536 $78,104 10.8% $373,500
Lehigh Acres 132,353 $66,890 17.1% $292,400
Fort Myers 95,051 $63,732 16.3% $384,500
Bonita Springs 55,904 $95,210 9.6% $497,100
North Fort Myers 44,993 $56,261 14.8% $161,800
Estero 37,858 $104,102 7.7% $461,900
San Carlos Park 19,159 $85,952 9.4% $325,000
Villas 13,644 $58,413 10.0% $248,700
Iona 13,631 $66,827 8.2% $322,800
Cypress Lake 13,032 $62,590 9.8% $258,900

Cities Similar to Lochmoor Waterway Estates

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
High Springs6,544$94,421$320,70038.5%13.6%
Tequesta6,193$98,271$572,80051.7%7.7%
Gulf Breeze6,660$104,050$505,60057.3%6.0%
Freeport6,689$91,985$407,80032.7%7.4%
Treasure Island6,553$87,107$621,60049.9%6.7%

Population Overview

Lochmoor Waterway Estates is a small city located in Florida, within Lee County. The total population is 6,511. It ranks as the 428th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Lochmoor Waterway Estates is 53.0 years. This is 24% higher than the state median of 42.6 years. 14.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Lochmoor Waterway Estates is $97,667. This is 31% higher than the state median of $74,568. It is also 21% higher than the national median of $80,734. The poverty rate stands at 9.6%. This is 24% lower than the state poverty rate of 12.6%. The unemployment rate is 4.1%. This is 15% lower than the state rate of 4.8%. The median home value is $386,200. Housing costs are 8% higher than the state median of $359,000. The home-value-to-income ratio is 4.0x. 86.0% of occupied housing units are owner-occupied. This homeownership rate is 27% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Lochmoor Waterway Estates is White (non-Hispanic), making up 79.1% of the population. Hispanic or Latino residents account for 9.3%. The White (non-Hispanic) population is significantly higher than the state average (79.1% vs 50.4%). The Black or African American population (5.9%) is well below the state average of 14.6%. The Hispanic or Latino population (9.3%) is well below the state average of 27.4%.

Education

39.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 16% higher than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.4%.

Data Sources & Methodology

All demographic data for Lochmoor Waterway Estates, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Lochmoor Waterway Estates, Florida?

Lochmoor Waterway Estates, Florida has a population of 6,511 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lochmoor Waterway Estates, FL?

The median household income in Lochmoor Waterway Estates is $97,667, which is 21% higher than the national median of $80,734.

What is the poverty rate in Lochmoor Waterway Estates, FL?

The poverty rate in Lochmoor Waterway Estates is 9.6%. This means approximately 622 residents live below the federal poverty line.

What is the racial makeup of Lochmoor Waterway Estates, Florida?

Lochmoor Waterway Estates's population is 79.1% White, 5.9% Black, 9.3% Hispanic/Latino, and 2.1% Asian.

What is the median home value in Lochmoor Waterway Estates, FL?

The median home value in Lochmoor Waterway Estates is $386,200. The home-value-to-income ratio is 4.0x.

How educated is Lochmoor Waterway Estates, Florida?

39.8% of adults (25+) in Lochmoor Waterway Estates hold a bachelor's degree or higher, and 14.1% hold a graduate or professional degree.