St. Cloud, Florida Demographics & Population 2026
During the 2020–2024 ACS period, St. Cloud, Florida had a total population of 65,130, the 57th largest city in Florida, with a median household income of $83,174, which is 12% higher than the state average. The poverty rate is 10.1%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
St. Cloud Quick Facts
How St. Cloud Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 61,963 | 65,130 | +5.1% |
| Median household income | $76,196 | $83,174 | +9.2% |
| Median home value | $324,100 | $356,200 | +9.9% |
How St. Cloud Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
St. Cloud Rankings in Florida
Explore Florida Rankings
Other Cities in Osceola County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Kissimmee | 81,479 | $53,758 | 20.4% | $304,400 |
| Buenaventura Lakes | 32,682 | $68,887 | 13.3% | $327,500 |
| Celebration | 13,667 | $96,242 | 3.8% | $635,000 |
| Campbell | 2,123 | $40,411 | 35.6% | $77,200 |
| Yeehaw Junction | 440 | $44,339 | 2.9% | $325,400 |
Cities Similar to St. Cloud
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Delray Beach | 67,979 | $82,041 | $420,300 | 43.8% | 13.0% |
| Port Orange | 64,767 | $74,426 | $317,200 | 31.4% | 11.0% |
| Four Corners | 65,048 | $72,879 | $351,800 | 35.0% | 10.5% |
| Palm Harbor | 61,512 | $78,935 | $405,300 | 40.6% | 10.3% |
| The Hammocks | 58,838 | $85,628 | $468,100 | 37.9% | 12.1% |
Population Overview
St. Cloud is a mid-sized community located in Florida, within Osceola County. The total population is 65,130. It ranks as the 57th most populous out of 955 Census-designated places in Florida.
Age Demographics
The median age in St. Cloud is 36.0 years. This is 15% lower than the state median of 42.6 years.
Economy, Income & Housing
The median household income in St. Cloud is $83,174. This is 12% higher than the state median of $74,568. It is also 3% higher than the national median of $80,734. The poverty rate stands at 10.1%. This is 20% lower than the state poverty rate of 12.6%. The unemployment rate is 5.9%. This is 23% higher than the state rate of 4.8%. The median home value is $356,200. Housing costs are about the same as the state median of $359,000. The home-value-to-income ratio is 4.3x. 72.5% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 67.6%.
Race & Ethnicity
The largest racial or ethnic group in St. Cloud is Hispanic or Latino, making up 52.0% of the population. White (non-Hispanic) residents account for 36.3%. The Black or African American population (4.8%) is well below the state average of 14.6%. The Hispanic or Latino population is significantly higher than the state average (52.0% vs 27.4%).
Education
31.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 8% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.4%.
Data Sources & Methodology
All demographic data for St. Cloud, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of St. Cloud, Florida?
St. Cloud, Florida has a population of 65,130 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in St. Cloud, FL?
The median household income in St. Cloud is $83,174, which is 3% higher than the national median of $80,734.
What is the poverty rate in St. Cloud, FL?
The poverty rate in St. Cloud is 10.1%. This means approximately 6,513 residents live below the federal poverty line.
What is the racial makeup of St. Cloud, Florida?
St. Cloud's population is 36.3% White, 4.8% Black, 52.0% Hispanic/Latino, and 1.5% Asian.
What is the median home value in St. Cloud, FL?
The median home value in St. Cloud is $356,200. The home-value-to-income ratio is 4.3x.
How educated is St. Cloud, Florida?
31.6% of adults (25+) in St. Cloud hold a bachelor's degree or higher, and 8.1% hold a graduate or professional degree.