St. James City, Florida Demographics & Population 2026

Population Overview

St. James City is a small community located in Florida, within Lee County. The total population is 3,412. It ranks as the 575th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in St. James City is 64.7 years. This is 52% higher than the state median of 42.6 years. Only 8.8% of residents are under 18, indicating fewer families with children. 20.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in St. James City is $69,403. This is 7% lower than the state median of $74,568. It is also 14% lower than the national median of $80,734. The poverty rate stands at 9.7%. This is 23% lower than the state poverty rate of 12.6%. The unemployment rate is 9.1%. This is 88% higher than the state rate of 4.8%. The median home value is $319,700. Housing costs are 11% lower than the state median of $359,000. The home-value-to-income ratio is 4.6x. 90.8% of occupied housing units are owner-occupied. This homeownership rate is 34% higher than the state average of 67.6%.

Race & Ethnicity

St. James City has a predominantly White (non-Hispanic) population, comprising 94.1% of all residents. Hispanic or Latino residents account for 1.5%. The White (non-Hispanic) population is significantly higher than the state average (94.1% vs 50.4%). The Black or African American population (0.2%) is well below the state average of 14.6%. The Hispanic or Latino population (1.5%) is well below the state average of 27.4%. The Asian population (0.3%) is well below the state average of 2.9%.

Education

23.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 30% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.1%.

Data Sources & Methodology

All demographic data for St. James City, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.