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Carmi, Illinois Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

During the 2020–2024 ACS period, Carmi, Illinois had a total population of 4,845, the 338th largest city in Illinois, with a median household income of $47,827, which is 43% lower than the state average. The poverty rate is 21.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Carmi Quick Facts

Population 4,845
Median Household Income $47,827
Median Home Value $114,800
Poverty Rate 21.8%
Unemployment Rate 2.7%
Median Age 44.2 years
Homeownership Rate 69.1%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 15.8%
High School Graduation Rate 88.2%
Diversity Index 7/100
Population 4,845 338th of 1,445
Median Income $47,827 bottom 20%
Poverty Rate 21.8% 75% higher than national
Median Home Value $114,800 average

How Carmi Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,8794,845-0.7%
Median household income$47,051$47,827+1.6%
Median home value$98,700$114,800+16.3%

How Carmi Compares

Economy & Housing

Household Income Distribution

Under $25K 31.1%
$25K-$50K 20.6%
$50K-$100K 29.2%
$100K+ 19.1%
Detailed income brackets
Under $10K
12.8%
$10K-$15K
7.5%
$15K-$20K
3.8%
$20K-$25K
7.0%
$25K-$30K
3.3%
$30K-$35K
6.2%
$35K-$40K
4.9%
$40K-$45K
3.3%
$45K-$50K
3.0%
$50K-$60K
8.0%
$60K-$75K
11.5%
$75K-$100K
9.7%
$100K-$125K
6.6%
$125K-$150K
3.3%
$150K-$200K
5.8%
$200K+
3.4%

Employment

2.7% Unemployment Rate State: 5.8%|National: 5.2%
50.2% Labor Force Participation

Housing Overview

Owner 69.1%
Renter 30.9%
Affordability Index Very Affordable
2.4x home value to income ratio
Median gross rent $839/mo 21.1% of median household income annually

People & Demographics

Diversity Index

7out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 61 | National average: 61

Education

Carmi Rankings in Illinois

#338 Population of 1,445
#1206 Median Income of 1,374
#836 Education of 1,444
#739 Home Value of 1,372

Other Cities in White County

CityPopulationMedian IncomePovertyHome Value
Norris City 1,624 $42,333 14.6% $86,700
Grayville 1,590 $46,319 29.8% $74,200
Crossville 679 $40,750 23.6% $64,500
Enfield 546 $37,386 14.4% $60,400
New Haven 464 $36,250 22.2% $61,000
Springerton 89 $45,938 10.1% $58,800
Maunie 57 $31,250 59.7% $18,800
Phillipstown 54 N/A 50.0% N/A
Burnt Prairie 43 N/A 23.3% N/A

Cities Similar to Carmi

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Creve Coeur4,621$47,993$85,50012.6%17.7%
Watseka4,780$43,608$103,70012.2%23.4%
Flora4,475$47,148$77,30012.3%18.9%
Pana5,217$46,168$77,90015.8%13.4%
Eureka5,007$56,048$154,30032.2%10.8%

Population Overview

Carmi is a small community located in Illinois, within White County. The total population is 4,845. It ranks as the 338th most populous out of 1,445 Census-designated places in Illinois.

Age Demographics

The median age in Carmi is 44.2 years. This is 13% higher than the state median of 39.0 years. 14.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Carmi is $47,827. This is 43% lower than the state median of $83,390. It is also 41% lower than the national median of $80,734. The poverty rate stands at 21.8%. This is 85% higher than the state poverty rate of 11.8%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 2.7%. This is 53% lower than the state rate of 5.8%. The median home value is $114,800. Housing costs are 56% lower than the state median of $263,300. With a home-value-to-income ratio of just 2.4x, Carmi is one of the most affordable housing markets in the area. 69.1% of occupied housing units are owner-occupied. This homeownership rate is 3% higher than the state average of 67.1%.

Race & Ethnicity

Carmi has a predominantly White (non-Hispanic) population, comprising 96.2% of all residents. Hispanic or Latino residents account for 1.5%. The White (non-Hispanic) population is significantly higher than the state average (96.2% vs 58.1%). The Black or African American population (0.8%) is well below the state average of 13.3%. The Hispanic or Latino population (1.5%) is well below the state average of 18.8%.

Education

15.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 58% lower than the state rate of 37.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.2%.

Data Sources & Methodology

All demographic data for Carmi, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Carmi, Illinois?

Carmi, Illinois has a population of 4,845 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Carmi, IL?

The median household income in Carmi is $47,827, which is 41% lower than the national median of $80,734.

What is the poverty rate in Carmi, IL?

The poverty rate in Carmi is 21.8%. This means approximately 985 residents live below the federal poverty line.

What is the racial makeup of Carmi, Illinois?

Carmi's population is 96.2% White, 0.8% Black, 1.5% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Carmi, IL?

The median home value in Carmi is $114,800. The home-value-to-income ratio is 2.4x.

How educated is Carmi, Illinois?

15.8% of adults (25+) in Carmi hold a bachelor's degree or higher, and 6.0% hold a graduate or professional degree.