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Champaign, Illinois Demographics & Population 2026

High PovertyPoverty rate of 25.9% is well above the state average

During the 2020–2024 ACS period, Champaign, Illinois had a total population of 89,996, the 9th largest city in Illinois, with a median household income of $56,118, which is 33% lower than the state average. The poverty rate is 25.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Champaign Quick Facts

Population 89,996
Median Household Income $56,118
Median Home Value $210,900
Poverty Rate 25.9%
Unemployment Rate 4.8%
Median Age 26.6 years
Homeownership Rate 43.8%
Affordability Ratio 3.8x
Bachelor's Degree or Higher 52.7%
High School Graduation Rate 94.9%
Diversity Index 64/100
Population 89,996 9th of 1,445
Median Income $56,118 bottom 30%
Poverty Rate 25.9% 108% higher than national
Median Home Value $210,900 top 30%

How Champaign Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population88,82289,996+1.3%
Median household income$57,544$56,118-2.5%
Median home value$199,700$210,900+5.6%

How Champaign Compares

Economy & Housing

Household Income Distribution

Under $25K 28.2%
$25K-$50K 18.2%
$50K-$100K 25.8%
$100K+ 27.8%
Detailed income brackets
Under $10K
17.0%
$10K-$15K
4.8%
$15K-$20K
3.0%
$20K-$25K
3.4%
$25K-$30K
4.4%
$30K-$35K
3.7%
$35K-$40K
3.6%
$40K-$45K
3.4%
$45K-$50K
3.1%
$50K-$60K
5.5%
$60K-$75K
9.8%
$75K-$100K
10.5%
$100K-$125K
7.3%
$125K-$150K
5.9%
$150K-$200K
5.7%
$200K+
9.0%

Employment

4.8% Unemployment Rate State: 5.8%|National: 5.2%
59.6% Labor Force Participation

Housing Overview

Owner 43.8%
Renter 56.2%
Affordability Index Affordable
3.8x home value to income ratio
Median gross rent $1,123/mo 24.0% of median household income annually

People & Demographics

Diversity Index

64out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 61 | National average: 61

Education

Champaign Rankings in Illinois

#9 Population of 1,445
#1024 Median Income of 1,374
#101 Education of 1,444
#346 Home Value of 1,372

Other Cities in Champaign County

CityPopulationMedian IncomePovertyHome Value
Urbana 39,341 $45,346 28.0% $184,900
Rantoul 12,421 $48,691 16.9% $118,200
Mahomet 10,049 $118,586 3.8% $299,100
Savoy 8,968 $91,966 7.9% $320,300
St. Joseph 3,778 $120,789 4.1% $270,900
Tolono 3,566 $69,653 4.6% $208,600
Lake of the Woods 2,091 $61,625 4.7% $193,500
Fisher 1,605 $97,702 2.1% $190,100
Philo 1,487 $105,625 10.3% $205,400
Homer 1,245 $85,875 11.0% $146,200

Cities Similar to Champaign

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Waukegan89,076$71,919$190,90020.9%15.3%
Cicero82,797$70,842$249,40010.8%14.6%
Peoria112,169$59,410$156,20037.6%21.0%
Bloomington78,907$77,384$203,30048.8%11.0%
Decatur69,815$51,592$99,60021.6%19.4%

Population Overview

Champaign is a mid-sized community located in Illinois, within Champaign County. The total population is 89,996. It ranks as the 9th most populous out of 1,445 Census-designated places in Illinois.

Age Demographics

The median age in Champaign is 26.6 years. This is 32% lower than the state median of 39.0 years.

Economy, Income & Housing

The median household income in Champaign is $56,118. This is 33% lower than the state median of $83,390. It is also 30% lower than the national median of $80,734. The poverty rate stands at 25.9%. This is 119% higher than the state poverty rate of 11.8%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.8%. This is 18% lower than the state rate of 5.8%. The median home value is $210,900. Housing costs are 20% lower than the state median of $263,300. The home-value-to-income ratio is 3.8x. 43.8% of occupied housing units are owner-occupied. This homeownership rate is 35% lower than the state average of 67.1%.

Race & Ethnicity

The largest racial or ethnic group in Champaign is White (non-Hispanic), making up 54.5% of the population. Black or African American residents account for 17.2%. The Hispanic or Latino population (7.9%) is well below the state average of 18.8%. The Asian population is significantly higher than the state average (15.8% vs 5.9%).

Education

52.7% of residents aged 25 and older hold a bachelor's degree or higher. This places Champaign in the top 10% of all cities in the state for educational attainment. This is 39% higher than the state rate of 37.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.9%. Notably, 30.2% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Champaign, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Champaign, Illinois?

Champaign, Illinois has a population of 89,996 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Champaign, IL?

The median household income in Champaign is $56,118, which is 30% lower than the national median of $80,734.

What is the poverty rate in Champaign, IL?

The poverty rate in Champaign is 25.9%. This means approximately 21,104 residents live below the federal poverty line.

What is the racial makeup of Champaign, Illinois?

Champaign's population is 54.5% White, 17.2% Black, 7.9% Hispanic/Latino, and 15.8% Asian.

What is the median home value in Champaign, IL?

The median home value in Champaign is $210,900. The home-value-to-income ratio is 3.8x.

How educated is Champaign, Illinois?

52.7% of adults (25+) in Champaign hold a bachelor's degree or higher, and 30.2% hold a graduate or professional degree.