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Cowden, Illinois Demographics & Population 2026

During the 2020–2024 ACS period, Cowden, Illinois had a total population of 534, the 909th largest village in Illinois, with a median household income of $62,031, which is 26% lower than the state average. The poverty rate is 20.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cowden Quick Facts

Population 534
Median Household Income $62,031
Median Home Value $77,000
Poverty Rate 20.4%
Unemployment Rate 8.2%
Median Age 32.4 years
Homeownership Rate 63.9%
Affordability Ratio 1.2x
Bachelor's Degree or Higher 10.1%
High School Graduation Rate 90.9%
Diversity Index 9/100
Population 534 909th of 1,445
Median Income $62,031 below average
Poverty Rate 20.4% 64% higher than national
Median Home Value $77,000 bottom 20%

How Cowden Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population547534-2.4%
Median household income$42,083$62,031+47.4%
Median home value$76,200$77,000+1.0%

How Cowden Compares

Economy & Housing

Household Income Distribution

Under $25K 28.8%
$25K-$50K 14.1%
$50K-$100K 29.8%
$100K+ 27.3%
Detailed income brackets
Under $10K
14.6%
$10K-$15K
2.9%
$15K-$20K
2.9%
$20K-$25K
8.3%
$25K-$30K
3.4%
$30K-$35K
1.0%
$35K-$40K
1.9%
$40K-$45K
2.9%
$45K-$50K
4.9%
$50K-$60K
3.9%
$60K-$75K
14.6%
$75K-$100K
11.2%
$100K-$125K
2.9%
$125K-$150K
7.8%
$150K-$200K
10.7%
$200K+
5.9%

Employment

8.2% Unemployment Rate State: 5.8%|National: 5.2%
53.5% Labor Force Participation

Housing Overview

Owner 63.9%
Renter 36.1%
Affordability Index Very Affordable
1.2x home value to income ratio
Median gross rent $698/mo 13.5% of median household income annually

People & Demographics

Diversity Index

9out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 61 | National average: 61

Education

Cowden Rankings in Illinois

#909 Population of 1,445
#861 Median Income of 1,374
#1138 Education of 1,444
#1152 Home Value of 1,372

Other Cities in Shelby County

CityPopulationMedian IncomePovertyHome Value
Shelbyville 4,351 $52,470 13.2% $116,400
Windsor 877 $63,359 15.3% $105,400
Stewardson 756 $61,875 9.4% $109,500
Findlay 674 $55,417 20.9% $88,000
Strasburg 507 $64,219 4.5% $97,600
Sigel 439 $85,625 8.3% $165,800
Tower Hill 422 $53,352 13.0% $68,300
Herrick 333 $53,750 9.3% $73,800
Oconee 193 $74,750 5.7% $91,300
Westervelt 134 N/A 0.0% N/A

Cities Similar to Cowden

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Davis535$62,050$142,70019.8%6.9%
Thayer531$62,083$97,10010.3%10.5%
Iuka534$61,146$72,60014.4%9.6%
Como535$63,750$175,70010.3%20.6%
Cherry534$59,545$107,90017.1%11.8%

A note before these figures: with a population of 534, Cowden's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Cowden is a small community located in Illinois, within Shelby County. The total population is 534. It ranks as the 909th most populous out of 1,445 Census-designated places in Illinois.

Age Demographics

The median age in Cowden is 32.4 years. This is 17% lower than the state median of 39.0 years. With 35.2% of the population under 18, Cowden has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Cowden is $62,031. This is 26% lower than the state median of $83,390. It is also 23% lower than the national median of $80,734. The poverty rate stands at 20.4%. This is 73% higher than the state poverty rate of 11.8%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 8.2%. This is 41% higher than the state rate of 5.8%. The median home value is $77,000. Housing costs are 71% lower than the state median of $263,300. With a home-value-to-income ratio of just 1.2x, Cowden is one of the most affordable housing markets in the area. 63.9% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 67.1%.

Race & Ethnicity

Cowden has a predominantly White (non-Hispanic) population, comprising 95.3% of all residents. Hispanic or Latino residents account for 2.8%. The White (non-Hispanic) population is significantly higher than the state average (95.3% vs 58.1%). The Black or African American population (0.4%) is well below the state average of 13.3%. The Hispanic or Latino population (2.8%) is well below the state average of 18.8%.

Education

10.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 73% lower than the state rate of 37.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.9%.

Data Sources & Methodology

All demographic data for Cowden, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cowden, Illinois?

Cowden, Illinois has a population of 534 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cowden, IL?

The median household income in Cowden is $62,031, which is 23% lower than the national median of $80,734.

What is the poverty rate in Cowden, IL?

The poverty rate in Cowden is 20.4%. This means approximately 108 residents live below the federal poverty line.

What is the racial makeup of Cowden, Illinois?

Cowden's population is 95.3% White, 0.4% Black, 2.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Cowden, IL?

The median home value in Cowden is $77,000. The home-value-to-income ratio is 1.2x.

How educated is Cowden, Illinois?

10.1% of adults (25+) in Cowden hold a bachelor's degree or higher, and 5.2% hold a graduate or professional degree.