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Cumberland County, Illinois Demographics 2026

Cumberland County, Illinois has a population of 10,334, the 87th most populous county in Illinois. The median household income is $73,327 and the median home value is $126,000. The poverty rate is 9.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Cumberland County Quick Facts

Population 10,334
Median Household Income $73,327
Median Home Value $126,000
Poverty Rate 9.1%
Unemployment Rate 1.4%
Median Age 43.1 years
Homeownership Rate 84.2%
Affordability Ratio 1.7x
Bachelor's Degree+ 19.6%
High School Graduation 94.1%
Cities/Places 4
Population 10,334 87th of 102
Median Income $73,327 12% lower than state
Poverty Rate 9.1%
Unemployment 1.4%

How Cumberland County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population10,37810,334-0.4%
Median household income$69,826$73,327+5.0%
Median home value$117,700$126,000+7.1%

Economy & Housing

Household Income Distribution

Under $25K 13.7%
$25K-$50K 19.9%
$50K-$100K 32.9%
$100K+ 33.5%
Detailed income brackets
Under $10K
4.4%
$10K-$15K
2.9%
$15K-$20K
3.3%
$20K-$25K
3.1%
$25K-$30K
4.5%
$30K-$35K
4.5%
$35K-$40K
3.5%
$40K-$45K
3.6%
$45K-$50K
3.8%
$50K-$60K
7.0%
$60K-$75K
10.4%
$75K-$100K
15.5%
$100K-$125K
12.5%
$125K-$150K
7.3%
$150K-$200K
10.1%
$200K+
3.6%

Employment

1.4% Unemployment Rate State: 5.8%|National: 5.2%
65.3% Labor Force Participation

Housing Overview

Owner 84.2%
Renter 15.8%
Affordability Index Very Affordable
1.7x home value to income ratio
Median gross rent $772/mo 12.6% of median household income annually

People & Demographics

Diversity Index

10out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 61 | National average: 61

Education

Cities & Places in Cumberland County

CityPopulationMedian IncomePovertyHome Value
Greenup1,823$51,4179.2%$91,900
Neoga1,421$73,35511.8%$123,100
Toledo1,197$56,35418.1%$86,100
Jewett251$52,70828.7%$57,200

Population Overview

Cumberland County is located in Illinois with a total population of 10,334. It is the 87th most populous county out of 102 in Illinois. The county encompasses 4 Census-designated places.

Age Demographics

The median age in Cumberland County is 43.1 years. This is 11% higher than the state median of 39.0 years.

Economy, Income & Housing

The median household income in Cumberland County is $73,327. This is 12% lower than the state median of $83,390. It is also 9% lower than the national median of $80,734. The poverty rate stands at 9.1%. This is 23% lower than the state poverty rate of 11.8%. The unemployment rate is 1.4%. This is 77% lower than the state rate of 5.8%. The median home value is $126,000. Housing costs are 52% lower than the state median of $263,300. With a home-value-to-income ratio of just 1.7x, Cumberland County is one of the most affordable housing markets in the area. 84.2% of occupied housing units are owner-occupied. This homeownership rate is 25% higher than the state average of 67.1%.

Race & Ethnicity

Cumberland County has a predominantly White (non-Hispanic) population, comprising 95.0% of all residents. Hispanic or Latino residents account for 0.4%. The White (non-Hispanic) population is significantly higher than the state average (95.0% vs 58.1%). The Black or African American population (0.2%) is well below the state average of 13.3%. The Hispanic or Latino population (0.4%) is well below the state average of 18.8%. The Asian population (0.0%) is well below the state average of 5.9%.

Education

19.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 48% lower than the state rate of 37.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.1%.

Data Sources & Methodology

All figures for Cumberland County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Illinois and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Cumberland County, Illinois?

Cumberland County has a population of 10,334, making it the 87th most populous county in Illinois.

What is the median income in Cumberland County?

The median household income in Cumberland County is $73,327 with a poverty rate of 9.1%.

How many cities are in Cumberland County, Illinois?

Cumberland County contains 4 Census-designated places.