Schram City, Illinois Demographics & Population 2026

A note before these figures: with a population of 578, Schram City's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Schram City is a small community located in Illinois, within Montgomery County. The total population is 578. It ranks as the 886th most populous out of 1,445 Census-designated places in Illinois.

Age Demographics

The median age in Schram City is 45.2 years. This is 16% higher than the state median of 39.0 years. 10.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Schram City is $51,250. This is 39% lower than the state median of $83,390. It is also 37% lower than the national median of $80,734. The poverty rate stands at 16.3%. This is 38% higher than the state poverty rate of 11.8%. The unemployment rate is 4.1%. This is 29% lower than the state rate of 5.8%. The median home value is $94,300. Housing costs are 64% lower than the state median of $263,300. With a home-value-to-income ratio of just 1.8x, Schram City is one of the most affordable housing markets in the area. 56.2% of occupied housing units are owner-occupied. This homeownership rate is 16% lower than the state average of 67.1%.

Race & Ethnicity

Schram City has a predominantly White (non-Hispanic) population, comprising 96.7% of all residents. Black or African American residents account for 0.7%. The White (non-Hispanic) population is significantly higher than the state average (96.7% vs 58.1%). The Black or African American population (0.7%) is well below the state average of 13.3%.

Education

10.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 72% lower than the state rate of 37.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.

Data Sources & Methodology

All demographic data for Schram City, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.