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St. Charles, Illinois Demographics & Population 2026

During the 2020–2024 ACS period, St. Charles, Illinois had a total population of 32,854, the 56th largest city in Illinois, with a median household income of $114,300, which is 37% higher than the state average. The poverty rate is 4.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

St. Charles Quick Facts

Population 32,854
Median Household Income $114,300
Median Home Value $377,400
Poverty Rate 4.5%
Unemployment Rate 4.1%
Median Age 41.5 years
Homeownership Rate 70.3%
Affordability Ratio 3.3x
Bachelor's Degree or Higher 52.0%
High School Graduation Rate 94.0%
Diversity Index 42/100
Population 32,854 56th of 1,445
Median Income $114,300 top 10%
Poverty Rate 4.5% 64% lower than national
Median Home Value $377,400 top 10%

How St. Charles Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population32,73332,854+0.4%
Median household income$115,350$114,300-0.9%
Median home value$369,700$377,400+2.1%

How St. Charles Compares

Economy & Housing

Household Income Distribution

Under $25K 6.3%
$25K-$50K 11.8%
$50K-$100K 26.9%
$100K+ 55.0%
Detailed income brackets
Under $10K
2.0%
$10K-$15K
1.2%
$15K-$20K
1.5%
$20K-$25K
1.6%
$25K-$30K
2.3%
$30K-$35K
2.1%
$35K-$40K
2.0%
$40K-$45K
1.7%
$45K-$50K
3.8%
$50K-$60K
7.4%
$60K-$75K
5.3%
$75K-$100K
14.2%
$100K-$125K
9.8%
$125K-$150K
7.6%
$150K-$200K
14.3%
$200K+
23.2%

Employment

4.1% Unemployment Rate State: 5.8%|National: 5.2%
71.1% Labor Force Participation

Housing Overview

Owner 70.3%
Renter 29.8%
Affordability Index Affordable
3.3x home value to income ratio
Median gross rent $1,819/mo 19.1% of median household income annually

People & Demographics

Diversity Index

42out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 61 | National average: 61

Education

St. Charles Rankings in Illinois

#56 Population of 1,445
#142 Median Income of 1,374
#107 Education of 1,444
#91 Home Value of 1,372

Other Cities in DuPage County

CityPopulationMedian IncomePovertyHome Value
Aurora 179,898 $93,633 9.5% $274,800
Naperville 150,692 $155,105 4.5% $540,200
Bolingbrook 74,096 $108,400 9.2% $314,700
Wheaton 53,557 $120,008 5.6% $455,700
Downers Grove 50,054 $115,114 5.5% $449,800
Lombard 43,619 $100,362 7.2% $335,700
Carol Stream 39,460 $102,309 6.4% $335,000
Addison 35,489 $90,431 8.7% $341,300
Glendale Heights 32,808 $86,545 10.3% $261,700
Glen Ellyn 28,390 $140,938 6.3% $544,000

Cities Similar to St. Charles

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Mundelein31,915$108,340$309,70046.0%8.2%
O'Fallon32,262$105,982$295,70052.4%6.2%
Woodridge33,941$101,000$363,70046.5%5.5%
Gurnee30,510$119,628$344,30056.7%5.2%
Elk Grove Village31,987$94,175$347,10041.2%7.9%

Population Overview

St. Charles is a mid-sized community located in Illinois, within DuPage County. The total population is 32,854. It ranks as the 56th most populous out of 1,445 Census-designated places in Illinois.

Age Demographics

The median age in St. Charles is 41.5 years. This is 6% higher than the state median of 39.0 years.

Economy, Income & Housing

The median household income in St. Charles is $114,300. This is 37% higher than the state median of $83,390. It is also 42% higher than the national median of $80,734. The poverty rate stands at 4.5%. This is 62% lower than the state poverty rate of 11.8%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.1%. This is 29% lower than the state rate of 5.8%. The median home value is $377,400. Housing costs are 43% higher than the state median of $263,300. The home-value-to-income ratio is 3.3x. 70.3% of occupied housing units are owner-occupied. This homeownership rate is 5% higher than the state average of 67.1%.

Race & Ethnicity

The largest racial or ethnic group in St. Charles is White (non-Hispanic), making up 74.7% of the population. Hispanic or Latino residents account for 12.3%. The Black or African American population (2.9%) is well below the state average of 13.3%.

Education

52.0% of residents aged 25 and older hold a bachelor's degree or higher. This places St. Charles in the top 10% of all cities in the state for educational attainment. This is 37% higher than the state rate of 37.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.0%. Notably, 20.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for St. Charles, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of St. Charles, Illinois?

St. Charles, Illinois has a population of 32,854 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Charles, IL?

The median household income in St. Charles is $114,300, which is 42% higher than the national median of $80,734.

What is the poverty rate in St. Charles, IL?

The poverty rate in St. Charles is 4.5%. This means approximately 1,435 residents live below the federal poverty line.

What is the racial makeup of St. Charles, Illinois?

St. Charles's population is 74.7% White, 2.9% Black, 12.3% Hispanic/Latino, and 4.9% Asian.

What is the median home value in St. Charles, IL?

The median home value in St. Charles is $377,400. The home-value-to-income ratio is 3.3x.

How educated is St. Charles, Illinois?

52.0% of adults (25+) in St. Charles hold a bachelor's degree or higher, and 20.4% hold a graduate or professional degree.