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Bedford, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Bedford, Indiana had a total population of 13,837, the 66th largest city in Indiana, with a median household income of $49,553, which is 31% lower than the state average. The poverty rate is 16.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Bedford Quick Facts

Population 13,837
Median Household Income $49,553
Median Home Value $152,400
Poverty Rate 16.2%
Unemployment Rate 2.3%
Median Age 41.8 years
Homeownership Rate 67.2%
Affordability Ratio 3.1x
Bachelor's Degree or Higher 17.3%
High School Graduation Rate 87.5%
Diversity Index 12/100
Population 13,837 66th of 967
Median Income $49,553 bottom 20%
Poverty Rate 16.2% 30% higher than national
Median Home Value $152,400 average

How Bedford Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population13,82413,837+0.1%
Median household income$50,253$49,553-1.4%
Median home value$136,900$152,400+11.3%

How Bedford Compares

Economy & Housing

Household Income Distribution

Under $25K 26.2%
$25K-$50K 24.1%
$50K-$100K 26.0%
$100K+ 23.7%
Detailed income brackets
Under $10K
7.5%
$10K-$15K
6.5%
$15K-$20K
6.6%
$20K-$25K
5.7%
$25K-$30K
6.5%
$30K-$35K
4.6%
$35K-$40K
4.4%
$40K-$45K
4.8%
$45K-$50K
3.7%
$50K-$60K
5.7%
$60K-$75K
7.5%
$75K-$100K
12.8%
$100K-$125K
9.2%
$125K-$150K
4.9%
$150K-$200K
6.9%
$200K+
2.7%

Employment

2.3% Unemployment Rate State: 4.3%|National: 5.2%
59.8% Labor Force Participation

Housing Overview

Owner 67.2%
Renter 32.8%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $828/mo 20.1% of median household income annually

People & Demographics

Diversity Index

12out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Bedford Rankings in Indiana

#66 Population of 967
#663 Median Income of 796
#394 Education of 966
#376 Home Value of 818

Other Cities in Lawrence County

CityPopulationMedian IncomePovertyHome Value
Mitchell 3,937 $48,930 20.7% $114,500
Oolitic 1,522 $59,018 3.1% $138,200
Avoca 439 $73,654 1.8% $211,600
Williams 200 N/A 22.0% $195,500

Cities Similar to Bedford

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Connersville13,109$48,854$106,30015.0%23.4%
Beech Grove14,913$49,973$182,60023.9%11.1%
Speedway13,968$60,147$228,60034.3%17.5%
Washington12,367$50,331$152,20016.8%18.2%
Lake Station13,185$59,591$137,4007.4%15.4%

Population Overview

Bedford is a small city located in Indiana, within Lawrence County. The total population is 13,837. It ranks as the 66th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Bedford is 41.8 years. This is 10% higher than the state median of 38.1 years. 12.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Bedford is $49,553. This is 31% lower than the state median of $71,957. It is also 39% lower than the national median of $80,734. The poverty rate stands at 16.2%. This is 31% higher than the state poverty rate of 12.3%. The unemployment rate is 2.3%. This is 46% lower than the state rate of 4.3%. The median home value is $152,400. Housing costs are 30% lower than the state median of $218,200. The home-value-to-income ratio is 3.1x. 67.2% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 70.5%.

Race & Ethnicity

Bedford has a predominantly White (non-Hispanic) population, comprising 93.5% of all residents. Hispanic or Latino residents account for 2.7%. The Black or African American population (0.6%) is well below the state average of 9.1%. The Hispanic or Latino population (2.7%) is well below the state average of 8.6%. The Asian population (0.2%) is well below the state average of 2.6%.

Education

17.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 41% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.5%.

Data Sources & Methodology

All demographic data for Bedford, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Bedford, Indiana?

Bedford, Indiana has a population of 13,837 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Bedford, IN?

The median household income in Bedford is $49,553, which is 39% lower than the national median of $80,734.

What is the poverty rate in Bedford, IN?

The poverty rate in Bedford is 16.2%. This means approximately 2,150 residents live below the federal poverty line.

What is the racial makeup of Bedford, Indiana?

Bedford's population is 93.5% White, 0.6% Black, 2.7% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Bedford, IN?

The median home value in Bedford is $152,400. The home-value-to-income ratio is 3.1x.

How educated is Bedford, Indiana?

17.3% of adults (25+) in Bedford hold a bachelor's degree or higher, and 5.5% hold a graduate or professional degree.