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Berne, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

During the 2020–2024 ACS period, Berne, Indiana had a total population of 3,965, the 152nd largest city in Indiana, with a median household income of $62,159, which is 14% lower than the state average. The poverty rate is 12.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Berne Quick Facts

Population 3,965
Median Household Income $62,159
Median Home Value $151,700
Poverty Rate 12.3%
Unemployment Rate 4.0%
Median Age 33.6 years
Homeownership Rate 69.7%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 25.8%
High School Graduation Rate 93.7%
Diversity Index 13/100
Population 3,965 152nd of 967
Median Income $62,159 average
Poverty Rate 12.3% about the same as national
Median Home Value $151,700 average

How Berne Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,9063,965+1.5%
Median household income$59,413$62,159+4.6%
Median home value$145,600$151,700+4.2%

How Berne Compares

Economy & Housing

Household Income Distribution

Under $25K 17.7%
$25K-$50K 23.5%
$50K-$100K 32.1%
$100K+ 26.7%
Detailed income brackets
Under $10K
6.6%
$10K-$15K
1.3%
$15K-$20K
4.6%
$20K-$25K
5.1%
$25K-$30K
3.0%
$30K-$35K
3.1%
$35K-$40K
8.4%
$40K-$45K
7.3%
$45K-$50K
1.8%
$50K-$60K
6.3%
$60K-$75K
8.5%
$75K-$100K
17.3%
$100K-$125K
11.8%
$125K-$150K
5.7%
$150K-$200K
5.3%
$200K+
3.9%

Employment

4.0% Unemployment Rate State: 4.3%|National: 5.2%
65.7% Labor Force Participation

Housing Overview

Owner 69.7%
Renter 30.3%
Affordability Index Very Affordable
2.4x home value to income ratio
Median gross rent $792/mo 15.3% of median household income annually

People & Demographics

Diversity Index

13out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Berne Rankings in Indiana

#152 Population of 967
#424 Median Income of 796
#220 Education of 966
#381 Home Value of 818

Other Cities in Adams County

CityPopulationMedian IncomePovertyHome Value
Decatur 9,811 $58,646 11.3% $142,800
Geneva 1,347 $52,500 21.5% $127,300
Monroe 707 $74,063 10.1% $164,400

Cities Similar to Berne

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Hebron3,976$73,812$202,80015.0%6.3%
Chandler3,978$74,725$131,10018.4%12.2%
Greendale3,986$74,980$198,70023.8%10.2%
Edinburgh4,381$60,843$154,50010.8%11.3%
Ligonier4,347$59,359$110,00011.5%6.6%

Population Overview

Berne is a small community located in Indiana, within Adams County. The total population is 3,965. It ranks as the 152nd most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Berne is 33.6 years. This is 12% lower than the state median of 38.1 years. 12.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Berne is $62,159. This is 14% lower than the state median of $71,957. It is also 23% lower than the national median of $80,734. The poverty rate stands at 12.3%. This is about the same as the state poverty rate of 12.3%. The unemployment rate is 4.0%. This is 7% lower than the state rate of 4.3%. The median home value is $151,700. Housing costs are 30% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.4x, Berne is one of the most affordable housing markets in the area. 69.7% of occupied housing units are owner-occupied. This homeownership rate is 1% lower than the state average of 70.5%.

Race & Ethnicity

Berne has a predominantly White (non-Hispanic) population, comprising 93.3% of all residents. Hispanic or Latino residents account for 5.4%.

Education

25.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 12% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.7%.

Data Sources & Methodology

All demographic data for Berne, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Berne, Indiana?

Berne, Indiana has a population of 3,965 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Berne, IN?

The median household income in Berne is $62,159, which is 23% lower than the national median of $80,734.

What is the poverty rate in Berne, IN?

The poverty rate in Berne is 12.3%. This means approximately 466 residents live below the federal poverty line.

What is the racial makeup of Berne, Indiana?

Berne's population is 93.3% White, 0.0% Black, 5.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Berne, IN?

The median home value in Berne is $151,700. The home-value-to-income ratio is 2.4x.

How educated is Berne, Indiana?

25.8% of adults (25+) in Berne hold a bachelor's degree or higher, and 9.0% hold a graduate or professional degree.