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Charlestown, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Charlestown, Indiana had a total population of 8,294, the 94th largest city in Indiana, with a median household income of $77,288, which is 7% higher than the state average. The poverty rate is 12.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Charlestown Quick Facts

Population 8,294
Median Household Income $77,288
Median Home Value $208,300
Poverty Rate 12.5%
Unemployment Rate 4.0%
Median Age 32.9 years
Homeownership Rate 77.4%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 25.7%
High School Graduation Rate 90.2%
Diversity Index 41/100
Population 8,294 94th of 967
Median Income $77,288 top 30%
Poverty Rate 12.5% about the same as national
Median Home Value $208,300 top 30%

How Charlestown Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population8,1188,294+2.2%
Median household income$77,548$77,288-0.3%
Median home value$191,200$208,300+8.9%

How Charlestown Compares

Economy & Housing

Household Income Distribution

Under $25K 16.4%
$25K-$50K 19.4%
$50K-$100K 29.3%
$100K+ 34.9%
Detailed income brackets
Under $10K
3.6%
$10K-$15K
7.8%
$15K-$20K
3.5%
$20K-$25K
1.5%
$25K-$30K
3.5%
$30K-$35K
4.0%
$35K-$40K
4.6%
$40K-$45K
2.7%
$45K-$50K
4.6%
$50K-$60K
7.3%
$60K-$75K
5.2%
$75K-$100K
16.8%
$100K-$125K
12.2%
$125K-$150K
8.6%
$150K-$200K
10.3%
$200K+
3.7%

Employment

4.0% Unemployment Rate State: 4.3%|National: 5.2%
70.3% Labor Force Participation

Housing Overview

Owner 77.4%
Renter 22.6%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $1,033/mo 16.0% of median household income annually

People & Demographics

Diversity Index

41out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Charlestown Rankings in Indiana

#94 Population of 967
#221 Median Income of 796
#222 Education of 966
#207 Home Value of 818

Other Cities in Clark County

CityPopulationMedian IncomePovertyHome Value
Jeffersonville 51,043 $70,930 11.2% $216,800
Clarksville 22,016 $60,467 16.5% $179,700
Sellersburg 10,137 $72,179 6.9% $231,500
Henryville 1,691 $71,667 6.9% $204,000
Utica 1,028 $84,886 9.4% $241,300
Borden 987 $72,708 7.4% $174,500
Memphis 784 $137,560 0.0% $235,900
New Washington 351 $81,705 10.3% $187,500

Cities Similar to Charlestown

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
South Haven7,241$76,003$178,20013.0%12.7%
Princeton8,372$57,618$128,7008.6%16.9%
Elwood8,356$53,280$97,8008.3%19.5%
Angola9,408$64,540$205,40027.0%17.9%
Mooresville9,751$68,983$206,40021.7%13.1%

Population Overview

Charlestown is a small city located in Indiana, within Clark County. The total population is 8,294. It ranks as the 94th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Charlestown is 32.9 years. This is 14% lower than the state median of 38.1 years. With 29.1% of the population under 18, Charlestown has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Charlestown is $77,288. This is 7% higher than the state median of $71,957. It is also 4% lower than the national median of $80,734. The poverty rate stands at 12.5%. This is 1% higher than the state poverty rate of 12.3%. The unemployment rate is 4.0%. This is 6% lower than the state rate of 4.3%. The median home value is $208,300. Housing costs are 5% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.7x, Charlestown is one of the most affordable housing markets in the area. 77.4% of occupied housing units are owner-occupied. This homeownership rate is 10% higher than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Charlestown is White (non-Hispanic), making up 75.7% of the population. Hispanic or Latino residents account for 12.3%. The Black or African American population (3.3%) is well below the state average of 9.1%. The Asian population (0.7%) is well below the state average of 2.6%.

Education

25.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 13% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.2%.

Data Sources & Methodology

All demographic data for Charlestown, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Charlestown, Indiana?

Charlestown, Indiana has a population of 8,294 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Charlestown, IN?

The median household income in Charlestown is $77,288, which is 4% lower than the national median of $80,734.

What is the poverty rate in Charlestown, IN?

The poverty rate in Charlestown is 12.5%. This means approximately 1,030 residents live below the federal poverty line.

What is the racial makeup of Charlestown, Indiana?

Charlestown's population is 75.7% White, 3.3% Black, 12.3% Hispanic/Latino, and 0.7% Asian.

What is the median home value in Charlestown, IN?

The median home value in Charlestown is $208,300. The home-value-to-income ratio is 2.7x.

How educated is Charlestown, Indiana?

25.7% of adults (25+) in Charlestown hold a bachelor's degree or higher, and 4.7% hold a graduate or professional degree.