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Utica, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Utica, Indiana had a total population of 1,028, the 349th largest town in Indiana, with a median household income of $84,886, which is 18% higher than the state average. The poverty rate is 9.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Utica Quick Facts

Population 1,028
Median Household Income $84,886
Median Home Value $241,300
Poverty Rate 9.4%
Unemployment Rate 2.7%
Median Age 39.5 years
Homeownership Rate 81.3%
Affordability Ratio 2.8x
Bachelor's Degree or Higher 39.1%
High School Graduation Rate 93.2%
Diversity Index 43/100
Population 1,028 349th of 967
Median Income $84,886 top 30%
Poverty Rate 9.4% 24% lower than national
Median Home Value $241,300 top 20%

How Utica Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,0171,028+1.1%
Median household income$75,268$84,886+12.8%
Median home value$210,900$241,300+14.4%

How Utica Compares

Economy & Housing

Household Income Distribution

Under $25K 9.0%
$25K-$50K 10.0%
$50K-$100K 47.4%
$100K+ 33.7%
Detailed income brackets
Under $10K
3.2%
$10K-$15K
3.7%
$15K-$20K
2.0%
$20K-$25K
0.0%
$25K-$30K
3.2%
$30K-$35K
1.8%
$35K-$40K
2.2%
$40K-$45K
1.0%
$45K-$50K
1.8%
$50K-$60K
4.0%
$60K-$75K
15.5%
$75K-$100K
27.9%
$100K-$125K
8.0%
$125K-$150K
5.7%
$150K-$200K
3.7%
$200K+
16.2%

Employment

2.7% Unemployment Rate State: 4.3%|National: 5.2%
66.2% Labor Force Participation

Housing Overview

Owner 81.3%
Renter 18.7%
Affordability Index Very Affordable
2.8x home value to income ratio
Median gross rent $1,375/mo 19.4% of median household income annually

People & Demographics

Diversity Index

43out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Utica Rankings in Indiana

#349 Population of 967
#164 Median Income of 796
#104 Education of 966
#138 Home Value of 818

Other Cities in Clark County

CityPopulationMedian IncomePovertyHome Value
Jeffersonville 51,043 $70,930 11.2% $216,800
Clarksville 22,016 $60,467 16.5% $179,700
Sellersburg 10,137 $72,179 6.9% $231,500
Charlestown 8,294 $77,288 12.5% $208,300
Henryville 1,691 $71,667 6.9% $204,000
Borden 987 $72,708 7.4% $174,500
Memphis 784 $137,560 0.0% $235,900
New Washington 351 $81,705 10.3% $187,500

Cities Similar to Utica

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Sweetser1,061$80,625$153,40028.9%11.8%
Gilmer Park1,055$76,818$156,30033.3%10.7%
Hamlet1,039$73,542$112,3006.5%11.7%
Montgomery1,111$83,500$227,80019.6%1.4%
Lanesville944$84,345$220,60025.0%3.1%

Population Overview

Utica is a small community located in Indiana, within Clark County. The total population is 1,028. It ranks as the 349th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Utica is 39.5 years. This is 4% higher than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Utica is $84,886. This is 18% higher than the state median of $71,957. It is also 5% higher than the national median of $80,734. The poverty rate stands at 9.4%. This is 24% lower than the state poverty rate of 12.3%. The unemployment rate is 2.7%. This is 37% lower than the state rate of 4.3%. The median home value is $241,300. Housing costs are 11% higher than the state median of $218,200. With a home-value-to-income ratio of just 2.8x, Utica is one of the most affordable housing markets in the area. 81.3% of occupied housing units are owner-occupied. This homeownership rate is 15% higher than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Utica is White (non-Hispanic), making up 73.4% of the population. Black or African American residents account for 16.3%. The Black or African American population is significantly higher than the state average (16.3% vs 9.1%).

Education

39.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 33% higher than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.2%.

Data Sources & Methodology

All demographic data for Utica, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Utica, Indiana?

Utica, Indiana has a population of 1,028 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Utica, IN?

The median household income in Utica is $84,886, which is 5% higher than the national median of $80,734.

What is the poverty rate in Utica, IN?

The poverty rate in Utica is 9.4%. This means approximately 97 residents live below the federal poverty line.

What is the racial makeup of Utica, Indiana?

Utica's population is 73.4% White, 16.3% Black, 6.0% Hispanic/Latino, and 1.7% Asian.

What is the median home value in Utica, IN?

The median home value in Utica is $241,300. The home-value-to-income ratio is 2.8x.

How educated is Utica, Indiana?

39.1% of adults (25+) in Utica hold a bachelor's degree or higher, and 10.1% hold a graduate or professional degree.