Skip to main content

Heritage Lake, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Heritage Lake, Indiana had a total population of 3,227, the 171st largest community in Indiana, with a median household income of $87,568, which is 22% higher than the state average. The poverty rate is 13.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Heritage Lake Quick Facts

Population 3,227
Median Household Income $87,568
Median Home Value $262,900
Poverty Rate 13.3%
Unemployment Rate 3.5%
Median Age 33.9 years
Homeownership Rate 97.9%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 25.1%
High School Graduation Rate 96.0%
Diversity Index 1/100
Population 3,227 171st of 967
Median Income $87,568 top 20%
Poverty Rate 13.3% 7% higher than national
Median Home Value $262,900 top 20%

How Heritage Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,9133,227+10.8%
Median household income$81,495$87,568+7.5%
Median home value$237,300$262,900+10.8%

How Heritage Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 13.5%
$25K-$50K 9.4%
$50K-$100K 35.3%
$100K+ 41.7%
Detailed income brackets
Under $10K
9.1%
$10K-$15K
2.8%
$15K-$20K
0.0%
$20K-$25K
1.6%
$25K-$30K
5.5%
$30K-$35K
0.0%
$35K-$40K
1.1%
$40K-$45K
1.2%
$45K-$50K
1.7%
$50K-$60K
1.5%
$60K-$75K
10.6%
$75K-$100K
23.3%
$100K-$125K
15.7%
$125K-$150K
10.8%
$150K-$200K
8.0%
$200K+
7.2%

Employment

3.5% Unemployment Rate State: 4.3%|National: 5.2%
68.7% Labor Force Participation

Housing Overview

Owner 97.9%
Renter 2.1%
Affordability Index Affordable
3.0x home value to income ratio

People & Demographics

Diversity Index

1out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Heritage Lake Rankings in Indiana

#171 Population of 967
#150 Median Income of 796
#227 Education of 966
#103 Home Value of 818

Other Cities in Putnam County

CityPopulationMedian IncomePovertyHome Value
Greencastle 9,864 $55,565 12.2% $169,200
Cloverdale 2,195 $42,243 14.9% $136,500
Roachdale 971 $66,216 18.7% $143,400
Fillmore 895 $85,543 5.0% $110,000
Van Bibber Lake 658 $37,315 14.3% $65,500
Bainbridge 605 $59,712 13.7% $180,500
Russellville 308 $72,875 6.8% $120,800

Cities Similar to Heritage Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Melody Hill3,243$93,906$201,60033.9%4.4%
New Palestine3,227$96,923$357,50041.9%5.7%
Syracuse3,233$71,833$199,40019.3%4.2%
Smithville-Sanders3,299$74,750$259,10038.4%5.5%
Attica3,238$68,931$118,00010.7%16.6%

Population Overview

Heritage Lake is a small community located in Indiana, within Putnam County. The total population is 3,227. It ranks as the 171st most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Heritage Lake is 33.9 years. This is 11% lower than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Heritage Lake is $87,568. This is 22% higher than the state median of $71,957. It is also 8% higher than the national median of $80,734. The poverty rate stands at 13.3%. This is 8% higher than the state poverty rate of 12.3%. The unemployment rate is 3.5%. This is 17% lower than the state rate of 4.3%. The median home value is $262,900. Housing costs are 20% higher than the state median of $218,200. The home-value-to-income ratio is 3.0x. 97.9% of occupied housing units are owner-occupied. This homeownership rate is 39% higher than the state average of 70.5%.

Race & Ethnicity

Heritage Lake has a predominantly White (non-Hispanic) population, comprising 99.4% of all residents. Asian residents account for 0.1%. The Asian population (0.1%) is well below the state average of 2.6%.

Education

25.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 15% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%.

Data Sources & Methodology

All demographic data for Heritage Lake, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Heritage Lake, Indiana?

Heritage Lake, Indiana has a population of 3,227 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Heritage Lake, IN?

The median household income in Heritage Lake is $87,568, which is 8% higher than the national median of $80,734.

What is the poverty rate in Heritage Lake, IN?

The poverty rate in Heritage Lake is 13.3%. This means approximately 429 residents live below the federal poverty line.

What is the racial makeup of Heritage Lake, Indiana?

Heritage Lake's population is 99.4% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.1% Asian.

What is the median home value in Heritage Lake, IN?

The median home value in Heritage Lake is $262,900. The home-value-to-income ratio is 3.0x.

How educated is Heritage Lake, Indiana?

25.1% of adults (25+) in Heritage Lake hold a bachelor's degree or higher, and 4.4% hold a graduate or professional degree.