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Putnam County, Indiana Demographics 2026

Putnam County, Indiana has a population of 37,280, the 41st most populous county in Indiana. The median household income is $78,378 and the median home value is $218,900. The poverty rate is 8.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Putnam County Quick Facts

Population 37,280
Median Household Income $78,378
Median Home Value $218,900
Poverty Rate 8.7%
Unemployment Rate 3.1%
Median Age 38.4 years
Homeownership Rate 75.4%
Affordability Ratio 2.8x
Bachelor's Degree+ 20.2%
High School Graduation 92.6%
Cities/Places 8
Population 37,280 41st of 92
Median Income $78,378 9% higher than state
Poverty Rate 8.7%
Unemployment 3.1%

How Putnam County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population37,09137,280+0.5%
Median household income$76,182$78,378+2.9%
Median home value$205,800$218,900+6.4%

Economy & Housing

Household Income Distribution

Under $25K 15.0%
$25K-$50K 18.5%
$50K-$100K 31.3%
$100K+ 35.2%
Detailed income brackets
Under $10K
3.3%
$10K-$15K
3.2%
$15K-$20K
2.4%
$20K-$25K
6.1%
$25K-$30K
4.2%
$30K-$35K
3.5%
$35K-$40K
3.7%
$40K-$45K
3.5%
$45K-$50K
3.7%
$50K-$60K
5.5%
$60K-$75K
9.4%
$75K-$100K
16.3%
$100K-$125K
11.5%
$125K-$150K
8.4%
$150K-$200K
9.2%
$200K+
6.1%

Employment

3.1% Unemployment Rate State: 4.3%|National: 5.2%
56.4% Labor Force Participation

Housing Overview

Owner 75.4%
Renter 24.6%
Affordability Index Very Affordable
2.8x home value to income ratio
Median gross rent $884/mo 13.5% of median household income annually

People & Demographics

Diversity Index

18out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Cities & Places in Putnam County

CityPopulationMedian IncomePovertyHome Value
Greencastle9,864$55,56512.2%$169,200
Heritage Lake3,227$87,56813.3%$262,900
Cloverdale2,195$42,24314.9%$136,500
Roachdale971$66,21618.7%$143,400
Fillmore895$85,5435.0%$110,000
Van Bibber Lake658$37,31514.3%$65,500
Bainbridge605$59,71213.7%$180,500
Russellville308$72,8756.8%$120,800

Population Overview

Putnam County is located in Indiana with a total population of 37,280. It is the 41st most populous county out of 92 in Indiana. The county encompasses 8 Census-designated places.

Age Demographics

The median age in Putnam County is 38.4 years. This is about the same as the state median of 38.1 years.

Economy, Income & Housing

The median household income in Putnam County is $78,378. This is 9% higher than the state median of $71,957. It is also 3% lower than the national median of $80,734. The poverty rate stands at 8.7%. This is 30% lower than the state poverty rate of 12.3%. The unemployment rate is 3.1%. This is 28% lower than the state rate of 4.3%. The median home value is $218,900. Housing costs are about the same as the state median of $218,200. With a home-value-to-income ratio of just 2.8x, Putnam County is one of the most affordable housing markets in the area. 75.4% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 70.5%.

Race & Ethnicity

Putnam County has a predominantly White (non-Hispanic) population, comprising 90.6% of all residents. Black or African American residents account for 3.3%. The Black or African American population (3.3%) is well below the state average of 9.1%. The Hispanic or Latino population (2.3%) is well below the state average of 8.6%.

Education

20.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.6%.

Data Sources & Methodology

All figures for Putnam County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Indiana and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Putnam County, Indiana?

Putnam County has a population of 37,280, making it the 41st most populous county in Indiana.

What is the median income in Putnam County?

The median household income in Putnam County is $78,378 with a poverty rate of 8.7%.

How many cities are in Putnam County, Indiana?

Putnam County contains 8 Census-designated places.