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Oakland City, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.2x is exceptionally low

During the 2020–2024 ACS period, Oakland City, Indiana had a total population of 2,262, the 209th largest city in Indiana, with a median household income of $48,850, which is 32% lower than the state average. The poverty rate is 14.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Oakland City Quick Facts

Population 2,262
Median Household Income $48,850
Median Home Value $109,500
Poverty Rate 14.2%
Unemployment Rate 6.2%
Median Age 38.6 years
Homeownership Rate 60.0%
Affordability Ratio 2.2x
Bachelor's Degree or Higher 14.0%
High School Graduation Rate 82.5%
Diversity Index 24/100
Population 2,262 209th of 967
Median Income $48,850 bottom 20%
Poverty Rate 14.2% 14% higher than national
Median Home Value $109,500 bottom 30%

How Oakland City Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,6352,262-14.2%
Median household income$48,750$48,850+0.2%
Median home value$102,000$109,500+7.4%

How Oakland City Compares

Economy & Housing

Household Income Distribution

Under $25K 18.0%
$25K-$50K 33.3%
$50K-$100K 31.2%
$100K+ 17.5%
Detailed income brackets
Under $10K
7.2%
$10K-$15K
2.6%
$15K-$20K
1.1%
$20K-$25K
7.2%
$25K-$30K
3.1%
$30K-$35K
6.0%
$35K-$40K
7.7%
$40K-$45K
5.4%
$45K-$50K
11.0%
$50K-$60K
14.2%
$60K-$75K
11.1%
$75K-$100K
5.9%
$100K-$125K
6.6%
$125K-$150K
3.6%
$150K-$200K
4.1%
$200K+
3.1%

Employment

6.2% Unemployment Rate State: 4.3%|National: 5.2%
54.9% Labor Force Participation

Housing Overview

Owner 60.0%
Renter 40.0%
Affordability Index Very Affordable
2.2x home value to income ratio
Median gross rent $880/mo 21.6% of median household income annually

People & Demographics

Diversity Index

24out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Oakland City Rankings in Indiana

#209 Population of 967
#680 Median Income of 796
#502 Education of 966
#602 Home Value of 818

Other Cities in Gibson County

CityPopulationMedian IncomePovertyHome Value
Princeton 8,372 $57,618 16.9% $128,700
Fort Branch 3,021 $58,707 17.2% $195,900
Haubstadt 1,905 $74,940 4.9% $228,100
Owensville 1,156 $56,635 6.2% $131,700
Patoka 737 $48,958 26.5% $99,000
Francisco 537 $63,836 14.3% $98,300
Somerville 243 $60,208 11.3% $96,100
Hazleton 196 $64,250 13.3% $69,000
Mackey 88 $45,625 28.4% $211,500

Cities Similar to Oakland City

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Knightstown2,241$49,792$130,00016.5%22.0%
Middletown2,235$56,008$96,20014.1%12.7%
Monon2,091$49,286$96,0006.3%23.7%
Fowler2,360$53,576$111,80016.7%14.3%
Flora2,114$51,429$158,20015.3%13.8%

Population Overview

Oakland City is a small community located in Indiana, within Gibson County. The total population is 2,262. It ranks as the 209th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Oakland City is 38.6 years. This is 1% higher than the state median of 38.1 years. Only 14.9% of residents are under 18, indicating fewer families with children. 11.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Oakland City is $48,850. This is 32% lower than the state median of $71,957. It is also 39% lower than the national median of $80,734. The poverty rate stands at 14.2%. This is 15% higher than the state poverty rate of 12.3%. The unemployment rate is 6.2%. This is 44% higher than the state rate of 4.3%. The median home value is $109,500. Housing costs are 50% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.2x, Oakland City is one of the most affordable housing markets in the area. 60.0% of occupied housing units are owner-occupied. This homeownership rate is 15% lower than the state average of 70.5%.

Race & Ethnicity

Oakland City has a predominantly White (non-Hispanic) population, comprising 86.7% of all residents. Hispanic or Latino residents account for 5.3%. The Black or African American population (1.3%) is well below the state average of 9.1%. The Asian population (0.8%) is well below the state average of 2.6%.

Education

14.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 53% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.5%.

Data Sources & Methodology

All demographic data for Oakland City, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Oakland City, Indiana?

Oakland City, Indiana has a population of 2,262 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Oakland City, IN?

The median household income in Oakland City is $48,850, which is 39% lower than the national median of $80,734.

What is the poverty rate in Oakland City, IN?

The poverty rate in Oakland City is 14.2%. This means approximately 284 residents live below the federal poverty line.

What is the racial makeup of Oakland City, Indiana?

Oakland City's population is 86.7% White, 1.3% Black, 5.3% Hispanic/Latino, and 0.8% Asian.

What is the median home value in Oakland City, IN?

The median home value in Oakland City is $109,500. The home-value-to-income ratio is 2.2x.

How educated is Oakland City, Indiana?

14.0% of adults (25+) in Oakland City hold a bachelor's degree or higher, and 5.8% hold a graduate or professional degree.