Skip to main content

Peru, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.0x is exceptionally low

During the 2020–2024 ACS period, Peru, Indiana had a total population of 10,901, the 79th largest city in Indiana, with a median household income of $46,159, which is 36% lower than the state average. The poverty rate is 23.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Peru Quick Facts

Population 10,901
Median Household Income $46,159
Median Home Value $92,500
Poverty Rate 23.6%
Unemployment Rate 9.1%
Median Age 41.2 years
Homeownership Rate 71.3%
Affordability Ratio 2.0x
Bachelor's Degree or Higher 16.4%
High School Graduation Rate 88.7%
Diversity Index 24/100
Population 10,901 79th of 967
Median Income $46,159 bottom 20%
Poverty Rate 23.6% 90% higher than national
Median Home Value $92,500 bottom 20%

How Peru Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population10,83510,901+0.6%
Median household income$46,180$46,159-0.0%
Median home value$84,000$92,500+10.1%

How Peru Compares

Economy & Housing

Household Income Distribution

Under $25K 23.7%
$25K-$50K 31.8%
$50K-$100K 29.7%
$100K+ 14.9%
Detailed income brackets
Under $10K
7.6%
$10K-$15K
4.8%
$15K-$20K
4.5%
$20K-$25K
6.8%
$25K-$30K
4.8%
$30K-$35K
7.3%
$35K-$40K
5.7%
$40K-$45K
7.0%
$45K-$50K
6.9%
$50K-$60K
6.9%
$60K-$75K
8.6%
$75K-$100K
14.2%
$100K-$125K
6.2%
$125K-$150K
4.8%
$150K-$200K
2.8%
$200K+
1.1%

Employment

9.1% Unemployment Rate State: 4.3%|National: 5.2%
57.8% Labor Force Participation

Housing Overview

Owner 71.3%
Renter 28.7%
Affordability Index Very Affordable
2.0x home value to income ratio
Median gross rent $826/mo 21.5% of median household income annually

People & Demographics

Diversity Index

24out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Peru Rankings in Indiana

#79 Population of 967
#708 Median Income of 796
#431 Education of 966
#702 Home Value of 818

Other Cities in Miami County

CityPopulationMedian IncomePovertyHome Value
Bunker Hill 940 $52,973 14.1% $91,600
Mexico 906 $87,635 2.1% $108,400
Denver 553 $61,591 9.0% $96,800
Amboy 338 $51,667 26.6% $121,300
Macy 199 $49,643 6.5% $61,700

Cities Similar to Peru

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Wabash10,358$53,410$116,50023.4%14.0%
Plymouth10,664$58,623$131,80023.7%13.5%
Bluffton10,529$57,539$149,60017.7%9.5%
Kendallville10,556$58,939$133,20013.0%12.4%
Washington12,367$50,331$152,20016.8%18.2%

Population Overview

Peru is a small city located in Indiana, within Miami County. The total population is 10,901. It ranks as the 79th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Peru is 41.2 years. This is 8% higher than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Peru is $46,159. This is 36% lower than the state median of $71,957. It is also 43% lower than the national median of $80,734. The poverty rate stands at 23.6%. This is 91% higher than the state poverty rate of 12.3%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 9.1%. This is 112% higher than the state rate of 4.3%. The median home value is $92,500. Housing costs are 58% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.0x, Peru is one of the most affordable housing markets in the area. 71.3% of occupied housing units are owner-occupied. This homeownership rate is 1% higher than the state average of 70.5%.

Race & Ethnicity

Peru has a predominantly White (non-Hispanic) population, comprising 86.6% of all residents. Hispanic or Latino residents account for 4.7%. The Black or African American population (2.9%) is well below the state average of 9.1%. The Asian population (0.1%) is well below the state average of 2.6%.

Education

16.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.7%.

Data Sources & Methodology

All demographic data for Peru, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Peru, Indiana?

Peru, Indiana has a population of 10,901 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Peru, IN?

The median household income in Peru is $46,159, which is 43% lower than the national median of $80,734.

What is the poverty rate in Peru, IN?

The poverty rate in Peru is 23.6%. This means approximately 2,543 residents live below the federal poverty line.

What is the racial makeup of Peru, Indiana?

Peru's population is 86.6% White, 2.9% Black, 4.7% Hispanic/Latino, and 0.1% Asian.

What is the median home value in Peru, IN?

The median home value in Peru is $92,500. The home-value-to-income ratio is 2.0x.

How educated is Peru, Indiana?

16.4% of adults (25+) in Peru hold a bachelor's degree or higher, and 6.7% hold a graduate or professional degree.