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Simonton Lake, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Simonton Lake, Indiana had a total population of 4,248, the 146th largest community in Indiana, with a median household income of $75,673, which is 5% higher than the state average. The poverty rate is 11.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Simonton Lake Quick Facts

Population 4,248
Median Household Income $75,673
Median Home Value $266,800
Poverty Rate 11.5%
Unemployment Rate 1.7%
Median Age 47.0 years
Homeownership Rate 80.0%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 20.5%
High School Graduation Rate 90.2%
Diversity Index 39/100
Population 4,248 146th of 967
Median Income $75,673 top 30%
Poverty Rate 11.5% 8% lower than national
Median Home Value $266,800 top 20%

How Simonton Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,1134,248+3.3%
Median household income$74,233$75,673+1.9%
Median home value$230,600$266,800+15.7%

How Simonton Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 19.4%
$25K-$50K 13.1%
$50K-$100K 30.7%
$100K+ 36.8%
Detailed income brackets
Under $10K
8.6%
$10K-$15K
1.4%
$15K-$20K
0.4%
$20K-$25K
9.0%
$25K-$30K
1.1%
$30K-$35K
1.6%
$35K-$40K
3.8%
$40K-$45K
2.1%
$45K-$50K
4.5%
$50K-$60K
7.3%
$60K-$75K
9.6%
$75K-$100K
13.8%
$100K-$125K
9.9%
$125K-$150K
8.9%
$150K-$200K
10.3%
$200K+
7.6%

Employment

1.7% Unemployment Rate State: 4.3%|National: 5.2%
60.7% Labor Force Participation

Housing Overview

Owner 80.0%
Renter 20.0%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $1,108/mo 17.6% of median household income annually

People & Demographics

Diversity Index

39out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Simonton Lake Rankings in Indiana

#146 Population of 967
#237 Median Income of 796
#317 Education of 966
#100 Home Value of 818

Other Cities in Elkhart County

CityPopulationMedian IncomePovertyHome Value
Elkhart 53,733 $51,028 18.2% $139,500
Goshen 34,420 $59,184 17.1% $184,900
Nappanee 6,815 $68,892 9.1% $238,600
Dunlap 6,109 $87,039 8.4% $222,200
Middlebury 3,700 $75,236 14.6% $243,700
Syracuse 3,233 $71,833 4.2% $199,400
Wakarusa 2,282 $74,464 8.6% $207,200
Bristol 2,128 $77,188 7.4% $229,500
New Paris 1,549 $74,663 10.5% $223,700
Millersburg 1,077 $65,833 23.1% $186,400

Cities Similar to Simonton Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
DeMotte4,234$69,868$234,80026.3%8.4%
Greendale3,986$74,980$198,70023.8%10.2%
Chandler3,978$74,725$131,10018.4%12.2%
Hebron3,976$73,812$202,80015.0%6.3%
Whiting4,532$71,708$198,90017.3%17.1%

Population Overview

Simonton Lake is a small community located in Indiana, within Elkhart County. The total population is 4,248. It ranks as the 146th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Simonton Lake is 47.0 years. This is 23% higher than the state median of 38.1 years. 10.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Simonton Lake is $75,673. This is 5% higher than the state median of $71,957. It is also 6% lower than the national median of $80,734. The poverty rate stands at 11.5%. This is 7% lower than the state poverty rate of 12.3%. The unemployment rate is 1.7%. This is 60% lower than the state rate of 4.3%. The median home value is $266,800. Housing costs are 22% higher than the state median of $218,200. The home-value-to-income ratio is 3.5x. 80.0% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Simonton Lake is White (non-Hispanic), making up 76.9% of the population. Hispanic or Latino residents account for 8.1%. The Black or African American population (4.1%) is well below the state average of 9.1%. The Asian population (0.8%) is well below the state average of 2.6%.

Education

20.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 30% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.2%.

Data Sources & Methodology

All demographic data for Simonton Lake, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Simonton Lake, Indiana?

Simonton Lake, Indiana has a population of 4,248 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Simonton Lake, IN?

The median household income in Simonton Lake is $75,673, which is 6% lower than the national median of $80,734.

What is the poverty rate in Simonton Lake, IN?

The poverty rate in Simonton Lake is 11.5%. This means approximately 487 residents live below the federal poverty line.

What is the racial makeup of Simonton Lake, Indiana?

Simonton Lake's population is 76.9% White, 4.1% Black, 8.1% Hispanic/Latino, and 0.8% Asian.

What is the median home value in Simonton Lake, IN?

The median home value in Simonton Lake is $266,800. The home-value-to-income ratio is 3.5x.

How educated is Simonton Lake, Indiana?

20.5% of adults (25+) in Simonton Lake hold a bachelor's degree or higher, and 10.0% hold a graduate or professional degree.