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Elkhart, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Elkhart, Indiana had a total population of 53,733, the 18th largest city in Indiana, with a median household income of $51,028, which is 29% lower than the state average. The poverty rate is 18.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Elkhart Quick Facts

Population 53,733
Median Household Income $51,028
Median Home Value $139,500
Poverty Rate 18.2%
Unemployment Rate 3.9%
Median Age 35.0 years
Homeownership Rate 53.2%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 17.7%
High School Graduation Rate 81.3%
Diversity Index 61/100
Population 53,733 18th of 967
Median Income $51,028 bottom 30%
Poverty Rate 18.2% 46% higher than national
Median Home Value $139,500 average

How Elkhart Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population53,72653,733+0.0%
Median household income$47,885$51,028+6.6%
Median home value$126,900$139,500+9.9%

How Elkhart Compares

Economy & Housing

Household Income Distribution

Under $25K 22.4%
$25K-$50K 26.0%
$50K-$100K 34.5%
$100K+ 17.0%
Detailed income brackets
Under $10K
8.3%
$10K-$15K
4.8%
$15K-$20K
4.3%
$20K-$25K
5.1%
$25K-$30K
6.2%
$30K-$35K
4.9%
$35K-$40K
4.9%
$40K-$45K
5.4%
$45K-$50K
4.6%
$50K-$60K
11.9%
$60K-$75K
9.3%
$75K-$100K
13.4%
$100K-$125K
6.7%
$125K-$150K
4.1%
$150K-$200K
3.2%
$200K+
3.0%

Employment

3.9% Unemployment Rate State: 4.3%|National: 5.2%
63.9% Labor Force Participation

Housing Overview

Owner 53.2%
Renter 46.8%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $998/mo 23.5% of median household income annually

People & Demographics

Diversity Index

61out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 41 | National average: 61

Education

Elkhart Rankings in Indiana

#18 Population of 967
#638 Median Income of 796
#382 Education of 966
#439 Home Value of 818

Other Cities in Elkhart County

CityPopulationMedian IncomePovertyHome Value
Goshen 34,420 $59,184 17.1% $184,900
Nappanee 6,815 $68,892 9.1% $238,600
Dunlap 6,109 $87,039 8.4% $222,200
Simonton Lake 4,248 $75,673 11.5% $266,800
Middlebury 3,700 $75,236 14.6% $243,700
Syracuse 3,233 $71,833 4.2% $199,400
Wakarusa 2,282 $74,464 8.6% $207,200
Bristol 2,128 $77,188 7.4% $229,500
New Paris 1,549 $74,663 10.5% $223,700
Millersburg 1,077 $65,833 23.1% $186,400

Cities Similar to Elkhart

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Anderson55,367$46,909$119,00015.7%21.0%
Mishawaka51,021$54,291$155,50029.2%16.4%
Kokomo59,122$55,360$137,40018.1%17.1%
Terre Haute58,427$43,126$115,70024.6%24.6%
Jeffersonville51,043$70,930$216,80028.2%11.2%

Population Overview

Elkhart is a mid-sized community located in Indiana, within Elkhart County. The total population is 53,733. It ranks as the 18th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Elkhart is 35.0 years. This is 8% lower than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Elkhart is $51,028. This is 29% lower than the state median of $71,957. It is also 37% lower than the national median of $80,734. The poverty rate stands at 18.2%. This is 47% higher than the state poverty rate of 12.3%. The unemployment rate is 3.9%. This is 8% lower than the state rate of 4.3%. The median home value is $139,500. Housing costs are 36% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.7x, Elkhart is one of the most affordable housing markets in the area. 53.2% of occupied housing units are owner-occupied. This homeownership rate is 25% lower than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Elkhart is White (non-Hispanic), making up 54.9% of the population. Hispanic or Latino residents account for 27.0%. The Hispanic or Latino population is significantly higher than the state average (27.0% vs 8.6%). The Asian population (0.5%) is well below the state average of 2.6%.

Education

17.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 40% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 81.3%.

Data Sources & Methodology

All demographic data for Elkhart, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Elkhart, Indiana?

Elkhart, Indiana has a population of 53,733 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Elkhart, IN?

The median household income in Elkhart is $51,028, which is 37% lower than the national median of $80,734.

What is the poverty rate in Elkhart, IN?

The poverty rate in Elkhart is 18.2%. This means approximately 9,606 residents live below the federal poverty line.

What is the racial makeup of Elkhart, Indiana?

Elkhart's population is 54.9% White, 12.4% Black, 27.0% Hispanic/Latino, and 0.5% Asian.

What is the median home value in Elkhart, IN?

The median home value in Elkhart is $139,500. The home-value-to-income ratio is 2.7x.

How educated is Elkhart, Indiana?

17.7% of adults (25+) in Elkhart hold a bachelor's degree or higher, and 5.7% hold a graduate or professional degree.