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Warsaw, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Warsaw, Indiana had a total population of 16,768, the 54th largest city in Indiana, with a median household income of $61,035, which is 15% lower than the state average. The poverty rate is 17.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Warsaw Quick Facts

Population 16,768
Median Household Income $61,035
Median Home Value $181,200
Poverty Rate 17.6%
Unemployment Rate 2.3%
Median Age 33.8 years
Homeownership Rate 49.3%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 33.7%
High School Graduation Rate 89.9%
Diversity Index 40/100
Population 16,768 54th of 967
Median Income $61,035 average
Poverty Rate 17.6% 42% higher than national
Median Home Value $181,200 above average

How Warsaw Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population16,59216,768+1.1%
Median household income$57,170$61,035+6.8%
Median home value$175,300$181,200+3.4%

How Warsaw Compares

Economy & Housing

Household Income Distribution

Under $25K 16.4%
$25K-$50K 21.9%
$50K-$100K 39.4%
$100K+ 22.3%
Detailed income brackets
Under $10K
5.8%
$10K-$15K
3.4%
$15K-$20K
2.6%
$20K-$25K
4.6%
$25K-$30K
5.4%
$30K-$35K
4.2%
$35K-$40K
6.3%
$40K-$45K
4.4%
$45K-$50K
1.6%
$50K-$60K
10.4%
$60K-$75K
11.7%
$75K-$100K
17.3%
$100K-$125K
10.1%
$125K-$150K
5.1%
$150K-$200K
3.1%
$200K+
4.0%

Employment

2.3% Unemployment Rate State: 4.3%|National: 5.2%
63.7% Labor Force Participation

Housing Overview

Owner 49.3%
Renter 50.7%
Affordability Index Affordable
3.0x home value to income ratio
Median gross rent $1,066/mo 21.0% of median household income annually

People & Demographics

Diversity Index

40out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Warsaw Rankings in Indiana

#54 Population of 967
#438 Median Income of 796
#137 Education of 966
#284 Home Value of 818

Other Cities in Kosciusko County

CityPopulationMedian IncomePovertyHome Value
Winona Lake 5,080 $82,188 8.0% $274,500
Milford 1,661 $51,667 9.4% $159,700
Pierceton 1,451 $80,625 10.9% $117,600
North Webster 866 $55,278 10.4% $204,500
Silver Lake 857 $55,272 15.3% $112,000
Mentone 768 $60,000 7.4% $112,000
Leesburg 652 $101,563 3.2% $172,300
Etna Green 441 $63,281 13.9% $98,300
Claypool 318 $60,417 13.8% $110,800
Burket 203 $55,833 6.4% $109,400

Cities Similar to Warsaw

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Huntington17,030$56,520$119,50016.4%15.0%
Crawfordsville16,491$55,033$134,00015.2%15.2%
Vincennes16,586$53,637$111,60016.8%19.6%
Frankfort15,917$57,412$138,60011.5%12.9%
Lebanon17,812$65,154$195,60021.7%7.9%

Population Overview

Warsaw is a small city located in Indiana, within Kosciusko County. The total population is 16,768. It ranks as the 54th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Warsaw is 33.8 years. This is 11% lower than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Warsaw is $61,035. This is 15% lower than the state median of $71,957. It is also 24% lower than the national median of $80,734. The poverty rate stands at 17.6%. This is 43% higher than the state poverty rate of 12.3%. The unemployment rate is 2.3%. This is 46% lower than the state rate of 4.3%. The median home value is $181,200. Housing costs are 17% lower than the state median of $218,200. The home-value-to-income ratio is 3.0x. 49.3% of occupied housing units are owner-occupied. This homeownership rate is 30% lower than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Warsaw is White (non-Hispanic), making up 75.8% of the population. Hispanic or Latino residents account for 15.3%. The Black or African American population (1.7%) is well below the state average of 9.1%. The Hispanic or Latino population is significantly higher than the state average (15.3% vs 8.6%). The Asian population is significantly higher than the state average (4.1% vs 2.6%).

Education

33.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% higher than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.9%.

Data Sources & Methodology

All demographic data for Warsaw, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Warsaw, Indiana?

Warsaw, Indiana has a population of 16,768 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Warsaw, IN?

The median household income in Warsaw is $61,035, which is 24% lower than the national median of $80,734.

What is the poverty rate in Warsaw, IN?

The poverty rate in Warsaw is 17.6%. This means approximately 2,883 residents live below the federal poverty line.

What is the racial makeup of Warsaw, Indiana?

Warsaw's population is 75.8% White, 1.7% Black, 15.3% Hispanic/Latino, and 4.1% Asian.

What is the median home value in Warsaw, IN?

The median home value in Warsaw is $181,200. The home-value-to-income ratio is 3.0x.

How educated is Warsaw, Indiana?

33.7% of adults (25+) in Warsaw hold a bachelor's degree or higher, and 13.9% hold a graduate or professional degree.