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Whitewater, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Whitewater, Indiana had a total population of 74, the 892nd largest town in Indiana, with a median household income of $62,679, which is 13% lower than the state average. The poverty rate is 8.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Whitewater Quick Facts

Population 74
Median Household Income $62,679
Median Home Value $112,500
Poverty Rate 8.1%
Unemployment Rate 0.0%
Median Age 44.9 years
Homeownership Rate 93.1%
Affordability Ratio 1.8x
Bachelor's Degree or Higher 17.9%
High School Graduation Rate 100.0%
Diversity Index 0/100
Population 74 892nd of 967
Median Income $62,679 average
Poverty Rate 8.1% 35% lower than national
Median Home Value $112,500 bottom 30%

How Whitewater Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population7174+4.2%
Median household income$60,536$62,679+3.5%
Median home value$80,000$112,500+40.6%

How Whitewater Compares

Economy & Housing

Household Income Distribution

Under $25K 20.7%
$25K-$50K 20.7%
$50K-$100K 44.8%
$100K+ 13.8%
Detailed income brackets
Under $10K
3.5%
$10K-$15K
10.3%
$15K-$20K
6.9%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
6.9%
$35K-$40K
6.9%
$40K-$45K
0.0%
$45K-$50K
6.9%
$50K-$60K
6.9%
$60K-$75K
34.5%
$75K-$100K
3.5%
$100K-$125K
6.9%
$125K-$150K
6.9%
$150K-$200K
0.0%
$200K+
0.0%

Employment

0.0% Unemployment Rate State: 4.3%|National: 5.2%
60.3% Labor Force Participation

Housing Overview

Owner 93.1%
Renter 6.9%
Affordability Index Very Affordable
1.8x home value to income ratio

People & Demographics

Diversity Index

0out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Whitewater Rankings in Indiana

#892 Population of 967
#418 Median Income of 796
#379 Education of 966
#575 Home Value of 818

Other Cities in Wayne County

CityPopulationMedian IncomePovertyHome Value
Richmond 35,581 $45,399 25.4% $114,400
Centerville 2,772 $49,688 14.2% $149,200
Cambridge City 1,657 $51,071 19.9% $103,100
Hagerstown 1,642 $56,484 10.7% $119,600
Dublin 870 $51,406 3.2% $97,700
Fountain City 702 $47,802 17.9% $96,200
Spring Grove 464 $58,359 21.3% $126,900
Greens Fork 436 $74,875 6.9% $96,300
Milton 323 $47,083 13.6% $83,900
Boston 246 $70,893 30.8% $75,500

Cities Similar to Whitewater

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Bippus75N/AN/A20.3%0.0%
Clarksburg76N/AN/A0.0%0.0%
Emison76N/A$165,2000.0%13.2%
Montmorenci76N/AN/A100.0%0.0%
Spartanburg76N/AN/A0.0%0.0%

A note before these figures: with a population of 74, Whitewater's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Whitewater is a small community located in Indiana, within Wayne County. The total population is 74. It ranks as the 892nd most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Whitewater is 44.9 years. This is 18% higher than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Whitewater is $62,679. This is 13% lower than the state median of $71,957. It is also 22% lower than the national median of $80,734. The poverty rate stands at 8.1%. This is 34% lower than the state poverty rate of 12.3%. The survey records no unemployed residents in Whitewater, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $112,500. Housing costs are 48% lower than the state median of $218,200. With a home-value-to-income ratio of just 1.8x, Whitewater is one of the most affordable housing markets in the area. 93.1% of occupied housing units are owner-occupied. This homeownership rate is 32% higher than the state average of 70.5%.

Race & Ethnicity

Every resident counted in Whitewater was recorded as White (non-Hispanic). A figure of exactly 100.0% reflects a survey sample too small to capture the community's full composition rather than a precise measurement.

Education

17.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. No surveyed resident aged 25 or older reported leaving school before earning a high school diploma, though a rate of exactly 100% reflects the limits of a small sample.

Data Sources & Methodology

All demographic data for Whitewater, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Whitewater, Indiana?

Whitewater, Indiana has a population of 74 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Whitewater, IN?

The median household income in Whitewater is $62,679, which is 22% lower than the national median of $80,734.

What is the poverty rate in Whitewater, IN?

The poverty rate in Whitewater is 8.1%. This means approximately 6 residents live below the federal poverty line.

What is the racial makeup of Whitewater, Indiana?

Whitewater's population is 100.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Whitewater, IN?

The median home value in Whitewater is $112,500. The home-value-to-income ratio is 1.8x.

How educated is Whitewater, Indiana?

17.9% of adults (25+) in Whitewater hold a bachelor's degree or higher, and 5.4% hold a graduate or professional degree.