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Cambridge, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Cambridge, Kentucky had a total population of 167, the 487th largest city in Kentucky, with a median household income of $101,429, which is 59% higher than the state average. The poverty rate is 1.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cambridge Quick Facts

Population 167
Median Household Income $101,429
Median Home Value $256,500
Poverty Rate 1.8%
Unemployment Rate 4.8%
Median Age 42.4 years
Homeownership Rate 94.2%
Affordability Ratio 2.5x
Bachelor's Degree or Higher 45.2%
High School Graduation Rate 98.4%
Diversity Index 16/100
Population 167 487th of 552
Median Income $101,429 top 20%
Poverty Rate 1.8% 86% lower than national
Median Home Value $256,500 top 30%

How Cambridge Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population134167+24.6%
Median household income$98,281$101,429+3.2%
Median home value$229,200$256,500+11.9%

How Cambridge Compares

Economy & Housing

Household Income Distribution

Under $25K 7.0%
$25K-$50K 11.6%
$50K-$100K 26.7%
$100K+ 54.6%
Detailed income brackets
Under $10K
3.5%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
3.5%
$25K-$30K
2.3%
$30K-$35K
2.3%
$35K-$40K
4.7%
$40K-$45K
2.3%
$45K-$50K
0.0%
$50K-$60K
3.5%
$60K-$75K
15.1%
$75K-$100K
8.1%
$100K-$125K
15.1%
$125K-$150K
7.0%
$150K-$200K
25.6%
$200K+
7.0%

Employment

4.8% Unemployment Rate State: 4.9%|National: 5.2%
84.6% Labor Force Participation

Housing Overview

Owner 94.2%
Renter 5.8%
Affordability Index Very Affordable
2.5x home value to income ratio

People & Demographics

Diversity Index

16out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Cambridge Rankings in Kentucky

#487 Population of 552
#74 Median Income of 496
#92 Education of 550
#108 Home Value of 495

Other Cities in Jefferson County

CityPopulationMedian IncomePovertyHome Value
Louisville/Jefferson County metro government 631,818 $66,849 15.8% $233,900
Jeffersontown 29,199 $81,506 6.5% $250,700
St. Matthews 17,577 $82,412 7.2% $338,000
Shively 15,638 $50,221 14.7% $154,700
Lyndon 11,030 $65,679 9.2% $276,800
Middletown 9,763 $82,537 9.1% $336,000
Douglass Hills 5,474 $78,482 6.4% $346,300
Hurstbourne 4,702 $116,094 5.5% $542,600
Prospect 4,542 $163,462 2.4% $538,400
Indian Hills 2,897 $192,000 2.5% $699,200

Cities Similar to Cambridge

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Dwale170N/AN/A0.0%28.2%
Mount Olivet170N/A$65,00022.1%31.8%
Rabbit Hash175N/A$300,00025.7%30.9%
Worthville176N/A$66,4003.0%67.5%
Allensville158N/A$80,0000.0%5.1%

A note before these figures: with a population of 167, Cambridge's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Cambridge is a small community located in Kentucky, within Jefferson County. The total population is 167. It ranks as the 487th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Cambridge is 42.4 years. This is 8% higher than the state median of 39.1 years. Only 10.8% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Cambridge is $101,429. This is 59% higher than the state median of $63,726. It is also 26% higher than the national median of $80,734. The poverty rate stands at 1.8%. This is 89% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.8%. This is 2% lower than the state rate of 4.9%. The median home value is $256,500. Housing costs are 25% higher than the state median of $205,600. With a home-value-to-income ratio of just 2.5x, Cambridge is one of the most affordable housing markets in the area. 94.2% of occupied housing units are owner-occupied. This homeownership rate is 38% higher than the state average of 68.3%.

Race & Ethnicity

Cambridge has a predominantly White (non-Hispanic) population, comprising 91.6% of all residents. Hispanic or Latino residents account for 3.0%. The Black or African American population (0.6%) is well below the state average of 7.5%.

Education

45.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 64% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.4%. Notably, 23.0% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cambridge, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cambridge, Kentucky?

Cambridge, Kentucky has a population of 167 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cambridge, KY?

The median household income in Cambridge is $101,429, which is 26% higher than the national median of $80,734.

What is the poverty rate in Cambridge, KY?

The poverty rate in Cambridge is 1.8%. This means approximately 3 residents live below the federal poverty line.

What is the racial makeup of Cambridge, Kentucky?

Cambridge's population is 91.6% White, 0.6% Black, 3.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Cambridge, KY?

The median home value in Cambridge is $256,500. The home-value-to-income ratio is 2.5x.

How educated is Cambridge, Kentucky?

45.2% of adults (25+) in Cambridge hold a bachelor's degree or higher, and 23.0% hold a graduate or professional degree.