Coldstream, Kentucky Demographics & Population 2026
During the 2020–2024 ACS period, Coldstream, Kentucky had a total population of 1,331, the 211th largest city in Kentucky, with a median household income of $109,226, which is 71% higher than the state average. The poverty rate is 2.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 71% above the state average — one of the wealthiest communities in Kentucky.
- An exceptionally low poverty rate of 2.8% — among the lowest in Kentucky.
- Near full employment with an unemployment rate of just 0.8%.
Coldstream Quick Facts
How Coldstream Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,269 | 1,331 | +4.9% |
| Median household income | $96,417 | $109,226 | +13.3% |
| Median home value | $260,300 | $277,700 | +6.7% |
How Coldstream Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 33 | National average: 61
Education
Educational Attainment (Adults 25+)
Coldstream Rankings in Kentucky
Explore Kentucky Rankings
Other Cities in Jefferson County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Louisville/Jefferson County metro government | 631,818 | $66,849 | 15.8% | $233,900 |
| Jeffersontown | 29,199 | $81,506 | 6.5% | $250,700 |
| St. Matthews | 17,577 | $82,412 | 7.2% | $338,000 |
| Shively | 15,638 | $50,221 | 14.7% | $154,700 |
| Lyndon | 11,030 | $65,679 | 9.2% | $276,800 |
| Middletown | 9,763 | $82,537 | 9.1% | $336,000 |
| Douglass Hills | 5,474 | $78,482 | 6.4% | $346,300 |
| Hurstbourne | 4,702 | $116,094 | 5.5% | $542,600 |
| Prospect | 4,542 | $163,462 | 2.4% | $538,400 |
| Indian Hills | 2,897 | $192,000 | 2.5% | $699,200 |
Cities Similar to Coldstream
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Beechwood Village | 1,292 | $118,333 | $343,600 | 65.3% | 8.8% |
| Northfield | 1,250 | $111,250 | $513,300 | 69.4% | 10.5% |
| Heritage Creek | 1,283 | $100,294 | $270,500 | 28.4% | 2.4% |
| Barbourmeade | 1,247 | $116,875 | $384,900 | 66.6% | 12.0% |
| Bellefonte | 1,419 | $117,250 | $282,600 | 52.6% | 9.9% |
Population Overview
Coldstream is a small community located in Kentucky, within Jefferson County. The total population is 1,331. It ranks as the 211th most populous out of 552 Census-designated places in Kentucky.
Age Demographics
The median age in Coldstream is 37.3 years. This is 5% lower than the state median of 39.1 years.
Economy, Income & Housing
The median household income in Coldstream is $109,226. This is 71% higher than the state median of $63,726. It is also 35% higher than the national median of $80,734. The poverty rate stands at 2.8%. This is 83% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.8%. This is 83% lower than the state rate of 4.9%. The median home value is $277,700. Housing costs are 35% higher than the state median of $205,600. With a home-value-to-income ratio of just 2.5x, Coldstream is one of the most affordable housing markets in the area. 82.0% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 68.3%.
Race & Ethnicity
The largest racial or ethnic group in Coldstream is White (non-Hispanic), making up 60.6% of the population. Black or African American residents account for 20.1%. The Black or African American population is significantly higher than the state average (20.1% vs 7.5%). The Asian population is significantly higher than the state average (8.9% vs 1.6%).
Education
46.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 68% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.8%. Notably, 18.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Coldstream, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Coldstream, Kentucky?
Coldstream, Kentucky has a population of 1,331 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Coldstream, KY?
The median household income in Coldstream is $109,226, which is 35% higher than the national median of $80,734.
What is the poverty rate in Coldstream, KY?
The poverty rate in Coldstream is 2.8%. This means approximately 37 residents live below the federal poverty line.
What is the racial makeup of Coldstream, Kentucky?
Coldstream's population is 60.6% White, 20.1% Black, 4.6% Hispanic/Latino, and 8.9% Asian.
What is the median home value in Coldstream, KY?
The median home value in Coldstream is $277,700. The home-value-to-income ratio is 2.5x.
How educated is Coldstream, Kentucky?
46.3% of adults (25+) in Coldstream hold a bachelor's degree or higher, and 18.4% hold a graduate or professional degree.