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Elk Creek, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Elk Creek, Kentucky had a total population of 2,207, the 157th largest community in Kentucky, with a median household income of $144,100, which is 126% higher than the state average. The poverty rate is 7.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Elk Creek Quick Facts

Population 2,207
Median Household Income $144,100
Median Home Value $405,000
Poverty Rate 7.9%
Unemployment Rate 4.3%
Median Age 39.3 years
Homeownership Rate 98.9%
Affordability Ratio 2.8x
Bachelor's Degree or Higher 42.8%
High School Graduation Rate 97.2%
Diversity Index 22/100
Population 2,207 157th of 552
Median Income $144,100 top 10%
Poverty Rate 7.9% 37% lower than national
Median Home Value $405,000 top 10%

How Elk Creek Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,3442,207-5.8%
Median household income$127,487$144,100+13.0%
Median home value$358,600$405,000+12.9%

How Elk Creek Compares

Economy & Housing

Household Income Distribution

Under $25K 1.2%
$25K-$50K 13.6%
$50K-$100K 12.9%
$100K+ 72.3%
Detailed income brackets
Under $10K
1.2%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
0.0%
$25K-$30K
4.9%
$30K-$35K
7.7%
$35K-$40K
0.0%
$40K-$45K
0.9%
$45K-$50K
0.0%
$50K-$60K
3.9%
$60K-$75K
2.4%
$75K-$100K
6.7%
$100K-$125K
3.9%
$125K-$150K
21.1%
$150K-$200K
20.7%
$200K+
26.7%

Employment

4.3% Unemployment Rate State: 4.9%|National: 5.2%
71.9% Labor Force Participation

Housing Overview

Owner 98.9%
Renter 1.1%
Affordability Index Very Affordable
2.8x home value to income ratio

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Elk Creek Rankings in Kentucky

#157 Population of 552
#25 Median Income of 496
#99 Education of 550
#31 Home Value of 495

Other Cities in Spencer County

CityPopulationMedian IncomePovertyHome Value
Taylorsville 1,496 $43,259 28.7% $164,200

Cities Similar to Elk Creek

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Windy Hills2,081$130,714$402,00068.8%5.1%
Anchorage2,506$199,375$854,20083.8%11.9%
Orchard Grass Hills1,912$107,000$301,50050.6%7.4%
Lakeside Park2,828$128,650$360,40054.3%1.5%
Doe Valley1,776$109,135$333,30042.5%1.8%

Population Overview

Elk Creek is a small community located in Kentucky, within Spencer County. The total population is 2,207. It ranks as the 157th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Elk Creek is 39.3 years. This is about the same as the state median of 39.1 years.

Economy, Income & Housing

The median household income in Elk Creek is $144,100. This is 126% higher than the state median of $63,726. It is also 78% higher than the national median of $80,734. The poverty rate stands at 7.9%. This is 51% lower than the state poverty rate of 16.1%. The unemployment rate is 4.3%. This is 12% lower than the state rate of 4.9%. The median home value is $405,000. Housing costs are 97% higher than the state median of $205,600. With a home-value-to-income ratio of just 2.8x, Elk Creek is one of the most affordable housing markets in the area. 98.9% of occupied housing units are owner-occupied. This homeownership rate is 45% higher than the state average of 68.3%.

Race & Ethnicity

Elk Creek has a predominantly White (non-Hispanic) population, comprising 88.3% of all residents. Hispanic or Latino residents account for 5.4%.

Education

42.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 55% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.2%. Notably, 17.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Elk Creek, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Elk Creek, Kentucky?

Elk Creek, Kentucky has a population of 2,207 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Elk Creek, KY?

The median household income in Elk Creek is $144,100, which is 78% higher than the national median of $80,734.

What is the poverty rate in Elk Creek, KY?

The poverty rate in Elk Creek is 7.9%. This means approximately 172 residents live below the federal poverty line.

What is the racial makeup of Elk Creek, Kentucky?

Elk Creek's population is 88.3% White, 0.0% Black, 5.4% Hispanic/Latino, and 2.2% Asian.

What is the median home value in Elk Creek, KY?

The median home value in Elk Creek is $405,000. The home-value-to-income ratio is 2.8x.

How educated is Elk Creek, Kentucky?

42.8% of adults (25+) in Elk Creek hold a bachelor's degree or higher, and 17.8% hold a graduate or professional degree.