Fincastle, Kentucky Demographics & Population 2026

Name: Fincastle, Kentucky Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

During the 2020–2024 ACS period, Fincastle, Kentucky had a total population of 717, the 290th largest city in Kentucky, with a median household income of $90,833, which is 43% higher than the state average. The poverty rate is 8.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Household income is 43% above the state average — one of the wealthiest communities in Kentucky.
One of the most racially diverse communities in Kentucky (diversity index: 70/100).

Fincastle Quick Facts

Population 717

Median Household Income $90,833

Median Home Value $263,700

Poverty Rate 8.8%

Unemployment Rate 3.1%

Median Age 39.9 years

Homeownership Rate 95.7%

Affordability Ratio 2.9x

Bachelor's Degree or Higher 43.3%

High School Graduation Rate 94.1%

Diversity Index 70/100

Population 717 290th of 552

Median Income $90,833 top 20%

Poverty Rate 8.8% 29% lower than national

Median Home Value $263,700 top 20%

How Fincastle Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric	2019–2023	2020–2024	Change
Population	606	717	+18.3%
Median household income	$85,500	$90,833	+6.2%
Median home value	$253,300	$263,700	+4.1%

How Fincastle Compares

Median Household Income

Fincastle

$90,833

$63,726

National

$80,734

Median Home Value

Fincastle

$263,700

$205,600

National

$332,700

Economy & Housing

Household Income Distribution

Under $25K 12.1%

$25K-$50K 11.1%

$50K-$100K 30.4%

$100K+ 46.4%

Detailed income brackets

Under $10K

5.7%

$10K-$15K

1.8%

$15K-$20K

1.1%

$20K-$25K

3.6%

$25K-$30K

2.1%

$30K-$35K

1.8%

$35K-$40K

3.9%

$40K-$45K

0.4%

$45K-$50K

2.9%

$50K-$60K

8.9%

$60K-$75K

7.9%

$75K-$100K

13.6%

$100K-$125K

18.6%

$125K-$150K

11.1%

$150K-$200K

10.0%

$200K+

6.8%

Employment

3.1% Unemployment Rate State: 4.9%|National: 5.2%

65.1% Labor Force Participation

Housing Overview

Owner 95.7%

Renter 4.3%

Affordability Index Very Affordable

2.9x home value to income ratio

Median gross rent $2,583/mo 34.1% of median household income annually

People & Demographics

Age Distribution

Under 18

24.4%

18-34

15.1%

35-54

31.4%

55-74

21.8%

75+

7.4%

Race & Ethnicity

Diversity Index

Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 33 | National average: 61

Education

Educational Attainment (Adults 25+)

Fincastle Rankings in Kentucky

#290 Population of 552

#100 Median Income of 496

#98 Education of 550

#100 Home Value of 495

Explore Kentucky Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Other Cities in Jefferson County

City	Population	Median Income	Poverty	Home Value
Louisville/Jefferson County metro government	631,818	$66,849	15.8%	$233,900
Jeffersontown	29,199	$81,506	6.5%	$250,700
St. Matthews	17,577	$82,412	7.2%	$338,000
Shively	15,638	$50,221	14.7%	$154,700
Lyndon	11,030	$65,679	9.2%	$276,800
Middletown	9,763	$82,537	9.1%	$336,000
Douglass Hills	5,474	$78,482	6.4%	$346,300
Hurstbourne	4,702	$116,094	5.5%	$542,600
Prospect	4,542	$163,462	2.4%	$538,400
Indian Hills	2,897	$192,000	2.5%	$699,200

Cities Similar to Fincastle

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Houston Acres	745	$94,000	$253,700	59.1%	13.3%
Mortons Gap	650	N/A	$96,800	5.8%	24.6%
Whitesville	661	$85,000	$161,100	27.2%	8.8%
Petersburg	771	$101,389	$226,700	40.8%	3.6%
Pembroke	732	$70,804	$191,200	21.1%	14.2%

A note before these figures: with a population of 717, Fincastle's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Fincastle is a small community located in Kentucky, within Jefferson County. The total population is 717. It ranks as the 290th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Fincastle is 39.9 years. This is 2% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Fincastle is $90,833. This is 43% higher than the state median of $63,726. It is also 13% higher than the national median of $80,734. The poverty rate stands at 8.8%. This is 45% lower than the state poverty rate of 16.1%. The unemployment rate is 3.1%. This is 35% lower than the state rate of 4.9%. The median home value is $263,700. Housing costs are 28% higher than the state median of $205,600. With a home-value-to-income ratio of just 2.9x, Fincastle is one of the most affordable housing markets in the area. 95.7% of occupied housing units are owner-occupied. This homeownership rate is 40% higher than the state average of 68.3%.

Race & Ethnicity

Fincastle is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. Black or African American residents account for 27.2%. The Black or African American population is significantly higher than the state average (27.2% vs 7.5%). The Hispanic or Latino population is significantly higher than the state average (9.3% vs 5.0%). The Asian population is significantly higher than the state average (7.1% vs 1.6%).

Education

43.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.1%. Notably, 16.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Fincastle, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Fincastle, Kentucky?

Fincastle, Kentucky has a population of 717 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Fincastle, KY?

The median household income in Fincastle is $90,833, which is 13% higher than the national median of $80,734.

What is the poverty rate in Fincastle, KY?

The poverty rate in Fincastle is 8.8%. This means approximately 62 residents live below the federal poverty line.

What is the racial makeup of Fincastle, Kentucky?

Fincastle's population is 44.4% White, 27.2% Black, 9.3% Hispanic/Latino, and 7.1% Asian.

What is the median home value in Fincastle, KY?

The median home value in Fincastle is $263,700. The home-value-to-income ratio is 2.9x.

How educated is Fincastle, Kentucky?

43.3% of adults (25+) in Fincastle hold a bachelor's degree or higher, and 16.7% hold a graduate or professional degree.