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Franklin, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Franklin, Kentucky had a total population of 10,360, the 43rd largest city in Kentucky, with a median household income of $59,052, which is 7% lower than the state average. The poverty rate is 17.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Franklin Quick Facts

Population 10,360
Median Household Income $59,052
Median Home Value $195,400
Poverty Rate 17.1%
Unemployment Rate 6.2%
Median Age 35.8 years
Homeownership Rate 55.0%
Affordability Ratio 3.3x
Bachelor's Degree or Higher 15.5%
High School Graduation Rate 88.5%
Diversity Index 34/100
Population 10,360 43rd of 552
Median Income $59,052 average
Poverty Rate 17.1% 37% higher than national
Median Home Value $195,400 above average

How Franklin Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population10,25410,360+1.0%
Median household income$55,552$59,052+6.3%
Median home value$170,400$195,400+14.7%

How Franklin Compares

Economy & Housing

Household Income Distribution

Under $25K 22.4%
$25K-$50K 18.1%
$50K-$100K 37.3%
$100K+ 22.3%
Detailed income brackets
Under $10K
7.7%
$10K-$15K
6.8%
$15K-$20K
4.0%
$20K-$25K
3.9%
$25K-$30K
6.3%
$30K-$35K
1.9%
$35K-$40K
3.8%
$40K-$45K
3.4%
$45K-$50K
2.6%
$50K-$60K
10.7%
$60K-$75K
16.9%
$75K-$100K
9.7%
$100K-$125K
10.3%
$125K-$150K
4.8%
$150K-$200K
2.3%
$200K+
5.0%

Employment

6.2% Unemployment Rate State: 4.9%|National: 5.2%
55.9% Labor Force Participation

Housing Overview

Owner 55.0%
Renter 45.0%
Affordability Index Affordable
3.3x home value to income ratio
Median gross rent $1,010/mo 20.5% of median household income annually

People & Demographics

Diversity Index

34out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Franklin Rankings in Kentucky

#43 Population of 552
#225 Median Income of 496
#315 Education of 550
#172 Home Value of 495

Cities Similar to Franklin

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Versailles10,492$62,368$286,10036.7%16.4%
Paris10,160$55,839$186,30025.0%16.9%
Fort Campbell North11,356$58,933N/A16.9%11.7%
Lyndon11,030$65,679$276,80043.8%9.2%
Elsmere9,205$60,503$171,90024.3%15.6%

Population Overview

Franklin is a small city located in Kentucky, within Simpson County. The total population is 10,360. It ranks as the 43rd most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Franklin is 35.8 years. This is 8% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Franklin is $59,052. This is 7% lower than the state median of $63,726. It is also 27% lower than the national median of $80,734. The poverty rate stands at 17.1%. This is 6% higher than the state poverty rate of 16.1%. The unemployment rate is 6.2%. This is 27% higher than the state rate of 4.9%. The median home value is $195,400. Housing costs are 5% lower than the state median of $205,600. The home-value-to-income ratio is 3.3x. 55.0% of occupied housing units are owner-occupied. This homeownership rate is 20% lower than the state average of 68.3%.

Race & Ethnicity

The largest racial or ethnic group in Franklin is White (non-Hispanic), making up 80.6% of the population. Black or African American residents account for 8.6%. The Asian population (0.2%) is well below the state average of 1.6%.

Education

15.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.5%.

Data Sources & Methodology

All demographic data for Franklin, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Franklin, Kentucky?

Franklin, Kentucky has a population of 10,360 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Franklin, KY?

The median household income in Franklin is $59,052, which is 27% lower than the national median of $80,734.

What is the poverty rate in Franklin, KY?

The poverty rate in Franklin is 17.1%. This means approximately 1,694 residents live below the federal poverty line.

What is the racial makeup of Franklin, Kentucky?

Franklin's population is 80.6% White, 8.6% Black, 3.5% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Franklin, KY?

The median home value in Franklin is $195,400. The home-value-to-income ratio is 3.3x.

How educated is Franklin, Kentucky?

15.5% of adults (25+) in Franklin hold a bachelor's degree or higher, and 7.6% hold a graduate or professional degree.