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Elsmere, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Elsmere, Kentucky had a total population of 9,205, the 50th largest city in Kentucky, with a median household income of $60,503, which is 5% lower than the state average. The poverty rate is 15.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Elsmere Quick Facts

Population 9,205
Median Household Income $60,503
Median Home Value $171,900
Poverty Rate 15.6%
Unemployment Rate 5.1%
Median Age 30.6 years
Homeownership Rate 75.1%
Affordability Ratio 2.8x
Bachelor's Degree or Higher 24.3%
High School Graduation Rate 90.4%
Diversity Index 35/100
Population 9,205 50th of 552
Median Income $60,503 average
Poverty Rate 15.6% 25% higher than national
Median Home Value $171,900 average

How Elsmere Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population9,1519,205+0.6%
Median household income$61,427$60,503-1.5%
Median home value$157,200$171,900+9.4%

How Elsmere Compares

Economy & Housing

Household Income Distribution

Under $25K 11.5%
$25K-$50K 28.6%
$50K-$100K 31.0%
$100K+ 28.8%
Detailed income brackets
Under $10K
5.1%
$10K-$15K
1.7%
$15K-$20K
1.9%
$20K-$25K
2.9%
$25K-$30K
8.1%
$30K-$35K
1.1%
$35K-$40K
5.0%
$40K-$45K
9.0%
$45K-$50K
5.3%
$50K-$60K
8.9%
$60K-$75K
13.1%
$75K-$100K
9.0%
$100K-$125K
11.7%
$125K-$150K
2.3%
$150K-$200K
11.0%
$200K+
3.8%

Employment

5.1% Unemployment Rate State: 4.9%|National: 5.2%
72.9% Labor Force Participation

Housing Overview

Owner 75.1%
Renter 24.9%
Affordability Index Very Affordable
2.8x home value to income ratio
Median gross rent $1,351/mo 26.8% of median household income annually

People & Demographics

Diversity Index

35out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Elsmere Rankings in Kentucky

#50 Population of 552
#218 Median Income of 496
#201 Education of 550
#206 Home Value of 495

Other Cities in Kenton County

CityPopulationMedian IncomePovertyHome Value
Covington 41,110 $61,166 20.8% $187,300
Independence 29,392 $102,361 8.8% $263,700
Erlanger 19,875 $75,840 13.7% $209,000
Fort Mitchell 8,713 $86,310 8.1% $357,100
Edgewood 8,447 $119,028 3.8% $312,200
Villa Hills 7,480 $107,859 3.7% $362,500
Taylor Mill 6,937 $88,546 10.9% $241,000
Fort Wright 5,887 $105,024 3.0% $328,900
Walton 5,730 $77,917 13.0% $262,200
Crescent Springs 4,486 $83,066 5.4% $302,100

Cities Similar to Elsmere

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Hillview8,797$68,111$186,30018.6%11.2%
Harrodsburg9,313$48,381$154,20021.0%14.5%
Franklin10,360$59,052$195,40015.5%17.1%
Paris10,160$55,839$186,30025.0%16.9%
Versailles10,492$62,368$286,10036.7%16.4%

Population Overview

Elsmere is a small city located in Kentucky, within Kenton County. The total population is 9,205. It ranks as the 50th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Elsmere is 30.6 years. This is 22% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Elsmere is $60,503. This is 5% lower than the state median of $63,726. It is also 25% lower than the national median of $80,734. The poverty rate stands at 15.6%. This is 3% lower than the state poverty rate of 16.1%. The unemployment rate is 5.1%. This is 5% higher than the state rate of 4.9%. The median home value is $171,900. Housing costs are 16% lower than the state median of $205,600. With a home-value-to-income ratio of just 2.8x, Elsmere is one of the most affordable housing markets in the area. 75.1% of occupied housing units are owner-occupied. This homeownership rate is 10% higher than the state average of 68.3%.

Race & Ethnicity

The largest racial or ethnic group in Elsmere is White (non-Hispanic), making up 80.0% of the population. Hispanic or Latino residents account for 6.3%. The Black or African American population (3.3%) is well below the state average of 7.5%. The Asian population is significantly higher than the state average (2.7% vs 1.6%).

Education

24.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 12% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.4%.

Data Sources & Methodology

All demographic data for Elsmere, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Elsmere, Kentucky?

Elsmere, Kentucky has a population of 9,205 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Elsmere, KY?

The median household income in Elsmere is $60,503, which is 25% lower than the national median of $80,734.

What is the poverty rate in Elsmere, KY?

The poverty rate in Elsmere is 15.6%. This means approximately 1,416 residents live below the federal poverty line.

What is the racial makeup of Elsmere, Kentucky?

Elsmere's population is 80.0% White, 3.3% Black, 6.3% Hispanic/Latino, and 2.7% Asian.

What is the median home value in Elsmere, KY?

The median home value in Elsmere is $171,900. The home-value-to-income ratio is 2.8x.

How educated is Elsmere, Kentucky?

24.3% of adults (25+) in Elsmere hold a bachelor's degree or higher, and 2.9% hold a graduate or professional degree.